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« Last edited by DoreshEmes on April 11, 2019, 03:54:27 AM »

Author Topic: Questions and Help for BEGINNERS!  (Read 1737933 times)

Offline robi

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Re: Questions and Help for BEGINNERS!
« Reply #720 on: March 19, 2013, 01:10:26 AM »
Thanx. Just tried it and transaction is pending, but I dont that has anything to with the fact that gc is unregistered. . .
i never registered my gc's, always works with AP
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Re: Questions and Help for BEGINNERS!
« Reply #721 on: March 19, 2013, 01:10:47 AM »
Does it put a temp charge or do you have to use the exp trick?
Only on DDF does 24/6 mean 24/5/half/half

Offline robi

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Re: Questions and Help for BEGINNERS!
« Reply #722 on: March 19, 2013, 01:11:40 AM »
Does it put a temp charge or do you have to use the exp trick?
latter
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Offline Saver2000

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Re: Questions and Help for BEGINNERS!
« Reply #723 on: March 19, 2013, 01:12:04 AM »
Does it put a temp charge or do you have to use the exp trick?
I realized right after I added it that I forgot to do the temp trick, and  amex put a $1 hold  :(

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Re: Questions and Help for BEGINNERS!
« Reply #724 on: March 19, 2013, 01:13:06 AM »
I realized right after I added it that I forgot to do the temp trick, and  amex put a $1 hold  :(
Oops.  :)
Only on DDF does 24/6 mean 24/5/half/half

Offline lcyitz

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Re: Questions and Help for BEGINNERS!
« Reply #725 on: March 19, 2013, 01:30:46 AM »
Are luftanza points worth anything?

Offline newdanfan

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Re: Questions and Help for BEGINNERS!
« Reply #726 on: March 19, 2013, 02:31:29 AM »
I'm sure this was discussed many times but after searching for a while I haven't been able to find anything that really answers my question. I opened a few cards and got the bonuses. I'd like to churn them. Should I close these cards so that I can avoid annual fee and apply again? Will that hurt my credit score? They are both Chase cards. Should I rather downgrade them to a free card instead of closing? Can I then still churn for the same original card?

Some general advice on this would be really appreciated or if someone can be so kind as to point me in the correct direction or thread.

Thank you all so much!

Offline rots5

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Re: Questions and Help for BEGINNERS!
« Reply #727 on: March 19, 2013, 09:26:59 AM »
I'm sure this was discussed many times but after searching for a while I haven't been able to find anything that really answers my question. I opened a few cards and got the bonuses. I'd like to churn them. Should I close these cards so that I can avoid annual fee and apply again? Will that hurt my credit score? They are both Chase cards. Should I rather downgrade them to a free card instead of closing? Can I then still churn for the same original card?

Some general advice on this would be really appreciated or if someone can be so kind as to point me in the correct direction or thread.

Thank you all so much!
first of all thanks for searching! 

What cards are we discussing....
If you have any questions please search and then ask. PM me for detailed help.

Offline newdanfan

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Re: Questions and Help for BEGINNERS!
« Reply #728 on: March 19, 2013, 11:01:01 PM »
first of all thanks for searching! 

What cards are we discussing....

Chase sapphire and ink bold. Will closing them hurt my credit?

Offline Baruch

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Re: Questions and Help for BEGINNERS!
« Reply #729 on: March 19, 2013, 11:39:43 PM »
Chase sapphire and ink bold. Will closing them hurt my credit?
change the sapphire to a freedom, and the ink bold to a free ink ( I think it's called ink classic).

Offline Saver2000

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Re: Questions and Help for BEGINNERS!
« Reply #730 on: March 19, 2013, 11:42:33 PM »
Chase sapphire and ink bold. Will closing them hurt my credit?
Closing SP will hurt your credit.

IB is a charge card so will not hurt your credit. 

Offline AJK

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Re: Questions and Help for BEGINNERS!
« Reply #731 on: March 19, 2013, 11:44:38 PM »
Chase sapphire and ink bold. Will closing them hurt my credit?

Potentially.

No.
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Offline smee123

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Re: Questions and Help for BEGINNERS!
« Reply #732 on: March 20, 2013, 12:03:04 PM »
If i pay the balance on my cc early does it count towards spending thresholds and rewards?

Offline Saver2000

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Re: Questions and Help for BEGINNERS!
« Reply #733 on: March 20, 2013, 12:03:43 PM »
If i pay the balance on my cc early does it count towards spending thresholds and rewards?
Yes

Offline MEIR613

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Re: Questions and Help for BEGINNERS!
« Reply #734 on: March 20, 2013, 12:06:03 PM »
If i pay the balance on my cc early does it count towards spending thresholds and rewards?
I don't get the question.

Offline smee123

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Re: Questions and Help for BEGINNERS!
« Reply #735 on: March 20, 2013, 12:08:05 PM »
If you pay the balance on your card earlier than necessary to avoid utilizing to much of your credit

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Re: Questions and Help for BEGINNERS!
« Reply #736 on: March 20, 2013, 12:08:38 PM »
I don't get the question.
Just a guess. Balance is 1k and due on the 20th. Pays off the 1k on the 10th and wants to know if that 1k will count towards spending.
Only on DDF does 24/6 mean 24/5/half/half

Offline Saver2000

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Re: Questions and Help for BEGINNERS!
« Reply #737 on: March 20, 2013, 12:09:13 PM »
I don't get the question.
His question is - if he pays the balance before the statement close, will the cc company recognize that he spent $x amount.




Offline smee123

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Re: Questions and Help for BEGINNERS!
« Reply #738 on: March 20, 2013, 12:09:58 PM »
yup,
or have a 10k limit and use 3k right away

Offline smee123

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Re: Questions and Help for BEGINNERS!
« Reply #739 on: March 20, 2013, 12:10:21 PM »
His question is - if he pays the balance before the statement close, will the cc company recognize that he spent $x amount.
Thanx  ;)