You learn something new every day. Unfortunately, I learnt the hard way. At no point, should you ever ever be without Coverage (Even if you dont have a vehicle at the moment). All Insurances want to see continuous coverage. Otherwise, you will be left with a lapse in Coverage. This results in them viewing you as a brand new driver and all your driving experience erased. But of course the negative aspects remain- Tickets, Accidents etc. This leaves you with much higher rates and a major headache to deal with. Gotta start from scratch. Just wish I would've known this before