Topic Wiki

This is the thread where you can ask any random question you have. Feel free to ask even the most basic questions that you otherwise might be embarrassed to ask. This is the thread for beginners, so veterans here will treat you nicely. Ask a beginner's Q in some other threads and no guarantee of that same treatment. ;)
People here want to help, so just have some patience, follow the tips below and hopefully someone will help you when they have a chance.

If you looking for a particular thread you once saw and can't find it, this is not the place to ask. Check out Help Me Find It and ask there.

How to ask a question in this thread:
Click the blue reply button at the top or bottom of the page, type your question, and click post!

Some helpful tips for eliciting answers from other members:
- Keep your question short and precise. No one wants to read a megillah.
- The more questions you ask in one post, the less likely any will be answered. People are willing to answer a question or two, but if you ask all the questions that apply to your particular issue, you're expecting to be spoonfed. Members don't like holding out the spoon, so ask accordingly.


If you Need Help booking Flights?
Need Help Finding a Paid Ticket
Need Help Finding a Award Ticket

« Last edited by DoreshEmes on April 11, 2019, 03:54:27 AM »

Author Topic: Questions and Help for BEGINNERS!  (Read 790144 times)

Offline nasifuya

  • DansDeals Copper Elite
  • *
  • Join Date: Nov 2019
  • Posts: 1
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Questions and Help for BEGINNERS!
« Reply #8895 on: November 02, 2019, 10:44:49 PM »

I would like to go NYC-TLV RT this summer. Is using AA to fly AB a pretty good value?
:)

Offline solls108

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jun 2014
  • Posts: 1194
  • Total likes: 5
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: NYC
Re: Questions and Help for BEGINNERS!
« Reply #8896 on: November 11, 2019, 11:41:20 AM »
As an AU on AMEX BizPlat, do I have 60 days from the time the AF is posted to cancel and get refunded the AU fee?

Offline justmeha

  • Dansdeals Gold Elite
  • ***
  • Join Date: Feb 2019
  • Posts: 147
  • Total likes: 2
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Questions and Help for BEGINNERS!
« Reply #8897 on: November 18, 2019, 03:18:11 AM »
how does the ddf member positions work bronze/gold etc.
instead of writing "+1" and clogging up the thread give a like!

Online TimT

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Dec 2013
  • Posts: 17850
  • Total likes: 906
  • DansDeals.com Hat Tips 3
    • View Profile
Re: Questions and Help for BEGINNERS!
« Reply #8898 on: November 18, 2019, 05:55:11 AM »

Offline Eli_K

  • DansDeals Copper Elite
  • *
  • Join Date: Nov 2019
  • Posts: 1
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Questions and Help for BEGINNERS!
« Reply #8899 on: November 18, 2019, 08:08:29 AM »
I am trying to apply for chase business cards and keep getting declined with the standard 5/24 message "you have opened too many cards in the last 2 years" Am I doing something wrong? How do I make them aware this is for business and not personal?

Offline simplicity

  • Dansdeals Gold Elite
  • ***
  • Join Date: Feb 2019
  • Posts: 134
  • Total likes: 2
  • DansDeals.com Hat Tips 2
  • Gender: Male
    • View Profile
  • Location: lakewood
Re: Questions and Help for BEGINNERS!
« Reply #8900 on: November 18, 2019, 03:45:48 PM »
business cards don't add to your 5/24 but if you already 5/24 they won't approve you. so if you 4/24 you can get as many business cards as you want but once you're 5/24 you're out of the game

Offline berelg

  • DansDeals Copper Elite
  • *
  • Join Date: Nov 2019
  • Posts: 3
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: ny
Re: Questions and Help for BEGINNERS!
« Reply #8901 on: November 26, 2019, 03:54:31 PM »
Hi I'm new around here and have a question: I applied for a chase ink preferred, sole proprietor with 1 employee less than 1 year.
i got a letter asking for proof of address (this may be because its a new address for me at chase that I'm not connected to on paper) and business which I currently can't provide due to technical difficulties. How should I go about getting approved?

Offline El Capitan

  • DansDeals Copper Elite
  • *
  • Join Date: Oct 2019
  • Posts: 23
  • Total likes: 1
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: US
Re: Questions and Help for BEGINNERS!
« Reply #8902 on: November 27, 2019, 10:45:41 AM »
If I got rejected for a freedom but accepted for a amex everyday and both pulled from Experian how long should I wait till I try again and what should I do to help my case with chase? I have banking history with chase since 2016.
Freedom rejection was about 2 weeks ago.
Amex acceptance was a few days ago

I had a discover for 6 months prior

Reasons chase have for rejection

Not enough accounts opened long enough to establish a credit history


« Last Edit: November 27, 2019, 10:49:39 AM by El Capitan »

Offline ckmk47

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Aug 2012
  • Posts: 6093
  • Total likes: 131
  • DansDeals.com Hat Tips 3
  • Gender: Female
    • View Profile
  • Location: brooklyn
Re: Questions and Help for BEGINNERS!
« Reply #8903 on: November 27, 2019, 11:15:45 AM »
If I got rejected for a freedom but accepted for a amex everyday and both pulled from Experian how long should I wait till I try again and what should I do to help my case with chase? I have banking history with chase since 2016.
Freedom rejection was about 2 weeks ago.
Amex acceptance was a few days ago

I had a discover for 6 months prior

Reasons chase have for rejection

Not enough accounts opened long enough to establish a credit history
Sounds like you just have to wait longer to try for Chase. 

Online Mootkim

  • Dansdeals Gold Elite
  • ***
  • Join Date: Sep 2014
  • Posts: 241
  • Total likes: 36
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: New York
Re: Questions and Help for BEGINNERS!
« Reply #8904 on: November 27, 2019, 11:47:31 AM »
If I got rejected for a freedom but accepted for a amex everyday and both pulled from Experian how long should I wait till I try again and what should I do to help my case with chase? I have banking history with chase since 2016.
Freedom rejection was about 2 weeks ago.
Amex acceptance was a few days ago

I had a discover for 6 months prior

Reasons chase have for rejection

Not enough accounts opened long enough to establish a credit history
Did you try calling recon?

Offline Dan

  • Administrator
  • Dansdeals Lifetime 50K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 54133
  • Total likes: 2617
  • DansDeals.com Hat Tips 16441
  • Gender: Male
    • View Profile
  • Location: CLE
  • Programs: UA Global Services, AA Lifetime Plat, DL Dirt, SPG Plat, Hyatt Diamond, Fairmont Lifetime Plat, Hilton Diamond, Priority Club Plat, Avis Chairman, National EE, Hertz PC
Re: Questions and Help for BEGINNERS!
« Reply #8905 on: November 27, 2019, 12:15:55 PM »
Hi I'm new around here and have a question: I applied for a chase ink preferred, sole proprietor with 1 employee less than 1 year.
i got a letter asking for proof of address (this may be because its a new address for me at chase that I'm not connected to on paper) and business which I currently can't provide due to technical difficulties. How should I go about getting approved?
Did you apply under your name or a business name?
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline El Capitan

  • DansDeals Copper Elite
  • *
  • Join Date: Oct 2019
  • Posts: 23
  • Total likes: 1
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: US
Re: Questions and Help for BEGINNERS!
« Reply #8906 on: November 27, 2019, 02:50:10 PM »
Sounds like you just have to wait longer to try for Chase.
How long would you say?
Did you try calling recon?
Yeah. Got nowhere. They just told me the same reasons over again and hung up...

Offline berelg

  • DansDeals Copper Elite
  • *
  • Join Date: Nov 2019
  • Posts: 3
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: ny
Re: Questions and Help for BEGINNERS!
« Reply #8907 on: November 27, 2019, 03:16:57 PM »
Did you apply under your name or a business name?
i used my name...

Offline berelg

  • DansDeals Copper Elite
  • *
  • Join Date: Nov 2019
  • Posts: 3
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: ny
Re: Questions and Help for BEGINNERS!
« Reply #8908 on: December 01, 2019, 03:13:49 PM »
Hi I'm new around here and have a question: I applied for a chase ink preferred, sole proprietor with 1 employee less than 1 year.
i got a letter asking for proof of address (this may be because its a new address for me at chase that I'm not connected to on paper) and business which I currently can't provide due to technical difficulties. How should I go about getting approved?
Anyone have any idea how I can go about getting approved

Offline ckmk47

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Aug 2012
  • Posts: 6093
  • Total likes: 131
  • DansDeals.com Hat Tips 3
  • Gender: Female
    • View Profile
  • Location: brooklyn
Re: Questions and Help for BEGINNERS!
« Reply #8909 on: December 01, 2019, 04:06:36 PM »
Anyone have any idea how I can go about getting approved
Call. Talk to a person.  Be prepared with answers to real business questions.
how much in sales last year? how much sales projected for this year? how long at location? do you have a lease or other proof? etc.
good luck