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This is the thread where you can ask any random question you have. Feel free to ask even the most basic questions that you otherwise might be embarrassed to ask. This is the thread for beginners, so veterans here will treat you nicely. Ask a beginner's Q in some other threads and no guarantee of that same treatment. ;)
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« Last edited by DoreshEmes on April 11, 2019, 03:54:27 AM »

Author Topic: Questions and Help for BEGINNERS!  (Read 1738023 times)

Offline dealfinder85

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Re: Questions and Help for BEGINNERS!
« Reply #3760 on: March 09, 2015, 04:39:20 PM »
I applied for 2 Chase cards (2BM) and was accepted for the first. The second one was pending, after calling the reconsideration line they told me that it was rejected. Any use in trying to call again?
ask why? ask if you could shift credit?

Offline Sport

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Re: Questions and Help for BEGINNERS!
« Reply #3761 on: March 09, 2015, 04:39:26 PM »
I applied for 2 Chase cards (2BM) and was accepted for the first. The second one was pending, after calling the reconsideration line they told me that it was rejected. Any use in trying to call again?
Yes

Offline benjie1305

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Re: Questions and Help for BEGINNERS!
« Reply #3762 on: March 09, 2015, 04:40:17 PM »
I applied for 2 Chase cards (2BM) and was accepted for the first. The second one was pending, after calling the reconsideration line they told me that it was rejected. Any use in trying to call again?

Sure. Find out why and maybe offer to move some of the credit line over from the card you got approved for. It is certainly not over yet if you are willing to put in some phone-time.
Work hard, Play harder!

Offline TimT

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Re: Questions and Help for BEGINNERS!
« Reply #3763 on: March 09, 2015, 05:08:47 PM »
I applied for 2 Chase cards (2BM) and was accepted for the first. The second one was pending, after calling the reconsideration line they told me that it was rejected. Any use in trying to call again?
I'm assuming you already HUCA'd. What did they say ?

Offline Toasted

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Re: Questions and Help for BEGINNERS!
« Reply #3764 on: March 09, 2015, 05:13:59 PM »
I applied for 2 Chase cards (2BM) and was accepted for the first. The second one was pending, after calling the reconsideration line they told me that it was rejected. Any use in trying to call again?
You can also try secure messaging them from your active account.

Offline Barryg

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Re: Questions and Help for BEGINNERS!
« Reply #3765 on: March 09, 2015, 05:55:45 PM »
Just curious. What is the benefit of a WF card? Are you talking about a CC or DC?  TIA.
CC

Offline ChaimMoskowitz

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Re: Questions and Help for BEGINNERS!
« Reply #3766 on: March 09, 2015, 07:39:35 PM »
To open a Wells Fargo card online, the site says I need to have a bank account with them... Does anyone know if online account works? Does it matter if I don't live anywhere near a branch?
Online like checking, yes.
Second question, no.
I just found a new supply of forks!

Offline cholent

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Re: Questions and Help for BEGINNERS!
« Reply #3767 on: March 09, 2015, 08:41:16 PM »
Can I get approved for a second ink card using a different business name but same SS# while my previous one is still open?
Don't ask stupid questions and you won't get stupid answers

Offline Centro

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Re: Questions and Help for BEGINNERS!
« Reply #3768 on: March 09, 2015, 09:12:16 PM »
Can I get approved for a second ink card using a different business name but same SS# while my previous one is still open?
Yes (some even got for the same business).

Offline keemster26

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Re: Questions and Help for BEGINNERS!
« Reply #3769 on: March 10, 2015, 12:10:13 AM »
Yes (some even got for the same business).
How does that work?

Offline itsyehuda

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Re: Questions and Help for BEGINNERS!
« Reply #3770 on: March 10, 2015, 12:13:32 AM »
How does that work?

Some combination of Siata Dishmaya, schmoozing, HUCA, good agents, credit factors and a whole arcane stew of tips and tactics.

You can probably find some success stories in the recon threads.
I remember when a coke was a nickel, and you could buy VRs in OD.

Offline keemster26

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Re: Questions and Help for BEGINNERS!
« Reply #3771 on: March 10, 2015, 12:14:16 AM »
Some combination of Siata Dishmaya, schmoozing, HUCA, good agents, credit factors and a whole arcane stew of tips and tactics.

You can probably find some success stories in the recon threads.
Lol. Thanks

Offline LifesGood

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Re: Questions and Help for BEGINNERS!
« Reply #3772 on: March 10, 2015, 03:40:29 AM »
How does a credit pull look with a business cc?, when getting reconsidered for a personal cc, do they look at your business pulls to?
Where can I get more info on how cc works with businesses.

Offline D93

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Re: Questions and Help for BEGINNERS!
« Reply #3773 on: March 10, 2015, 03:43:12 AM »
How does a credit pull look with a business cc?
Same as every pull
Quote
when getting reconsidered for a personal cc, do they look at your business pulls to?
Absolutely, it's a regular hard inquiry, just like personal pulls

Offline moeg

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Re: Questions and Help for BEGINNERS!
« Reply #3774 on: March 10, 2015, 09:41:10 AM »
how can i get a thread to stop showing up in new replies to my posts?
thanks

Offline TimT

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Re: Questions and Help for BEGINNERS!
« Reply #3775 on: March 10, 2015, 09:43:58 AM »
how can i get a thread to stop showing up in new replies to my posts?
thanks
Check off that thread on the right & click "ignore topic"

Offline ckmk47

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Re: Questions and Help for BEGINNERS!
« Reply #3776 on: March 10, 2015, 10:44:55 AM »
Check off that thread on the right & click "ignore topic"
If there are no boxes:
Profile > account settings > look and layout.  Scroll to the bottom -  Show quick-moderation as  *checkboxes*

My favorite cause: cssy.org

Offline LifesGood

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Re: Questions and Help for BEGINNERS!
« Reply #3777 on: March 10, 2015, 05:17:02 PM »
Same as every pullAbsolutely, it's a regular hard inquiry, just like personal pulls
If you do a 2bm with a personal and business,  are they combined in to one pull?

Offline D93

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Re: Questions and Help for BEGINNERS!
« Reply #3778 on: March 10, 2015, 05:18:15 PM »
If you do a 2bm with a personal and business,  are they combined in to one pull?
Depends on the bank. Chase is 2 pulls. Amex is 1 pull. BofA - YMMV.

Offline LifesGood

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Re: Questions and Help for BEGINNERS!
« Reply #3779 on: March 10, 2015, 05:38:29 PM »
What Are the chances of business insistent approval? Where can I get more info about business cc.