Car Insurance Master Thread

[Chester7]

Anyone have luck with allstate? Just got my renewal and just like the last few renewals, it has gone up by another $200. Whats the best option?

Ask @herb

[herb]

Ask @herb

why me?

[Chester7]

why me?

I thought I remember you knowing about this stuff. Sorry.

[Dan]

Does this work with Geico?

Try and let us know?

[Shmobaum]

Try Plymouth Rock. I got more coverage and benefits for less than I paid for Progressive.

[Essen est zich]

Any suggestions for a broker non owners car insurance?

[nescafe]

Just switched from allstate to geico for a 47% discount (!!) on the premium.

[elazarmn]

Just switched from allstate to geico for a 47% discount (!!) on the premium.

i didn't save that much but a good 35%

[sams]

It keeps my status and discounts:

It lets you sign up for new insurance, even though you had in the past six months progressive ? What u answer by that question ? Thanks

[Cleveland]

Afaf:

Car was parked in lakewood and someone sideswiped him, didnt leave any note or anything, doesnt seem that there are cameras.

1) does filing a police report affect insurance rates?
2) can he fill out police report if he doesnt dont have other car’s info? Can’t find anywhere to specify what happened in the report.
3) if he goes through insurance to fix it, will that raise his rates?

[shmooz]

If he doesn't know anything about the other car, what's the point of the report? The rates will go up if there is no one else to take the responsibility, depending on  how much it was etc.
But I'm not in the insurance business, just based on experience.

[simplicity]

Afaf:

Car was parked in lakewood and someone sideswiped him, didnt leave any note or anything, doesnt seem that there are cameras.

1) does filing a police report affect insurance rates?
2) can he fill out police report if he doesnt dont have other car’s info? Can’t find anywhere to specify what happened in the report.
3) if he goes through insurance to fix it, will that raise his rates?

I am told that insurance only goes up if they make a payout

[shmooz]

I am told that insurance only goes up if they make a payout

Agreed

[aygart]

Afaf:

Car was parked in lakewood and someone sideswiped him, didnt leave any note or anything, doesnt seem that there are cameras.

1) does filing a police report affect insurance rates?
2) can he fill out police report if he doesnt dont have other car’s info? Can’t find anywhere to specify what happened in the report.
3) if he goes through insurance to fix it, will that raise his rates?

This should be covered under your uninsured motorist coverage if you get a police report as a hit and run. Under this coverage you are subject to your deductible but it DOES NOT affect the cost of coverage.

[aygart]

If he doesn't know anything about the other car, what's the point of the report? The rates will go up if there is no one else to take the responsibility, depending on  how much it was etc.
But I'm not in the insurance business, just based on experience.

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