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« Last edited by DoreshEmes on April 11, 2019, 03:54:27 AM »

Author Topic: Questions and Help for BEGINNERS!  (Read 1026416 times)

Offline benjie1305

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Re: Questions and Help for BEGINNERS!
« Reply #3495 on: February 16, 2015, 10:23:47 AM »
Same way you embed a picture.

Thanks! Worked!
Work hard, Play harder!

Offline TimT

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Re: Questions and Help for BEGINNERS!
« Reply #3496 on: February 16, 2015, 10:24:30 AM »

Offline exasahi

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Re: Questions and Help for BEGINNERS!
« Reply #3497 on: February 16, 2015, 03:03:09 PM »
I am interested in expanding my credit card arsenal.  I have good credit, and I just got a Chase Sapphire last month.  Today, I applied for an amex business platinum, and I am interested in the Everyday Preferred.  Are those two on the same point scales?  Also, since the AMEX bus plat card is a business card, does that make it more difficult for me to apply for the Everyday Preferred card?

Thanks

Offline Mordyk

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Re: Questions and Help for BEGINNERS!
« Reply #3498 on: February 16, 2015, 03:04:28 PM »
I am interested in expanding my credit card arsenal.  I have good credit, and I just got a Chase Sapphire last month.  Today, I applied for an amex business platinum, and I am interested in the Everyday Preferred.  Are those two on the same point scales?
 Yes
 Also, since the AMEX bus plat card is a business card, does that make it more difficult for me to apply for the Everyday Preferred card?
 shouldn't be

Thanks
#TYH

Offline Marco Polo

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Re: Questions and Help for BEGINNERS!
« Reply #3499 on: February 16, 2015, 03:05:27 PM »
I am interested in expanding my credit card arsenal.  I have good credit, and I just got a Chase Sapphire last month.  Today, I applied for an amex business platinum, and I am interested in the Everyday Preferred.  Are those two on the same point scales?  Also, since the AMEX bus plat card is a business card, does that make it more difficult for me to apply for the Everyday Preferred card?

Thanks
Keep in mind that it will only be one pull with Amex if done on the same day.
Quaerite et Invenietis.

Offline ckmk47

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Re: Questions and Help for BEGINNERS!
« Reply #3500 on: February 16, 2015, 03:07:37 PM »
I am interested in expanding my credit card arsenal.  I have good credit, and I just got a Chase Sapphire last month.  Today, I applied for an amex business platinum, and I am interested in the Everyday Preferred.  Are those two on the same point scales?  Also, since the AMEX bus plat card is a business card, does that make it more difficult for me to apply for the Everyday Preferred card?

Thanks
Apply for the 2nd Amex card on the same day as you applied for the 1st.  It may save you a 2nd Amex pull. (business apps in amex are often the same pull as personal apps)

Offline exasahi

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Re: Questions and Help for BEGINNERS!
« Reply #3501 on: February 16, 2015, 03:20:20 PM »
is the amex everyday preferred card available without a fee for the first year? (I have a blue card for the last 8 years if that makes any consolation)

Offline TimT

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Re: Questions and Help for BEGINNERS!
« Reply #3502 on: February 16, 2015, 03:21:05 PM »
is the amex everyday preferred card available without a fee for the first year?
No. There's an everyday non-preferred with no AF.

Offline exasahi

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Re: Questions and Help for BEGINNERS!
« Reply #3503 on: February 16, 2015, 05:01:41 PM »
How long should I space applications if I'm outside of the 24 hour window?

Offline TimT

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Re: Questions and Help for BEGINNERS!
« Reply #3504 on: February 16, 2015, 05:03:32 PM »
How long should I space applications if I'm outside of the 24 hour window?
If you're getting a 2nd pull it doesn't really matter if its 1 week or 1 month.

Offline exasahi

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Re: Questions and Help for BEGINNERS!
« Reply #3505 on: February 16, 2015, 05:05:54 PM »
I mean in terms of applying for many cars from the same Bank

Offline TimT

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Re: Questions and Help for BEGINNERS!
« Reply #3506 on: February 16, 2015, 05:07:09 PM »
I mean in terms of applying for many cars from the same Bank
You're trying to do them all same day to get only 1 hard pull.
If you apply next week it's another pull. If you apply next month it's another pull.

Offline exasahi

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Re: Questions and Help for BEGINNERS!
« Reply #3507 on: February 16, 2015, 05:08:01 PM »
Also, how does the 3bm work? Is that too get multiples of the same cards or is that just to avoid too many pulls?

Offline TimT

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Re: Questions and Help for BEGINNERS!
« Reply #3508 on: February 16, 2015, 05:09:46 PM »
Also, how does the 3bm work? Is that too get multiples of the same cards or is that just to avoid too many pulls?
Its to get different cards from the same bank.
http://forums.dansdeals.com/index.php?topic=9825.0
http://www.dansdeals.com/archives/53213

Offline exasahi

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Re: Questions and Help for BEGINNERS!
« Reply #3509 on: February 16, 2015, 05:21:55 PM »
So that would be unnecessary with amex, according to what you are saying