Topic Wiki

When signing up for auto insurance, make sure you know what coverage you're getting, and what your deductibles are.

Which Insurance Broker would you recommend:

5MinuteInsure.com
Moshe Fishman
Online Comparison and Purchasing Platform for Auto, Home or Bundle Insurance
Recommended by - Reb Moshe


Nationwide- Yehuda Spero
443-845-9552
speroy@nationwide.com



Insurance Depot
718-921-2300
Info@insdepot.com
Recommend by -Z56


Trumper Insurance
845-356-1899

Recommend by -Yammer

Worldwide Rental Car insurance ask Superflyer

Poll

How much liability insurance do you think is prudent?

Statutory minimum
41 (16.3%)
100k
60 (23.9%)
200k
17 (6.8%)
300k
71 (28.3%)
500k
36 (14.3%)
750k
2 (0.8%)
1m
16 (6.4%)
more than 1m
8 (3.2%)

Total Members Voted: 251

Author Topic: Car Insurance Master Thread  (Read 296918 times)

Offline YSP

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Apr 2013
  • Posts: 273
  • Total likes: 13
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Car Insurance Master Thread
« Reply #1400 on: January 22, 2023, 10:29:14 AM »
I wish but I cant, its a brand new kia 2023 with all the safety in it I even did the course to lower something but went down like 20$ !!!
what the normal price for the most basics insurance in nyc? for 6 motnhs?
Liability only on a 2023 Kia? That seems irresponsible

Offline yungermanchik

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Nov 2018
  • Posts: 2544
  • Total likes: 1917
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: Previous Signatures: If you chapped hana'ah from a post, like it; You think you know the answers and things are the way they seem.. it just ain't so -The Rebbe from Lublin-
Re: Car Insurance Master Thread
« Reply #1401 on: January 22, 2023, 10:57:33 AM »
$1200 for 6 months isn't terrible in NYC
For minimum coverage, that's highway robbery.
Small people talk about other people.
Average people talk about things
BIG PEOPLE TALK ABOUT IDEAS.

Offline yungermanchik

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Nov 2018
  • Posts: 2544
  • Total likes: 1917
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: Previous Signatures: If you chapped hana'ah from a post, like it; You think you know the answers and things are the way they seem.. it just ain't so -The Rebbe from Lublin-
Re: Car Insurance Master Thread
« Reply #1402 on: January 22, 2023, 11:00:54 AM »
Progressive
Try getting a quote from State Farm. I am paying less for better coverage.
Small people talk about other people.
Average people talk about things
BIG PEOPLE TALK ABOUT IDEAS.

Offline drosenberg88429

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Jul 2020
  • Posts: 561
  • Total likes: 1138
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Car Insurance Master Thread
« Reply #1403 on: January 22, 2023, 11:07:18 AM »
I own a car never got accidente had 2 seatbelt ticket 3+ years ago and want to insure the minimum possible in NYC (only third party) and they are charging me 1200 for six months:!!!
what should I do?
If you're under 25, that's not bad at all, especially if you don't have prior coverage and history.

Offline shopcomputer

  • Dansdeals Gold Elite
  • ***
  • Join Date: Jan 2014
  • Posts: 104
  • Total likes: 21
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
    • nysolutions.com
  • Location: Brooklyn
Re: Car Insurance Master Thread
« Reply #1404 on: January 22, 2023, 12:09:06 PM »
If you're under 25, that's not bad at all, especially if you don't have prior coverage and history.
Take driver safety course and save 10%

Offline Joel

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: May 2018
  • Posts: 5042
  • Total likes: 1017
  • DansDeals.com Hat Tips 76
    • View Profile
  • Programs: Hyatt Globalist, Hilton Diamond, Wyndham Diamond, Marriott Gold, IHG Platinum Elite, National EE, Hertz PC, Enterprise Platinum
Re: Car Insurance Master Thread
« Reply #1405 on: January 22, 2023, 12:32:58 PM »
For minimum coverage, that's highway robbery.
-1
My parents pay that amount and have never had any claim or tickets.

Offline yungermanchik

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Nov 2018
  • Posts: 2544
  • Total likes: 1917
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: Previous Signatures: If you chapped hana'ah from a post, like it; You think you know the answers and things are the way they seem.. it just ain't so -The Rebbe from Lublin-
Re: Car Insurance Master Thread
« Reply #1406 on: January 22, 2023, 02:07:31 PM »
-1
My parents pay that amount and have never had any claim or tickets.
For MINIMUM coverage?!
Small people talk about other people.
Average people talk about things
BIG PEOPLE TALK ABOUT IDEAS.

Offline Spoon

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Dec 2019
  • Posts: 973
  • Total likes: 192
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NY
Re: Car Insurance Master Thread
« Reply #1407 on: January 22, 2023, 02:14:39 PM »
For MINIMUM coverage?!

On a lease(which Iím assuming it is)minimum coverage is quite high.

I agree itís not bad at all especially under 25 and no previous coverage

Offline yungermanchik

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Nov 2018
  • Posts: 2544
  • Total likes: 1917
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: Previous Signatures: If you chapped hana'ah from a post, like it; You think you know the answers and things are the way they seem.. it just ain't so -The Rebbe from Lublin-
Re: Car Insurance Master Thread
« Reply #1408 on: January 22, 2023, 02:21:21 PM »
On a lease(which Iím assuming it is)minimum coverage is quite high.
Oh, that explains it.
ETA:
I own a car never got accidente had 2 seatbelt ticket 3+ years ago and want to insure the minimum possible in NYC (only third party) and they are charging me 1200 for six months:!!!
what should I do?
« Last Edit: January 22, 2023, 02:40:13 PM by yungermanchik »
Small people talk about other people.
Average people talk about things
BIG PEOPLE TALK ABOUT IDEAS.

Offline Joel

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: May 2018
  • Posts: 5042
  • Total likes: 1017
  • DansDeals.com Hat Tips 76
    • View Profile
  • Programs: Hyatt Globalist, Hilton Diamond, Wyndham Diamond, Marriott Gold, IHG Platinum Elite, National EE, Hertz PC, Enterprise Platinum
Re: Car Insurance Master Thread
« Reply #1409 on: January 22, 2023, 02:25:06 PM »
For MINIMUM coverage?!
Who has minimum coverage? :o

Offline yungermanchik

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Nov 2018
  • Posts: 2544
  • Total likes: 1917
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: Previous Signatures: If you chapped hana'ah from a post, like it; You think you know the answers and things are the way they seem.. it just ain't so -The Rebbe from Lublin-
Re: Car Insurance Master Thread
« Reply #1410 on: January 22, 2023, 02:33:16 PM »
Who has minimum coverage? :o
I own a car never got accidente had 2 seatbelt ticket 3+ years ago and want to insure the minimum possible in NYC (only third party) and they are charging me 1200 for six months:!!!
what should I do?
Small people talk about other people.
Average people talk about things
BIG PEOPLE TALK ABOUT IDEAS.

Offline Spoon

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Dec 2019
  • Posts: 973
  • Total likes: 192
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NY
Re: Car Insurance Master Thread
« Reply #1411 on: January 22, 2023, 02:46:13 PM »
Cmiiw but it seems like the insurance is for the brand new Kia not the car he owns for the past 3 years so it may still be a lease

Offline Joel

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: May 2018
  • Posts: 5042
  • Total likes: 1017
  • DansDeals.com Hat Tips 76
    • View Profile
  • Programs: Hyatt Globalist, Hilton Diamond, Wyndham Diamond, Marriott Gold, IHG Platinum Elite, National EE, Hertz PC, Enterprise Platinum
Re: Car Insurance Master Thread
« Reply #1412 on: January 22, 2023, 03:02:32 PM »

You were saying $1200 for 6 months is highway robbery
In NYC that's standard

Offline yungermanchik

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Nov 2018
  • Posts: 2544
  • Total likes: 1917
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: Previous Signatures: If you chapped hana'ah from a post, like it; You think you know the answers and things are the way they seem.. it just ain't so -The Rebbe from Lublin-
Re: Car Insurance Master Thread
« Reply #1413 on: January 22, 2023, 03:05:13 PM »
You were saying $1200 for 6 months is highway robbery
In NYC that's standard
read the quote:
For minimum coverage, that's highway robbery.
Small people talk about other people.
Average people talk about things
BIG PEOPLE TALK ABOUT IDEAS.

Offline yungermanchik

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Nov 2018
  • Posts: 2544
  • Total likes: 1917
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: Previous Signatures: If you chapped hana'ah from a post, like it; You think you know the answers and things are the way they seem.. it just ain't so -The Rebbe from Lublin-
Re: Car Insurance Master Thread
« Reply #1414 on: January 22, 2023, 03:09:23 PM »
In NYC that's standard
here's my sept. statement from state farm:

Small people talk about other people.
Average people talk about things
BIG PEOPLE TALK ABOUT IDEAS.

Offline Joel

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: May 2018
  • Posts: 5042
  • Total likes: 1017
  • DansDeals.com Hat Tips 76
    • View Profile
  • Programs: Hyatt Globalist, Hilton Diamond, Wyndham Diamond, Marriott Gold, IHG Platinum Elite, National EE, Hertz PC, Enterprise Platinum
Re: Car Insurance Master Thread
« Reply #1415 on: January 22, 2023, 03:24:08 PM »
here's my sept. statement from state farm:

The cost of the car also matters
A camry is cheaper then a suv or minivan to replace.   

Offline JuryDuty

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Nov 2018
  • Posts: 1053
  • Total likes: 192
  • DansDeals.com Hat Tips 18
    • View Profile
  • Location: New York
  • Programs: Hyatt Explorist
Re: Car Insurance Master Thread
« Reply #1416 on: January 22, 2023, 10:46:05 PM »
Been on geico in nyc and after too many rates raises, looking for another. Any way to get quotes from multiple places without getting spammed everywhere?
Jury Duty: A time with nothing to do but chill and write a TR. Kinda like the beach without a view and an ocean breeze.

Offline ual902

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Apr 2013
  • Posts: 1841
  • Total likes: 47
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Car Insurance Master Thread
« Reply #1417 on: January 23, 2023, 01:00:57 PM »
Affordable online driving school to reduce Liberty Mutual car Insurance for NYC?

Offline yungermanchik

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Nov 2018
  • Posts: 2544
  • Total likes: 1917
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: Previous Signatures: If you chapped hana'ah from a post, like it; You think you know the answers and things are the way they seem.. it just ain't so -The Rebbe from Lublin-
Re: Car Insurance Master Thread
« Reply #1418 on: January 23, 2023, 01:10:31 PM »
Affordable online driving school to reduce Liberty Mutual car Insurance for NYC?
IdriveSafely on sale 50% off
« Last Edit: January 23, 2023, 01:36:31 PM by yungermanchik »
Small people talk about other people.
Average people talk about things
BIG PEOPLE TALK ABOUT IDEAS.

Offline ual902

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Apr 2013
  • Posts: 1841
  • Total likes: 47
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Car Insurance Master Thread
« Reply #1419 on: January 23, 2023, 02:35:10 PM »