Author Topic: Car Insurance Master Thread (Read 328536 times)

Dan · « **Reply #280 on:** April 12, 2013, 03:38:35 PM »

Quote from: MEIR613 on April 12, 2013, 03:35:43 PM

He's actually legit.

I know him.

It doesn't matter if you're legit.
PM spam will earn you a warning and/or a ban.

MEIR613 · « **Reply #281 on:** April 12, 2013, 03:43:00 PM »

Quote from: Dan on April 12, 2013, 03:38:35 PM

It doesn't matter if you're legit.
PM spam will earn you a warning and/or a ban.

Just curious, what is exactly PM spam.

If I see on a thread that a bunch of people have what I want, I can't PM them an offer.

OR I just can't start Pm-ing random people to either buy/offer something/services of mine.

noturbizniss · « **Reply #282 on:** April 12, 2013, 05:55:04 PM »

Quote from: MEIR613 on April 12, 2013, 03:43:00 PM

OR I just can't start Pm-ing random people to either buy/offer something/services of mine.

I'm sure he is legit but he did THAT. A month ago I posted my auto insurance rates that i pay and today he pms me that he can get me a good quote. I did not ask for quotes. Especially don't he had one post is kind of sketchy. I reminds me when a financial advisor in my shul cold called our shul directory. It was not appreciated.

MEIR613 · « **Reply #283 on:** April 12, 2013, 05:58:14 PM »

Quote from: noturbizniss on April 12, 2013, 05:55:04 PM

That's what he did. A month ago I posted my auto insurance rates that i pay and today he pms me that he can get me a good quote. I did not ask for quotes. Especially don't he had one post is kind of sketchy. I reminds me when a financial advisor in my shul cold called our shul directory. It was not appreciated.

I'm not sure that is considered spam, since you were talking about insurance quotes, but maybe I'm wrong.

@Dan, you want to chime in?

Dan · « **Reply #284 on:** April 12, 2013, 06:03:25 PM »

If it's not solicited in a post them it's spam.

noturbizniss · « **Reply #285 on:** April 12, 2013, 06:05:27 PM »

Quote from: MEIR613 on April 12, 2013, 05:58:14 PM

I'm not sure that is considered spam, since you were talking about insurance quotes, but maybe I'm wrong.

@Dan, you want to chime in?

your request for truck insurance would be ok for pm. I just commented what I pay I didn't say Im looking for new quotes. Especially cuz i posted a month ago.

SPLP · « **Reply #286 on:** April 13, 2013, 03:34:09 AM »

noturbizniss-- You are right --I believe we all want to be able to speak among ourselves and exchange info - WITH OUT someone trying to SELL us -- this is one of the nice things about our community --I also believe if make any exceptions it will destroy this blog , right now i feel very comfortable to ask anything without worrying that someone will be trying to sell me --if someone wants to be solicited they can ask for a PM

I AM always very nervous when I see someone with only a few posts offer to sell something/ exchange etc my antennas go up immediately

YSP · « **Reply #287 on:** April 15, 2013, 10:10:10 AM »

Thanks for the heads up. Just to be clear. I am new to Dans deals Forums and did not realize the rules. Will obey in the future. Just trying to make a buck.

Didn't mean to bother.

ahecht37 · « **Reply #288 on:** April 23, 2013, 05:48:13 PM »

Quote from: moko on March 18, 2013, 11:54:16 PM

ye if s/t big happens they'll investigate and bam- u got a $50,000 bill oh and some fraud charges

anyone have any experience with this? is there even a way for them to find out? if you have the proper government id how can they tell?

Thingywingy · « **Reply #289 on:** April 24, 2013, 11:17:58 PM »

I did some shopping for car insurance today. I looked afterwards on my driver abstract and saw 2 violations that occurred in April, 2010. One on the 7th for failure to observe traffic control device, another on the 30th for failure to wear seat belt. 1st comes up as 2 points, 2nd doesn't show any points. My understanding is that violations come off after 3 years. Is it possible I'd get better rates if I wait for April 30 to pass?

Marco Polo · « **Reply #290 on:** April 24, 2013, 11:22:40 PM »

Quote from: Thingywingy on April 24, 2013, 11:17:58 PM

I did some shopping for car insurance today. I looked afterwards on my driver abstract and saw 2 violations that occurred in April, 2010. One on the 7th for failure to observe traffic control device, another on the 30th for failure to wear seat belt. 1st comes up as 2 points, 2nd doesn't show any points. My understanding is that violations come off after 3 years. Is it possible I'd get better rates if I wait for April 30 to pass?

Unless you need the insurance ASAP, why not wait it out a couple days?

Thingywingy · « **Reply #291 on:** April 25, 2013, 12:14:40 AM »

I'm not sure if couple days is enough...will they give me a new quote if I just got one a few days ago? I know they try to avoid checking as it costs them $$

chookshook · « **Reply #292 on:** April 25, 2013, 12:52:35 AM »

What insurance company are you looking at? You can adjust info with online quotes as many times as you want and get all the quotes you want afaik.

Thingywingy · « **Reply #293 on:** April 25, 2013, 02:28:03 AM »

Geico had the best rate. It's not about adjusting the policy coverages; it's about my record of violations. If their system shows they recently checked my record I don't think they will recheck. In addition even if they do recheck, they may keep my violation info ie. the April 2010 violation on their own system.

Marco Polo · « **Reply #294 on:** April 25, 2013, 10:19:06 AM »

Quote from: Thingywingy on April 25, 2013, 12:14:40 AM

I'm not sure if couple days is enough...will they give me a new quote if I just got one a few days ago? I know they try to avoid checking as it costs them $$

MosheP · « **Reply #295 on:** April 26, 2013, 12:15:53 AM »

Quote from: Thingywingy on April 25, 2013, 02:28:03 AM

Geico had the best rate. It's not about adjusting the policy coverages; it's about my record of violations. If their system shows they recently checked my record I don't think they will recheck. In addition even if they do recheck, they may keep my violation info ie. the April 2010 violation on their own system.

I have Geico o called recently to inquire about points and premiums going up. I was told that if you currently have a clean record they may not pull your driving history for years and just assume it is unchanged. Of course an accident or a DUI or the like would result in a "pull" and a premium increase.

ari101 · « **Reply #296 on:** April 26, 2013, 12:24:53 AM »

Btw -don't wanna hijack the thread, just ..מענין לענין באותו ענין- how can I know if/how many points I have on my license?

Thingywingy · « **Reply #297 on:** April 26, 2013, 12:29:28 AM »

You can get a drivers abstract from DMV. In NJ it's about $15.

YSP · « **Reply #298 on:** April 26, 2013, 11:17:14 AM »

The adjustors who come out for the claim were not born yesterday. They do investigate and will not pay if they don't have to or if there was fraud.

ahecht37 · « **Reply #299 on:** April 28, 2013, 04:38:49 AM »

Quote from: YSP on April 26, 2013, 11:17:14 AM

The adjustors who come out for the claim were not born yesterday. They do investigate and will not pay if they don't have to or if there was fraud.

granted, but say you buy a junk house for 5k in Detroit (pays off in 2nd yr), and go there periodically for updating your license and plates, how can they prove that you don't live there?

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Author Topic: Car Insurance Master Thread (Read 328536 times)