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This is the thread where you can ask any random question you have. Feel free to ask even the most basic questions that you otherwise might be embarrassed to ask. This is the thread for beginners, so veterans here will treat you nicely. Ask a beginner's Q in some other threads and no guarantee of that same treatment. ;)
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Author Topic: Questions and Help for BEGINNERS!  (Read 1752888 times)

Offline avadah

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Re: Questions and Help for BEGINNERS!
« Reply #9380 on: November 27, 2022, 05:37:24 PM »
What's the best CC for home renovations?
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Offline HoKo

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Re: Questions and Help for BEGINNERS!
« Reply #9381 on: November 28, 2022, 10:10:52 AM »
Quote from: mevinyavin on November 27, 2022, 01:56:41 PM
Over my time here, I have noticed a few posts that looked like this:



Is it something to do with my configurations, and if so, can I somehow fix it?

This is the new secret code language we've developed to discuss the best deals
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Offline CountValentine

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Re: Questions and Help for BEGINNERS!
« Reply #9382 on: November 30, 2022, 09:46:56 AM »
Quote from: HoKo on November 28, 2022, 10:10:52 AM
This is the new secret code language we've developed to discuss the best deals
UPS method?
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Offline avadah

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Re: Questions and Help for BEGINNERS!
« Reply #9383 on: November 30, 2022, 03:58:41 PM »
What's the best Cashback cc with no cap on spending. Personal and business.
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Offline safsel

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apple magsafe charger $19.50 price matched to best buy
« Reply #9384 on: December 02, 2022, 12:52:23 PM »
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Offline HoKo

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Re: Questions and Help for BEGINNERS!
« Reply #9385 on: December 02, 2022, 06:30:12 PM »
Quote from: avadah on November 30, 2022, 03:58:41 PM
What's the best Cashback cc with no cap on spending. Personal and business.

It's a personal card but I am fond of the Citi double cash. 2% card but also has the option to use the points as transferrable if you have a premium Citi card such as the Premier.
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Offline avadah

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Re: Questions and Help for BEGINNERS!
« Reply #9386 on: December 03, 2022, 06:57:28 PM »
Is it unlimited cash back?
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Offline Eli_K

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Re: Questions and Help for BEGINNERS!
« Reply #9387 on: December 07, 2022, 01:55:17 PM »
I got 4 personal cards in under 24 and I'm trying for business cards. I have an llc. Amazon just offered me their business card. Will chase count that?
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Offline ckmk47

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Re: Questions and Help for BEGINNERS!
« Reply #9388 on: December 07, 2022, 02:43:33 PM »
Quote from: Eli_K on December 07, 2022, 01:55:17 PM
I got 4 personal cards in under 24 and I'm trying for business cards. I have an llc. Amazon just offered me their business card. Will chase count that?
no
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Offline avadah

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Re: Questions and Help for BEGINNERS!
« Reply #9389 on: December 18, 2022, 09:47:33 PM »
Is there a way to transfer points from my united account to my wife's?
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Offline JACKBLUE

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Re: Questions and Help for BEGINNERS!
« Reply #9390 on: December 19, 2022, 12:06:16 AM »
Quote from: avadah on December 18, 2022, 09:47:33 PM
Is there a way to transfer points from my united account to my wife's?
Yes but it’s very expensive. Usually not worth to do.
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Offline bizz

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Re: Questions and Help for BEGINNERS!
« Reply #9391 on: December 27, 2022, 11:43:54 AM »
Currently, the Citi Rewards + has the below discalimer for the 20K SUB:

"Bonus ThankYou® Points are not available if you received a new cardmember bonus for Citi Rewards+®, Citi ThankYou® Preferred, Citi ThankYou® Premier/Citi Premier® or Citi Prestige®, or if you have closed any of these accounts, in the past 24 months."

If I sign up for the Citi Rewards +, can I sign up for the Citi Premier card and still be eligible for the 4K spend/80K points SUB?

TIA
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Offline E123

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Re: Questions and Help for BEGINNERS!
« Reply #9392 on: December 27, 2022, 11:15:46 PM »
I closed a sapphire preferred card and allegedly didn't transfer the UR points to my freedom card prior to closing. I noticed a few months later that my freedom points were less than they should've been. I called CS and they claimed that after 30 days the points are forfeited and you can't reclaim.
Any ideas on how to recoup those points?
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Offline ckmk47

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Re: Questions and Help for BEGINNERS!
« Reply #9393 on: December 27, 2022, 11:57:41 PM »
Quote from: avadah on December 18, 2022, 09:47:33 PM
Is there a way to transfer points from my united account to my wife's?
Quote from: JACKBLUE on December 19, 2022, 12:06:16 AM
Yes but it’s very expensive. Usually not worth to do.
I suggest making some tickets on each account.  Or one way for all passengers from each account.
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Offline D A W

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Ending Credit Card Reward Programs
« Reply #9394 on: January 03, 2023, 12:17:20 PM »
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Offline David R

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Re: Ending Credit Card Reward Programs
« Reply #9395 on: January 03, 2023, 01:26:03 PM »
This is terrifying. I hope DDMS will organize the masses to loudly oppose this.
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Offline dm123

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Re: Ending Credit Card Reward Programs
« Reply #9396 on: January 03, 2023, 01:35:23 PM »
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Offline David82

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Selling United Airlines Travel Credit at a Discount
« Reply #9397 on: January 03, 2023, 02:13:29 PM »
I have $2583 in unused travel credit with United Airlines that I'm selling at a 10% discount.
Selling because I have credit on both Delta and United, and I'm planning a family vacation and want the family to travel together on the same flight.
The credit is fully transferrable, and can be used for travel until December 31, 2023.
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Offline ishkabible

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Re: Questions and Help for BEGINNERS!
« Reply #9398 on: January 24, 2023, 12:23:31 PM »
Looking to fly to Israel with the family in the next 24 months.  What cards should I get to start earning to help with that?  All I have is an Amazon card and an ink business plus.
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Offline ckmk47

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Re: Questions and Help for BEGINNERS!
« Reply #9399 on: January 24, 2023, 01:03:56 PM »
Quote from: ishkabible on January 24, 2023, 12:23:31 PM
Looking to fly to Israel with the family in the next 24 months.  What cards should I get to start earning to help with that?  All I have is an Amazon card and an ink business plus.
Lots of one type of point is probably best.  UR from Chase is very flexible.  You've already started with an Ink card. Good.
Open more Ink cards for you and your wife now that the SUB (sign up bonus) is 90K each.
Keep an eye on SUBs for other UR cards and sign up when they're higher than normal.
Keep in mind the 5/24 rule. Chase won't approve you for a card if you've opened 5 personal cards from any bank in the last 24 months.
Eventually you may want to get a Chase Sapphire card.  The Reserve, which cost $600/yr lets you book travel through their portal using points with a value of 1.5 cpp (cents per point).  The Preferred gives a value of 1.25 cpp.
But you may instead transfer the points to an airline directly and book using airline miles.  Book early for best availability of the 'saver' awards.
Good luck. 
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