Topic Wiki

This is the thread where you can ask any random question you have. Feel free to ask even the most basic questions that you otherwise might be embarrassed to ask. This is the thread for beginners, so veterans here will treat you nicely. Ask a beginner's Q in some other threads and no guarantee of that same treatment. ;)
People here want to help, so just have some patience, follow the tips below and hopefully someone will help you when they have a chance.

If you looking for a particular thread you once saw and can't find it, this is not the place to ask. Check out Help Me Find It and ask there.

How to ask a question in this thread:
Click the blue reply button at the top or bottom of the page, type your question, and click post!

Some helpful tips for eliciting answers from other members:
- Keep your question short and precise. No one wants to read a megillah.
- The more questions you ask in one post, the less likely any will be answered. People are willing to answer a question or two, but if you ask all the questions that apply to your particular issue, you're expecting to be spoonfed. Members don't like holding out the spoon, so ask accordingly.


If you Need Help booking Flights?
Need Help Finding a Paid Ticket
Need Help Finding a Award Ticket

« Last edited by DoreshEmes on April 11, 2019, 03:54:27 AM »

Author Topic: Questions and Help for BEGINNERS!  (Read 935454 times)

Offline noturbizniss

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2012
  • Posts: 7290
  • Total likes: 120
  • DansDeals.com Hat Tips 4
  • Gender: Male
    • View Profile
  • Location: North Jersey
Re: Questions and Help for BEGINNERS!
« Reply #3630 on: March 01, 2015, 10:23:43 PM »
I wanna start my mileage portfolio I read in one of the wikis if you sign up for 3 diff cards from 3 diff banks it only counts as one pull ie. amex chase and barclays which are the best cards to sign up for to start my portfolio. Also I own a business can I sign my wife up for a biz prg card under my businesses ein?

No no no no. I don't know who posted that but it seems to be as widespread a rumor as autism from vaccines.
If you get 3 cards from one back in one day is one pull 6, although chase personal and business cards are storage pulls, even in same day.

You can sign up for biz under your ssn and one under ein, iinm.

Eta, welcome to the boards,and kudos for posting in the right place.

I'm on tapatalk, so perhaps someone on a pooter can link you to some good wikis and threads.
READ THE DARN WIKI!!!!

Chuck Norris...
...can still do FT method
...READS THE WIKI!!!

Offline Sport

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2013
  • Posts: 2270
  • Total likes: 82
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Questions and Help for BEGINNERS!
« Reply #3631 on: March 01, 2015, 10:25:10 PM »

I wanna start my mileage portfolio I read in one of the wikis if you sign up for 3 diff cards from 3 diff banks it only counts as one pull ie. amex chase and barclays which are the best cards to sign up for to start my portfolio. Also I own a business can I sign my wife up for a biz prg card under my businesses ein?
1. It's one pull each per bank/ card issuer.
2. If you don't have credit history you should probably start slow and build up, I think Chase wont even consider giving you credit if you don't have cc history.
That being said, probably start with amex cards.

Offline Ryan the Yid

  • Dansdeals Gold Elite
  • ***
  • Join Date: Feb 2015
  • Posts: 181
  • Total likes: 1
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NJ
Re: Questions and Help for BEGINNERS!
« Reply #3632 on: March 01, 2015, 10:32:18 PM »
1. It's one pull each per bank/ card issuer.
2. If you don't have credit history you should probably start slow and build up, I think Chase wont even consider giving you credit if you don't have cc history.
That being said, probably start with amex cards.
[/quote

haha love the analogy. Did a lil research before I opened my mouth if you can point me to some good wikis that would be greatly appreciated

Offline judahk88

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Aug 2012
  • Posts: 1474
  • Total likes: 0
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: New York
Re: Questions and Help for BEGINNERS!
« Reply #3633 on: March 01, 2015, 10:32:38 PM »
I have 2 Sprint gift cards with $145 on each. Tried searching, but couldn't find it. How can I cash them out? TIA

Online TimT

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Dec 2013
  • Posts: 18708
  • Total likes: 1471
  • DansDeals.com Hat Tips 3
    • View Profile
Re: Questions and Help for BEGINNERS!
« Reply #3634 on: March 01, 2015, 10:35:14 PM »
I wanna start my mileage portfolio I read in one of the wikis if you sign up for 3 diff cards from 3 diff banks it only counts as one pull ie. amex chase and barclays which are the best cards to sign up for to start my portfolio. Also I own a business can I sign my wife up for a biz prg card under my businesses ein?
Getting cards from the same bank is a 2/3bm to get 1 pull http://forums.dansdeals.com/index.php?topic=9825.0

Getting cards from different banks is an app-o-rama which will be separate pulls. http://forums.dansdeals.com/index.php?topic=16024.0

If you're new to the credit card game read this first. http://www.dansdeals.com/archives/53213

Offline Ryan the Yid

  • Dansdeals Gold Elite
  • ***
  • Join Date: Feb 2015
  • Posts: 181
  • Total likes: 1
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NJ
Re: Questions and Help for BEGINNERS!
« Reply #3635 on: March 01, 2015, 10:36:59 PM »
Let me phrase the question a lil better. Obviously when you sign up for any cc it dings your credit a bit are you more likely to be accepted if you sign up for a few cc on the same day and from diff banks and do they not see the ding on ur credit if you do it all on the same day?

Offline Ryan the Yid

  • Dansdeals Gold Elite
  • ***
  • Join Date: Feb 2015
  • Posts: 181
  • Total likes: 1
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NJ
Re: Questions and Help for BEGINNERS!
« Reply #3636 on: March 01, 2015, 10:38:10 PM »
Let me phrase the question a lil better. Obviously when you sign up for any cc it dings your credit a bit are you more likely to be accepted if you sign up for a few cc on the same day and from diff banks and do they not see the ding on ur credit if you do it all on the same day?

Thanks Tim

Offline Sport

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2013
  • Posts: 2270
  • Total likes: 82
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Questions and Help for BEGINNERS!
« Reply #3637 on: March 01, 2015, 10:41:04 PM »
1. It's one pull each per bank/ card issuer.
2. If you don't have credit history you should probably start slow and build up, I think Chase wont even consider giving you credit if you don't have cc history.
That being said, probably start with amex cards.
[/quote

haha love the analogy. Did a lil research before I opened my mouth if you can point me to some good wikis that would be greatly appreciated
check the stickied threads in the credit card forum. It's lots of info to plow through but well worth it.


Online lunatic

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: May 2009
  • Posts: 4277
  • Total likes: 10
  • DansDeals.com Hat Tips 8
    • View Profile
Re: Questions and Help for BEGINNERS!
« Reply #3638 on: March 01, 2015, 10:46:50 PM »
I have 2 Sprint gift cards with $145 on each. Tried searching, but couldn't find it. How can I cash them out? TIA

Get a redcard and load them on to it

Offline judahk88

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Aug 2012
  • Posts: 1474
  • Total likes: 0
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: New York
Re: Questions and Help for BEGINNERS!
« Reply #3639 on: March 01, 2015, 10:48:45 PM »
Get a redcard and load them on to it
Target redcard? And then how do i get the cash? Never did this before.

Online lunatic

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: May 2009
  • Posts: 4277
  • Total likes: 10
  • DansDeals.com Hat Tips 8
    • View Profile
Re: Questions and Help for BEGINNERS!
« Reply #3640 on: March 01, 2015, 10:49:56 PM »
Target redcard? And then how do i get the cash? Never did this before.

Yup..Transfer to your bank account

Offline judahk88

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Aug 2012
  • Posts: 1474
  • Total likes: 0
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: New York
Re: Questions and Help for BEGINNERS!
« Reply #3641 on: March 01, 2015, 10:50:55 PM »
Yup..Transfer to your bank account
Great. Thanks!

Offline judahk88

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Aug 2012
  • Posts: 1474
  • Total likes: 0
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: New York
Re: Questions and Help for BEGINNERS!
« Reply #3642 on: March 01, 2015, 10:59:28 PM »
I already have a redcard and I'm on the site. Any idea where to load? I don't see anything.

Offline Centro

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: May 2012
  • Posts: 2973
  • Total likes: 4
  • DansDeals.com Hat Tips 33
  • Gender: Male
    • View Profile
Re: Questions and Help for BEGINNERS!
« Reply #3643 on: March 01, 2015, 11:01:41 PM »
Loading can only be done at a Target location.

Offline judahk88

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Aug 2012
  • Posts: 1474
  • Total likes: 0
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: New York
Re: Questions and Help for BEGINNERS!
« Reply #3644 on: March 01, 2015, 11:02:38 PM »
Loading can only be done at a Target location.
And I am assuming with the redcard debit? I think I have the credit card.