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Author Topic: Starwood or Saphire Preferred  (Read 3039 times)

Offline puddles

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Starwood or Saphire Preferred
« on: May 09, 2012, 11:01:19 AM »
I am booking a flight, car and hotel and am trying to confirm which card I should primarily use. All are being booked on a CC and not using points
I believe that the car rental is covered under Sapphire since its a visa and as long as I decline any insurance from rental agency I get this coverage for free as opposed to Amex which charges... Correct?
Chase also seems to offer different options for flight cancellation, lost luggage, delays etc. Will my starwood offer anything  better?
My hotel is not a Starwoods... Any benifit to using the Amex card for reservation?
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Offline Dan

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Re: Starwood or Saphire Preferred
« Reply #1 on: May 09, 2012, 11:16:53 AM »
Do you have a CO/UA card?
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Offline puddles

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Re: Starwood or Saphire Preferred
« Reply #2 on: May 09, 2012, 11:23:11 AM »
Assuming that means Capital One and United Airlines than nope
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Offline compddd

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Re: Starwood or Saphire Preferred
« Reply #3 on: May 09, 2012, 01:55:35 PM »
Dan

If I booked a car rental with my Sapphire Preferred through Priceline, will I still get coverage? Or do I have to do it directly through the rental agency?
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Offline puddles

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Re: Starwood or Saphire Preferred
« Reply #4 on: May 09, 2012, 02:07:30 PM »
Quote from: compddd on May 09, 2012, 01:55:35 PM
Dan

If I booked a car rental with my Sapphire Preferred through Priceline, will I still get coverage? Or do I have to do it directly through the rental agency?
killing my thread  ???
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Offline compddd

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Re: Starwood or Saphire Preferred
« Reply #5 on: May 09, 2012, 02:10:16 PM »
It's a question with similar content to yours, how is it killing your thread? Better to consolidate threads with like minded questions than start a new thread for every question.
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Offline dealvr

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Re: Starwood or Saphire Preferred
« Reply #6 on: May 09, 2012, 02:10:45 PM »
Quote from: puddles on May 09, 2012, 11:23:11 AM
Assuming that means Capital One and United Airlines than nope
False, Continental.
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Offline compddd

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Re: Starwood or Saphire Preferred
« Reply #7 on: May 09, 2012, 03:20:52 PM »
Quote from: compddd on May 09, 2012, 01:55:35 PM
If I booked a car rental with my Sapphire Preferred through Priceline, will I still get coverage? Or do I have to do it directly through the rental agency?

Anyone know?
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Offline puddles

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Re: Starwood or Saphire Preferred
« Reply #8 on: May 09, 2012, 03:21:26 PM »
Quote from: compddd on May 09, 2012, 02:10:16 PM
It's a question with similar content to yours, how is it killing your thread? Better to consolidate threads with like minded questions than start a new thread for every question.
I was kidding, relax
Quote from: dealvr on May 09, 2012, 02:10:45 PM
False, Continental.
oops thanks for the clarification. My answer is still no to Dan
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Offline SGF

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Re: Starwood or Saphire Preferred
« Reply #9 on: May 10, 2012, 02:32:33 AM »
Quote from: puddles on May 09, 2012, 11:01:19 AM
I am booking a flight, car and hotel and am trying to confirm which card I should primarily use. All are being booked on a CC and not using points
I believe that the car rental is covered under Sapphire since its a visa and as long as I decline any insurance from rental agency I get this coverage for free as opposed to Amex which charges... Correct?
Chase also seems to offer different options for flight cancellation, lost luggage, delays etc. Will my starwood offer anything  better?
My hotel is not a Starwoods... Any benifit to using the Amex card for reservation?
rent the car on amex and when you return ask them to pay with a different card, this way your $25 amex premium insurance charge goes back on your card
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Offline puddles

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Re: Starwood or Saphire Preferred
« Reply #10 on: May 10, 2012, 09:32:04 AM »
Why wouldnt I just rent it on my Saphire from the get go?
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Offline SGF

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Re: Starwood or Saphire Preferred
« Reply #11 on: May 10, 2012, 09:41:30 AM »
Quote from: SGF on May 10, 2012, 02:32:33 AM
rent the car on amex and when you return ask them to pay with a different card, this way your $25 amex premium insurance charge goes back on your card
you can rent on any CC for that price
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Offline Saver2000

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Re: Starwood or Saphire Preferred
« Reply #12 on: May 10, 2012, 11:12:59 AM »
Quote from: puddles on May 10, 2012, 09:32:04 AM
Why wouldnt I just rent it on my Saphire from the get go?

Sapphire won't cover as primary CDW, Amex premier will.

OTOH if you don't have a different insurance, the sapphire will cover as primary.
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Offline Dan

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Re: Starwood or Saphire Preferred
« Reply #13 on: May 10, 2012, 11:30:03 AM »
Time to apply for a UA card!
At 55K+$50, why not...
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Offline puddles

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Re: Starwood or Saphire Preferred
« Reply #14 on: May 10, 2012, 11:50:29 AM »
Quote from: Saver2000 on May 10, 2012, 11:12:59 AM
Sapphire won't cover as primary CDW, Amex premier will.

OTOH if you don't have a different insurance, the sapphire will cover as primary.
Im gonnna apologize, but as a novice I honestly dont know what you guys are talking about. It took me a few minutes to figure out what CDW is!
I spoke to Chase and they told me I could have renters insurance for free is that correct? If so, why pay Amex?
@Dan why do you keep telling me to sign up for UA?
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Offline Dan

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Re: Starwood or Saphire Preferred
« Reply #15 on: May 10, 2012, 11:51:42 AM »
Most credit cards offer secondary CDW, you first must file a claim with your own insurance which will make your rates go up.
The UA cards offers primary CDW.
AMEX also offers primary CDW, but they charge $20-$25 extra per rental for that feature.
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Offline puddles

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Re: Starwood or Saphire Preferred
« Reply #16 on: May 10, 2012, 11:56:31 AM »
Quote from: Dan on May 10, 2012, 11:51:42 AM
Most credit cards offer secondary CDW, you first must file a claim with your own insurance which will make your rates go up.
The UA cards offers primary CDW.
AMEX also offers primary CDW, but they charge $20-$25 extra per rental for that feature.
aha. Thank you so much, now I understand
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