I have two personal SPG cards open right now and I put in an app for a third last night along with two other apps. I need to call them to get the SPG and Delta cards approved. Won't have time until at least tonight prob tomorrow but we'll see if they let me open a 3rd SPG card after speaking to them lol. (The second one got auto approval last year so it was easy and I didnt have to give any reasons why I wanted that card.)