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This is the thread where you can ask any random question you have. Feel free to ask even the most basic questions that you otherwise might be embarrassed to ask. This is the thread for beginners, so veterans here will treat you nicely. Ask a beginner's Q in some other threads and no guarantee of that same treatment. ;)
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Author Topic: Questions and Help for BEGINNERS!  (Read 1769067 times)

Offline Tom Brady

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Re: Questions and Help for BEGINNERS!
« Reply #3300 on: January 20, 2015, 12:12:44 PM »
Quote from: avromie7 on January 20, 2015, 12:10:10 PM
What about purchases
No intro apr for purchases
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Offline avromie7

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Re: Questions and Help for BEGINNERS!
« Reply #3301 on: January 20, 2015, 12:16:48 PM »
Quote from: Tom Brady on January 20, 2015, 12:12:44 PM
No intro apr for purchases
For how long 12 months or 45 days
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Offline TimT

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Re: Questions and Help for BEGINNERS!
« Reply #3302 on: January 20, 2015, 12:20:15 PM »
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Offline avromie7

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Re: Questions and Help for BEGINNERS!
« Reply #3303 on: January 20, 2015, 12:24:00 PM »
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Offline avromie7

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Re: Questions and Help for BEGINNERS!
« Reply #3304 on: January 20, 2015, 04:35:25 PM »
What is the best non chase 0% intro APR CC?
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Offline Tom Brady

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Re: Questions and Help for BEGINNERS!
« Reply #3305 on: January 20, 2015, 04:55:59 PM »
Quote from: avromie7 on January 20, 2015, 04:35:25 PM
What is the best non chase 0% intro APR CC?
It all depends on your relatives needs and spending.  However if your relative is looking for the longest 0% apr as possible, the Citi Simplicity card is free and has 0% intro apr for 18 months.  For the best rewards for everyday spending and 0% intro apr, the American Express Everyday Preferred card is the best choice with 0% apr for 15 months but it comes with a $95 annual fee.
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Offline avromie7

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Re: Questions and Help for BEGINNERS!
« Reply #3306 on: January 20, 2015, 05:03:33 PM »
Quote from: Tom Brady on January 20, 2015, 04:55:59 PM
It all depends on your relatives needs and spending.  However if your relative is looking for the longest 0% apr as possible, the Citi Simplicity card is free and has 0% intro apr for 18 months.  For the best rewards for everyday spending and 0% intro apr, the American Express Everyday Preferred card is the best choice with 0% apr for 15 months but it comes with a $95 annual fee.
Is the amex AF waived the first year?
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Offline TimT

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Re: Questions and Help for BEGINNERS!
« Reply #3307 on: January 20, 2015, 05:06:24 PM »
Quote from: avromie7 on January 20, 2015, 05:03:33 PM
Is the amex AF waived the first year?
EDP the AF is not waived
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Offline Tom Brady

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Re: Questions and Help for BEGINNERS!
« Reply #3308 on: January 20, 2015, 05:09:17 PM »
Quote from: avromie7 on January 20, 2015, 05:03:33 PM
Is the amex AF waived the first year?
No but the plain Amex Everyday card has the same intro apr and there is no annual fee.
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Offline avromie7

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Re: Questions and Help for BEGINNERS!
« Reply #3309 on: January 20, 2015, 05:13:34 PM »
Quote from: Tom Brady on January 20, 2015, 05:09:17 PM
No but the plain Amex Everyday card has the same intro apr and there is no annual fee.
Thanks for all your help
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Offline Tom Brady

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Re: Questions and Help for BEGINNERS!
« Reply #3310 on: January 20, 2015, 05:14:36 PM »
Quote from: avromie7 on January 20, 2015, 05:13:34 PM
Thanks for all your help
You're welcome
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Offline dsw193

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Re: Questions and Help for BEGINNERS!
« Reply #3311 on: January 20, 2015, 06:05:58 PM »
I just wrote my first check without getting a receipt.
Does chase give You a copy online or on monthly statement?
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Offline avromie7

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Re: Questions and Help for BEGINNERS!
« Reply #3312 on: January 20, 2015, 06:47:25 PM »
Quote from: dsw193 on January 20, 2015, 06:05:58 PM
I just wrote my first check without getting a receipt.
Does chase give You a copy online or on monthly statement?
online
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Offline Kabrams1618

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Re: Questions and Help for BEGINNERS!
« Reply #3313 on: January 20, 2015, 11:18:34 PM »
Does united still allow one way award tickets?
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Offline Ergel

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Re: Questions and Help for BEGINNERS!
« Reply #3314 on: January 20, 2015, 11:21:43 PM »
Quote from: Kabrams1618 on January 20, 2015, 11:18:34 PM
Does united still allow one way award tickets?
yes
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Life isn't about checking the boxes. Nobody cares.

Offline TimT

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Re: Questions and Help for BEGINNERS!
« Reply #3315 on: January 20, 2015, 11:23:53 PM »
Quote from: Kabrams1618 on January 20, 2015, 11:18:34 PM
Does united still allow one way award tickets?
yup
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Offline Gama Miles

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Re: Questions and Help for BEGINNERS!
« Reply #3316 on: January 22, 2015, 12:14:37 AM »
If a bank purges your account, will you receive the signup bonus for that credit card if it was canceled within 2 years? ( For a card that bank says needs to be closed for 2 years to receive bonus.) 
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Offline Marco Polo

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Re: Questions and Help for BEGINNERS!
« Reply #3317 on: January 22, 2015, 08:45:14 AM »
Quote from: Gama Miles on January 22, 2015, 12:14:37 AM
If a bank purges your account, will you receive the signup bonus for that credit card if it was canceled within 2 years? ( For a card that bank says needs to be closed for 2 years to receive bonus.)
The Chase cards you can get and even he airline and hotel ones with a little effort. All this without even having your accounts purged.
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Quaerite et Invenietis.

Offline Gama Miles

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Re: Questions and Help for BEGINNERS!
« Reply #3318 on: January 22, 2015, 10:56:31 AM »
Thanks Marco.
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Offline kwb

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Newbie
« Reply #3319 on: January 22, 2015, 05:09:54 PM »
I find it very hard to wade through all the info here, so please forgive me if this has been asked elsewhere.
I dabble in this stuff; I don't do it hardcore. But I do like to open a new card before a major purchase so I can quickly meet a spending threshold for bonus points.
I'm about to buy a $1700 item. I have a sapphire preferred open now, and have recently had a BA visa. I also have a Hilton Amex.
Which new card should I open to make my purchase? For shalom bayis reasons, I don't want to keep it open for too long after the buy.
Thanks.
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