Topic Wiki

Which Insurance Broker would you recommend:

5MinuteInsure.com
Moshe Fishman
Online Comparison and Purchasing Platform
Recommended by - Reb Moshe


Nationwide- Yehuda Spero
443-845-9552
speroy@nationwide.com



Insurance Depot
718-921-2300
Info@insdepot.com
Recommend by -Z56


Trumper Insurance
845-356-1899

Recommend by -Yammer

Poll

How much liability insurance do you think is prudent?

Statutory minimum
37 (16.2%)
100k
56 (24.5%)
200k
14 (6.1%)
300k
65 (28.4%)
500k
33 (14.4%)
750k
1 (0.4%)
1m
15 (6.6%)
more than 1m
8 (3.5%)

Total Members Voted: 229

Author Topic: Car Insurance Master Thread  (Read 221469 times)

Offline Shlomo1

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Re: Car Insurance Master Thread
« Reply #1120 on: August 26, 2019, 09:53:13 AM »
Is there anything to do after an at fault accident besides paying much higher rates?

Offline dealben

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Re: Car Insurance Master Thread
« Reply #1121 on: August 26, 2019, 12:45:36 PM »
Is there anything to do after an at fault accident besides paying much higher rates?
Take a defensive driving course, to get a 10% insurance discount

Offline Shlomo1

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Re: Car Insurance Master Thread
« Reply #1122 on: September 17, 2019, 02:52:47 PM »
Can you get a NY Insurance Policy on a car that's registered in NJ?

Offline YSP

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Re: Car Insurance Master Thread
« Reply #1123 on: November 07, 2019, 10:46:30 AM »
Can you get a NY Insurance Policy on a car that's registered in NJ?
no

Offline Shlomo1

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Re: Car Insurance Master Thread
« Reply #1124 on: November 15, 2019, 10:36:51 AM »
You learn something new every day. Unfortunately, I learnt the hard way. At no point, should you ever ever be without Coverage (Even if you dont have a vehicle at the moment). All Insurances want to see continuous coverage. Otherwise, you will be left with a lapse in Coverage. This results in them viewing you as a brand new driver and all your driving experience erased. But of course the negative aspects remain- Tickets, Accidents etc. This leaves you with much higher rates and a major headache to deal with. Gotta start from scratch. Just wish I would've known this before

Online Definitions

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Re: Car Insurance Master Thread
« Reply #1125 on: November 15, 2019, 02:58:17 PM »
You learn something new every day. Unfortunately, I learnt the hard way. At no point, should you ever ever be without Coverage (Even if you dont have a vehicle at the moment). All Insurances want to see continuous coverage. Otherwise, you will be left with a lapse in Coverage. This results in them viewing you as a brand new driver and all your driving experience erased. But of course the negative aspects remain- Tickets, Accidents etc. This leaves you with much higher rates and a major headache to deal with. Gotta start from scratch. Just wish I would've known this before
So if I have a car then don't want a car I should have the car insured? If I sell it to someone how am I supposed to have it insured?

Offline YSP

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Re: Car Insurance Master Thread
« Reply #1126 on: November 18, 2019, 12:53:33 PM »
So if I have a car then don't want a car I should have the car insured? If I sell it to someone how am I supposed to have it insured?

If you're getting another car within a week or two it's worth just keeping the insurance active. if it's longer then you can get what's called a named non owner policy which gives you insurance history so you won't pay exorbitant rates when you do buy your next car

Offline lifetimedeals

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Re: Car Insurance Master Thread
« Reply #1127 on: December 17, 2019, 05:45:46 PM »
Anyone with a 2020 Odyssey in brooklyn? Curious how much does insurance cost you for 6 months?

Offline herb

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Re: Car Insurance Master Thread
« Reply #1128 on: December 17, 2019, 10:10:01 PM »
Anyone with a 2020 Odyssey in brooklyn? Curious how much does insurance cost you for 6 months?
try nationwide, listed in wiki

Offline lifetimedeals

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Re: Car Insurance Master Thread
« Reply #1129 on: December 18, 2019, 04:55:07 PM »
Is Geico a good company for brooklyn? Anyone have Geico on late model car in Brooklyn?
« Last Edit: December 18, 2019, 05:47:50 PM by lifetimedeals »

Offline nescafe

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Re: Car Insurance Master Thread
« Reply #1130 on: December 18, 2019, 06:17:36 PM »
Is Geico a good company for brooklyn? Anyone have Geico on late model car in Brooklyn?
I have geico on a 2019 car

Offline herb

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Re: Car Insurance Master Thread
« Reply #1131 on: December 18, 2019, 09:30:58 PM »
Is Geico a good company for brooklyn? Anyone have Geico on late model car in Brooklyn?
try nationwide, listed in wiki

Offline tanipollak

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Re: Car Insurance Master Thread
« Reply #1132 on: December 29, 2019, 12:37:14 AM »
I just got geico for car insurance. I am using state farm for renters insurance paying $12ish a month.. Will it be cheaper if i bundle renters with geico as well and get rid of state farm?

Offline Pad18

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Re: Car Insurance Master Thread
« Reply #1133 on: December 29, 2019, 12:40:54 AM »
I just got geico for car insurance. I am using state farm for renters insurance paying $12ish a month.. Will it be cheaper if i bundle renters with geico as well and get rid of state farm?

Yes they do offer bundle discount.
Best is to get a quote form them and compare

Offline yos9694

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Re: Car Insurance Master Thread
« Reply #1134 on: December 29, 2019, 09:25:05 PM »
Isn't Lemonade.com around $5/month for renters? Why pay 12?

Offline lifetimedeals

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Re: Car Insurance Master Thread
« Reply #1135 on: December 31, 2019, 02:28:27 PM »
When my spouse gets license do I need to notify insurance company? Will the insurance go up by a lot?

Offline EJB

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Re: Car Insurance Master Thread
« Reply #1136 on: December 31, 2019, 02:42:39 PM »
When my spouse gets license do I need to notify insurance company? Will the insurance go up by a lot?

Is she ever going to drive your car?

If so, yes and yes.

If not, it probably won't go up if you specifically exclude her from the policy, but you definitely are supposed to let them know, perhaps can wait until renewal.

Offline ltttc

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Re: Car Insurance Master Thread
« Reply #1137 on: December 31, 2019, 02:46:46 PM »
When my spouse gets license do I need to notify insurance company? Will the insurance go up by a lot?
depends on her age too

Offline ltttc

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Re: Car Insurance Master Thread
« Reply #1138 on: December 31, 2019, 02:49:45 PM »
Is Geico a good company for brooklyn? Anyone have Geico on late model car in Brooklyn?
They're great if you never need them. In an incident, that's a diff story.

Offline lifetimedeals

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Re: Car Insurance Master Thread
« Reply #1139 on: December 31, 2019, 03:05:56 PM »
Is she ever going to drive your car?

If so, yes and yes.

If not, it probably won't go up if you specifically exclude her from the policy, but you definitely are supposed to let them know, perhaps can wait until renewal.
Yes will drive car but not often, over 25