Author Topic: Car Insurance Master Thread (Read 328529 times)

Thingywingy · « **Reply #380 on:** May 28, 2013, 03:48:32 PM »

UPDATE: I called Geico today to see if they would pull my record again. The rep. said told me that Geico calculates with last 5 years even if for DMV surcharges it comes off after 3 years. Anyone know if hes correct?
BTW I was with them about 2 1/2 yrs. ago and remember them as having good C.S. but I was really ticked off at the rep for so aggresively trying to get me to sign up today. Anyone else find their service has slipped?
Anybody get good rates with USAA?

ahecht37 · « **Reply #381 on:** May 28, 2013, 04:28:50 PM »

Quote from: Thingywingy on May 28, 2013, 03:48:32 PM

UPDATE: I called Geico today to see if they would pull my record again. The rep. said told me that Geico calculates with last 5 years even if for DMV surcharges it comes off after 3 years. Anyone know if hes correct?
BTW I was with them about 2 1/2 yrs. ago and remember them as having good C.S. but I was really ticked off at the rep for so aggresively trying to get me to sign up today. Anyone else find their service has slipped?
Anybody get good rates with USAA?

afaik you can only get usaa insurance if a family member served in the military

Thingywingy · « **Reply #382 on:** May 28, 2013, 04:37:48 PM »

I know you can become member to get discount on car rentals. Is that different?

ahecht37 · « **Reply #383 on:** May 28, 2013, 05:13:41 PM »

Quote from: Thingywingy on May 28, 2013, 04:37:48 PM

I know you can become member to get discount on car rentals. Is that different?

yes

ckmk47 · « **Reply #384 on:** May 29, 2013, 11:41:30 PM »

Quote from: Thingywingy on May 28, 2013, 03:48:32 PM

UPDATE: I called Geico today to see if they would pull my record again. The rep. said told me that Geico calculates with last 5 years even if for DMV surcharges it comes off after 3 years. Anyone know if hes correct?

Did you ask for an updated premium quote, now that April is over?
Why ask for too many recommendations?
Call or go online and get yourself real quotes. Then you'll know.

YSP · « **Reply #385 on:** May 30, 2013, 09:04:35 AM »

Quote from: Thingywingy on May 28, 2013, 03:48:32 PM

UPDATE: I called Geico today to see if they would pull my record again. The rep. said told me that Geico calculates with last 5 years even if for DMV surcharges it comes off after 3 years. Anyone know if hes correct?

They only surcharge for 3 years but they can't give you the additional 5 year accident free discount until the 5 years so techinchally he's correct.

satturn · « **Reply #386 on:** May 30, 2013, 09:59:29 AM »

i am going to be in the US for the summer. I need a car, and considered buying a cheap car that i think i can resell after the summer for the same amount i bought it for. Problem is i need car insurance. Anyone if they have 2 month plans? Or a plan that i can cancel midway without a penalty? I got a geiko quote but it was for 6 months. Anyone know any agents who deal with this?

hocker · « **Reply #387 on:** May 30, 2013, 10:03:03 AM »

Quote from: satturn on May 30, 2013, 09:59:29 AM

i am going to be in the US for the summer. I need a car, and considered buying a cheap car that i think i can resell after the summer for the same amount i bought it for. Problem is i need car insurance. Anyone if they have 2 month plans? Or a plan that i can cancel midway without a penalty? I got a geiko quote but it was for 6 months. Anyone know any agents who deal with this?

Don't they return the $ if you cancel in the middle?

Dan · « **Reply #388 on:** May 30, 2013, 11:46:45 AM »

Quote from: hocker on May 30, 2013, 10:03:03 AM

Don't they return the $ if you cancel in the middle?

Yup.

satturn · « **Reply #389 on:** May 30, 2013, 03:35:44 PM »

Quote from: Dan on May 30, 2013, 11:46:45 AM

Yup.

cool- thanks!

yyg · « **Reply #390 on:** May 31, 2013, 12:50:20 AM »

Quote from: satturn on May 30, 2013, 09:59:29 AM

i am going to be in the US for the summer. I need a car, and considered buying a cheap car that i think i can resell after the summer for the same amount i bought it for. Problem is i need car insurance. Anyone if they have 2 month plans? Or a plan that i can cancel midway without a penalty? I got a geiko quote but it was for 6 months. Anyone know any agents who deal with this?

the agents aren't interested in this they make nothing on it unless you find some 1 that does it as a favor just check by geico or any online qoute for 6 months then cancel you will be refunded

YSP · « **Reply #391 on:** June 05, 2013, 01:49:46 PM »

Quote from: yyg on May 31, 2013, 12:50:20 AM

just check by geico or any online qoute for 6 months then cancel you will be refunded

+1

Avid Reader · « **Reply #392 on:** July 19, 2013, 02:39:42 PM »

Quote from: Thingywingy on September 06, 2012, 04:15:15 PM

I tried AAA. I have Amica. I also tried Plymth Rock, Century 21, Progressive, All-State, and Geico. Prime is a broker and their offer was with Met-Life.

Are you happy with Amica? I'm considering switching to them. Their quote is saving me nearly $800 per year.

Ergel · « **Reply #393 on:** July 19, 2013, 04:39:24 PM »

Just looked back at this thread now that I am getting new insurance.
For all those bring about NY rates in yyz car insurance is 3k+/year (although home owners insurance I believe is much cheaper

Dan · « **Reply #394 on:** July 19, 2013, 04:49:47 PM »

Quote from: Ergel on July 19, 2013, 04:39:24 PM

Just looked back at this thread now that I am getting new insurance.
For all those bring about NY rates in yyz car insurance is 3k+/year (although home owners insurance I believe is much cheaper

Wow.
My 300/300 car insurance is $400/year and my home is $600/year.

lfas25 · « **Reply #395 on:** July 19, 2013, 06:23:52 PM »

Quote from: Avid Reader on July 19, 2013, 02:39:42 PM

Are you happy with Amica? I'm considering switching to them. Their quote is saving me nearly $800 per year.

I switched about 6 months ago to Ameriprise - if your a costco member you get an additional discount - my rate dropped by about $800. My brother in law in Queens save about 2k by switching to them

Ergel · « **Reply #396 on:** July 19, 2013, 06:30:09 PM »

Quote from: Dan on July 19, 2013, 04:49:47 PM

Wow.
My 300/300 car insurance is $400/year and my home is $600/year.

I guess my homeowners is cheap compared to my friend in fl

nutcase · « **Reply #397 on:** July 21, 2013, 01:37:39 PM »

Quote from: lfas25 on July 19, 2013, 06:23:52 PM

I switched about 6 months ago to Ameriprise - if your a costco member you get an additional discount - my rate dropped by about $800. My brother in law in Queens save about 2k by switching to them

I hear ameriprise is very tuff to deal with when making a claim..

YSP · « **Reply #398 on:** July 22, 2013, 01:05:59 PM »

Quote from: Ergel on July 19, 2013, 04:39:24 PM

Just looked back at this thread now that I am getting new insurance.
For all those bring about NY rates in yyz car insurance is 3k+/year (although home owners insurance I believe is much cheaper

What's yyz?

skyguy918 · « **Reply #399 on:** July 22, 2013, 02:54:30 PM »

Quote from: Dan on July 19, 2013, 04:49:47 PM

Wow.
My 300/300 car insurance is $400/year and my home is $600/year.

$400/year or $400/6 months? Do you have collision and comprehensive?

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Author Topic: Car Insurance Master Thread (Read 328529 times)