Car Insurance Master Thread

[4yourinfo]

Sorry, my numbers were off.
The policy with GEICO is for $1700 a year to insure a couple.
GEICO wants $900 to add a 19 year old girl.
It sounds high to me.
Is this normal?

I am not sure how much of an increase got approved but, Geico requested a big premium increase which is supposed to take affect on existing policy holders after dec renewal - maybe if you make any changes they can raise you earlier?

[dovy2]

Sorry, my numbers were off.
The policy with GEICO is for $1700 a year to insure a couple.
GEICO wants $900 to add a 19 year old girl.
It sounds high to me.
Is this normal?

That's still cheap. And worthwhile to add her even if she won't drive, cuz it will build up her "credit", when she'll need her own policy.

[yelped]

That's still cheap. And worthwhile to add her even if she won't drive, cuz it will build up her "credit", when she'll need her own policy.

To "build up her credit" you can add her to a different policy where she does not live and not have a huge increase in price (assuming that she doesn't actually need the policy here, which is not the case here).

[aishel]

Does it makes sense that GEICO wants $900 a year to add a 19 year old girl on the insurance plan?
The plan currently is for around $1000.

When my 17 year old got her license, my insurance doubled and they wanted an extra $2k per 6 months. I was able to shop around and knock 2/3rds off by switching to progressive. And I still plan on shopping my rate around every 5 to 6 months.

[davidd75]

To "build up her credit" you can add her to a different policy where she does not live and not have a huge increase in price (assuming that she doesn't actually need the policy here, which is not the case here).

how does this help if her the "different" policy will increase?

[yelped]

how does this help if her the "different" policy will increase?

Who said it will?

[davidd75]

Who said it will?

a new 19 year old driver to any policy will increase

[yelped]

a new 19 year old driver to any policy will increase

Not if that driver doesn't live there or use your car.

[davidd75]

Not if that driver doesn't live there or use your car.

But the "other" policy where you do put her on means she is living there and using their car so that other policy will increase no?

if I have a 19 year daughter and don't want to add her on to my policy due to price increase if add her to another persons policy(Sammy) wont Sammy's policy increase? 

[yelped]

But the "other" policy where you do put her on means she is living there and using their car so that other policy will increase no?

if I have a 19 year daughter and don't want to add her on to my policy due to price increase if add her to another persons policy(Sammy) wont Sammy's policy increase?

If she's living with you and using your car she has has to be on your policy. If she is not living with you and not using your car, many insurance carriers will allow you to add her to your policy without really costing you, and this can bring down the price a lot when you actually have to add her.

[davidd75]

If she's living with you and using your car she has has to be on your policy. If she is not living with you and not using your car, many insurance carriers will allow you to add her to your policy without really costing you, and this can bring down the price a lot when you actually have to add her.

i see what am i adding her on as a non-driver? can she still "borrow" our car and be covered?

[yelped]

i see what am i adding her on as a non-driver? can she still "borrow" our car and be covered?

She lives with you. You can't do insurance fraud.

[davidd75]

She lives with you. You can't do insurance fraud.

Im asking if a child is not living with me what do i add them as and can they borrow the car and be covered ?

[yelped]

Im asking if a child is not living with me what do i add them as and can they borrow the car and be covered ?

Call your insurance company and ask.

[ae123]

Any recommendation for a good broker? NJ
Thanks.

[yungermanchik]

Did anyone else get a  Supplemental Spousal letter from your insurance company?
Do you know what it means?

[Willie]

any referrals for ny brokers?

[Willie]

any referrals for ny brokers?

how about whats the best website to compare quotes?

[Spoon]

any referrals for ny brokers?

how about whats the best website to compare quotes?

See the wiki

[Willie]

See the wiki

the website there after filling out whole application takes me to a different website to fill out application