I'm lending my old car to a relative for two months and I'm worried about my insurance premiums if he gets into an accident. I’m making him get non-owner's insurance, but I’m wondering would his non-owner's insurance cover liability without affecting my policy? I'm not concerned about damage to my car, just the liability. Would my insurance still go up, or would his policy handle it?
(I’ve called GEICO a few times, but their reps gave me conflicting answers.)
To solve that issue. Remove it from your policy. And only have him on the car with his own policy.
Title can stay. But may need new registration and plates. Unless there's a way to transition without the need for the whole process of getting new plates and registration. Though it may be worth it.