I had Statefarm for several years. When I got them, they were easily the cheapest I could find for my particular Auto+Home+Umbrella. But with not insignificant rate hikes just about every renewal, I finally decided to shop around again. All I can say is that it pays to do this every few years. It can apparently make a big difference. Whether it's changes to your driver profile or changes in the way each company rates various neighborhoods and other factors, it seems like who is the cheapest (and/or best value) for a particular scenario can change pretty frequently. I ended up with Allstate (and a local, frum agent), going from ~$350/month for all 3 policies to $265/month.