Topic Wiki

This is the thread where you can ask any random question you have. Feel free to ask even the most basic questions that you otherwise might be embarrassed to ask. This is the thread for beginners, so veterans here will treat you nicely. Ask a beginner's Q in some other threads and no guarantee of that same treatment. ;)
People here want to help, so just have some patience, follow the tips below and hopefully someone will help you when they have a chance.

If you looking for a particular thread you once saw and can't find it, this is not the place to ask. Check out Help Me Find It and ask there.

How to ask a question in this thread:
Click the blue reply button at the top or bottom of the page, type your question, and click post!

Some helpful tips for eliciting answers from other members:
- Keep your question short and precise. No one wants to read a megillah.
- The more questions you ask in one post, the less likely any will be answered. People are willing to answer a question or two, but if you ask all the questions that apply to your particular issue, you're expecting to be spoonfed. Members don't like holding out the spoon, so ask accordingly.


If you Need Help booking Flights?
Need Help Finding a Paid Ticket
Need Help Finding a Award Ticket

« Last edited by DoreshEmes on April 11, 2019, 03:54:27 AM »

Author Topic: Questions and Help for BEGINNERS!  (Read 749437 times)

Offline Ddrill

  • Dansdeals Bronze Elite
  • *
  • Join Date: Jun 2017
  • Posts: 29
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: New york
Re: Questions and Help for BEGINNERS!
« Reply #8025 on: June 18, 2017, 12:33:38 PM »
Just did. Got shut down because officially I have no income because anything given by a parent can't be counted and I'm in school

Offline a good yeshiva bachur

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2015
  • Posts: 2318
  • Total likes: 85
  • DansDeals.com Hat Tips 8
    • View Profile
Re: Questions and Help for BEGINNERS!
« Reply #8026 on: June 18, 2017, 02:04:35 PM »
Just did. Got shut down because officially I have no income because anything given by a parent can't be counted and I'm in school
huh? you got approved and shut  down, all just now?!  ???

Offline as2

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Mar 2013
  • Posts: 4850
  • Total likes: 524
  • DansDeals.com Hat Tips 21
  • Gender: Male
    • View Profile
Re: Questions and Help for BEGINNERS!
« Reply #8027 on: June 18, 2017, 02:33:43 PM »
huh? you got approved and shut  down, all just now?!  ???
I think he means declined.
Memories last forever, make them while you can.

Online TimT

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Dec 2013
  • Posts: 17702
  • Total likes: 797
  • DansDeals.com Hat Tips 3
    • View Profile
Re: Questions and Help for BEGINNERS!
« Reply #8028 on: June 18, 2017, 02:45:18 PM »
huh? you got approved and shut  down, all just now?!  ???
You never had recon shut you down ? Lucky man

Offline GAM Z.

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Jan 2016
  • Posts: 531
  • Total likes: 24
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Questions and Help for BEGINNERS!
« Reply #8029 on: June 18, 2017, 02:49:36 PM »
Just did. Got shut down because officially I have no income because anything given by a parent can't be counted and I'm in school
I think that if you live at home, and are over 21, you can count the household income.

Offline a good yeshiva bachur

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2015
  • Posts: 2318
  • Total likes: 85
  • DansDeals.com Hat Tips 8
    • View Profile
Re: Questions and Help for BEGINNERS!
« Reply #8030 on: June 18, 2017, 02:50:53 PM »
You never had recon shut you down ? Lucky man
i dont understand what he means by being shut down by recon

Offline as2

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Mar 2013
  • Posts: 4850
  • Total likes: 524
  • DansDeals.com Hat Tips 21
  • Gender: Male
    • View Profile
Re: Questions and Help for BEGINNERS!
« Reply #8031 on: June 18, 2017, 02:54:21 PM »
i dont understand what he means by being shut down by recon

I think he means declined.

I think that if you live at home, and are over 21, you can count the household income.
I was under that impression as well.
Memories last forever, make them while you can.

Offline Ddrill

  • Dansdeals Bronze Elite
  • *
  • Join Date: Jun 2017
  • Posts: 29
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: New york
Re: Questions and Help for BEGINNERS!
« Reply #8032 on: June 18, 2017, 03:14:42 PM »
Sorry. Meant got declined even by the reconsideration line. And I'm 19. And a student

Offline BP16

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Feb 2017
  • Posts: 282
  • Total likes: 21
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Questions and Help for BEGINNERS!
« Reply #8033 on: June 18, 2017, 04:50:14 PM »
Sorry. Meant got declined even by the reconsideration line. And I'm 19. And a student
Just start with capital one eventually you'll start getting approved for better cards.

Offline Ddrill

  • Dansdeals Bronze Elite
  • *
  • Join Date: Jun 2017
  • Posts: 29
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: New york
Re: Questions and Help for BEGINNERS!
« Reply #8034 on: June 19, 2017, 04:29:26 PM »
how long does it take from when I get a secured card to get to a good enough credit score to get an unsecured card

Offline ckmk47

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Aug 2012
  • Posts: 5979
  • Total likes: 121
  • DansDeals.com Hat Tips 3
  • Gender: Female
    • View Profile
  • Location: brooklyn
Re: Questions and Help for BEGINNERS!
« Reply #8035 on: June 19, 2017, 05:46:14 PM »
how long does it take from when I get a secured card to get to a good enough credit score to get an unsecured card
4-6 months

Offline a good yeshiva bachur

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2015
  • Posts: 2318
  • Total likes: 85
  • DansDeals.com Hat Tips 8
    • View Profile
Re: Questions and Help for BEGINNERS!
« Reply #8036 on: June 20, 2017, 04:37:51 PM »
Just start with capital one eventually you'll start getting approved for better cards.
+1

Offline User6669

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Mar 2015
  • Posts: 3151
  • Total likes: 119
  • DansDeals.com Hat Tips 3
  • Gender: Male
    • View Profile
Re: Questions and Help for BEGINNERS!
« Reply #8037 on: June 20, 2017, 07:17:48 PM »
Just start with capital one eventually you'll start getting approved for better cards.
Take note that you'll have to close the card in order to get your deposit back.
".איזהו חכם, הלומד מכל אדם"

Offline myi

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Feb 2015
  • Posts: 15887
  • Total likes: 937
  • DansDeals.com Hat Tips 285
  • Gender: Male
    • View Profile
  • Location: Brooklyn /Israel /Lakewood /TorontoCanada!
  • Programs: 2Many2List!
Re: Questions and Help for BEGINNERS!
« Reply #8038 on: June 21, 2017, 02:34:22 PM »
I don't remember off hand, but all one needs to open an account is ones social security card and a license? Thanks
Don't try to be someone else , be who you are because everyone else is taken.

Offline User6669

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Mar 2015
  • Posts: 3151
  • Total likes: 119
  • DansDeals.com Hat Tips 3
  • Gender: Male
    • View Profile
Re: Questions and Help for BEGINNERS!
« Reply #8039 on: June 21, 2017, 02:53:34 PM »
I don't remember off hand, but all one needs to open an account is ones social security card and a license? Thanks

SS# is enough, you don't need the actual card.
".איזהו חכם, הלומד מכל אדם"