Need a little advice for my next app binge

[bem684]

I finally decided to just hold off on Chase this time because I have 4 chase cards open (Freedom, SPP, and 2 UAs) and just this morning put in a request to close both UAs and transfer the credit to one of the other cards.  I really don't need or want a Southwest card, and I want to hold off on Hyatt or Marriott for a few months.  And the ink bold spending is too rich for me right now.  That being said, I'd like to try the following applications and could use advice:

Amex:
Starwood Personal (I have two of these open already....is this a dumb thing to do?)
PRG
Delta

Citi:
ThankYou (have no idea what offers are out there but please let me know!)
I also need another Citi card to apply for - I have an open AA card and a Hilton card open as well so count those out.  Maybe a different TY card could work as the 2nd app?

Bank of America:
Hawaiian Airlines
Virgin (whichever one transfers to Hilton)
does the 2bm work on BofA?

Please give your (constructive) feedback, thanks!

[wired41]

If you are going for the Hawaiian Airlines card, you could double up and get the the Bank of Hawaii version for double the points. Only downside is it is an additional credit pull (Since it is with FIA card services, a subsidiary of BOA).

[bem684]

Two questions about that....

1.  Is there an annual fee on that card?

2.  Can I transfer a credit limit on another FIA Card Services card that I've hard for years onto the Hawaiian card?  I have had a Sovereign Bank card for like 8 years that earns no points but has no fee so I keep it open and it's somehow connected to FIA (I log in to my account through FIA card services website).

[Yitz]

For the BofA you need to make a payment within 2 months otherwise they have a $90 or $95.00 charge. My experience is that you can not open a 3rd SPG

[wired41]

Two questions about that....

1.  Is there an annual fee on that card?

2.  Can I transfer a credit limit on another FIA Card Services card that I've hard for years onto the Hawaiian card?  I have had a Sovereign Bank card for like 8 years that earns no points but has no fee so I keep it open and it's somehow connected to FIA (I log in to my account through FIA card services website).

For #1, the fee is the same as the BOA card. For #2, you will still probably have to apply for a new card to be eligible for the points, than call to transfer the balance (they have done it for me in the past). But you may still want to leave the Sovereign card open if it is one of your longer accounts to keep your credit score strong if it is one of your older accounts.

[ae123]

ThankYou (have no idea what offers are out there but please let me know!)

I received an offer in the mail for 50,000 points after spending $3000 in 3 months. I don't know if it's a public offer.

[Drago]

Thank You Premier card for 50k after 2.5k spend is available.
Google around. I see a link on another blog, but I probably am not allowed to link

[bem684]

Thanks everyone.  Has anyone else tried to open a 3rd Starwood personal card?  And I still need another idea for a citi application besides the TY Premiere

[asks]

Thanks everyone.  Has anyone else tried to open a 3rd Starwood personal card?  And I still need another idea for a citi application besides the TY Premiere

you can always open an SPG business card using you SS ID.

Dan has a link for it posted on the Credit Card FAQ page

[bem684]

you can always open an SPG business card using you SS ID.

Dan has a link for it posted on the Credit Card FAQ page

That would be a seperate pull on my credit report and I'd like to avoid that.

[bem684]

For the BofA you need to make a payment within 2 months otherwise they have a $90 or $95.00 charge.

not sure what this means.  I need to make a purchase within the first two months?  Or once every two months?  or something else?

[Dan]

but I probably am not allowed to link

Why can't you post a direct link to the card?

[Drago]

Why can't you post a direct link to the card?

Here ya go
http://creditcards.citicards.com/usc/drtv/rewards/Nov2011/spot2/default.htm?BT_TX=1&ProspectID=E85B8500716848748664E6B9724FFA31

[Red]

Here ya go
http://creditcards.citicards.com/usc/drtv/rewards/Nov2011/spot2/default.htm?BT_TX=1&ProspectID=E85B8500716848748664E6B9724FFA31

The link there to the appp doesn't seem to be working. This one should still work.

[bem684]

does anyone else have experience trying to have 3 starwood personal cards open at one time?  I'd like to put in my application tonight.

[AsherO]

does anyone else have experience trying to have 3 starwood personal cards open at one time?  I'd like to put in my application tonight.

I had two, three might be a longshot, but maybe you can do it.

[bem684]

So I tried 3bm for PRG, Starwood, and Delta Gold.  PRG app froze and I dont even know if it went through.  The other two gave me the "Thanks for applying, we need to speak with you" message.  Kinda sux cuz I really thought I might get auto approval on at least one of them.

[myb821]

So I tried 3bm for PRG, Starwood, and Delta Gold.  PRG app froze and I dont even know if it went through.  The other two gave me the "Thanks for applying, we need to speak with you" message.  Kinda sux cuz I really thought I might get auto approval on at least one of them.

that message isnt always a bad sign just call up

[bem684]

I will.  Just didnt want to do it right now because i havent yet told the wife I put in three more applications for credit and we're both home lol

[myb821]

I will.  Just didnt want to do it right now because i havent yet told the wife I put in three more applications for credit and we're both home lol

lol lying to the wife for cc apps hmmmm