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« Last edited by DoreshEmes on April 11, 2019, 03:54:27 AM »

Author Topic: Questions and Help for BEGINNERS!  (Read 1738670 times)

Offline sky121

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Re: Questions and Help for BEGINNERS!
« Reply #1020 on: May 19, 2013, 11:06:08 PM »
How do I find out when exactly a CC was opened?

Call and ask?
"Not all who wander are lost"

Offline judahk88

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Re: Questions and Help for BEGINNERS!
« Reply #1021 on: May 19, 2013, 11:08:40 PM »
Call and ask?
I was wondering if there is a way to do it online. sorry should have wrote that.

Offline Matovu

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Re: Questions and Help for BEGINNERS!
« Reply #1022 on: May 19, 2013, 11:13:58 PM »
I appllied for a business card recently ( i do have a few) and i get an email that there was a credit inquiry ....
I thought a buisiness card does not affect my personal credit report.
Help

Offline sky121

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Re: Questions and Help for BEGINNERS!
« Reply #1023 on: May 19, 2013, 11:16:02 PM »
I appllied for a business card recently ( i do have a few) and i get an email that there was a credit inquiry ....
I thought a buisiness card does not affect my personal credit report.
Help

It still pulls your credit though.
"Not all who wander are lost"

Offline Matovu

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Re: Questions and Help for BEGINNERS!
« Reply #1024 on: May 19, 2013, 11:22:15 PM »
It still pulls your credit though.

So sorry for asking again.
Is the big deal only if i kill the credit line on the card, by not paying back, not going to AFFECT my credit ?

Offline Saver2000

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Re: Questions and Help for BEGINNERS!
« Reply #1025 on: May 19, 2013, 11:37:13 PM »
So sorry for asking again.
Is the big deal only if i kill the credit line on the card, by not paying back, not going to AFFECT my credit ?
Business cards do not count towards your personal credit for utilization purposes.

It will require a hard pull on your personal report when you apply, and it'll show up on your report if you pay late/charge off etc.

Offline birne

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Re: Questions and Help for BEGINNERS!
« Reply #1026 on: May 20, 2013, 02:34:15 AM »
Business cards do not count towards your personal credit for utilization purposes.

It will require a hard pull on your personal report when you apply, and it'll show up on your report if you pay late/charge off etc.
+1
WHY NOT?!?!

Offline dsw193

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Re: Questions and Help for BEGINNERS!
« Reply #1027 on: May 20, 2013, 01:27:48 PM »
does a cash advance by citi count toward minimum spend to get bonus?

EMES

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Re: Questions and Help for BEGINNERS!
« Reply #1028 on: May 20, 2013, 01:42:38 PM »
does a cash advance by citi count toward minimum spend to get bonus?
Dont know citi specifically but chase amex and cap 1 do not count this towards minimum spending

Online CountValentine

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Re: Questions and Help for BEGINNERS!
« Reply #1029 on: May 26, 2013, 01:08:54 PM »
What is the trick to get offered 50k bonus for the United card once you have miles in your account?
Only on DDF does 24/6 mean 24/5/half/half

Offline Saver2000

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Re: Questions and Help for BEGINNERS!
« Reply #1030 on: May 26, 2013, 01:15:26 PM »
What is the trick to get offered 50k bonus for the United card once you have miles in your account?
Deposit 1k UR into the UA account.
Don't know if it still works.

Its totally unnecessary bec they match via sm.



Offline Dan

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Re: Questions and Help for BEGINNERS!
« Reply #1031 on: May 26, 2013, 01:19:57 PM »
Deposit 1k UR into the UA account.
Don't know if it still works.

Its totally unnecessary bec they match via sm.
And via SM it's 55K+$50.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Online CountValentine

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Re: Questions and Help for BEGINNERS!
« Reply #1032 on: May 26, 2013, 01:34:30 PM »
And via SM it's 55K+$50.
Never did like SM but I guess I will go that route. Does it work for business also? Should I throw in another bold/plus while I am at it?

Does Dan have links for these?  :)
j/k
Only on DDF does 24/6 mean 24/5/half/half

Offline AJK

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Re: Questions and Help for BEGINNERS!
« Reply #1033 on: May 26, 2013, 01:36:40 PM »
You can get 50k + $50 for business.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline Dan

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Re: Questions and Help for BEGINNERS!
« Reply #1034 on: May 26, 2013, 01:48:41 PM »
Never did like SM but I guess I will go that route. Does it work for business also? Should I throw in another bold/plus while I am at it?

Does Dan have links for these?  :)
j/k
No reason at all not to try for a 3bm.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline bubbles

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Re: Questions and Help for BEGINNERS!
« Reply #1035 on: May 26, 2013, 02:13:17 PM »
You can get 50k + $50 for business.

Also via sm?

EMES

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Re: Questions and Help for BEGINNERS!
« Reply #1036 on: May 26, 2013, 02:19:01 PM »

Offline dsw193

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Re: Questions and Help for BEGINNERS!
« Reply #1037 on: May 26, 2013, 02:47:42 PM »
Can a congregation have credit cards?

Offline birne

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Re: Questions and Help for BEGINNERS!
« Reply #1038 on: May 26, 2013, 02:57:16 PM »
Can a congregation have credit cards?
Yes,  but if they don't have a credit history then they will ask you for your SS# to back it
WHY NOT?!?!

Offline Twin

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Re: Questions and Help for BEGINNERS!
« Reply #1039 on: May 26, 2013, 02:59:08 PM »
Yes,  but if they don't have a credit history then they will ask you for your SS# to back it
How can a congregation have a credit history??