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Author Topic: Car Insurance Master Thread  (Read 321648 times)

Offline Hamavin

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Re: Car Insurance Master Thread
« Reply #640 on: November 22, 2014, 10:24:08 PM »
Is it  reccomeneded to use insurance to seal a small crack in glass in windsheild?

Online noturbizniss

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Re: Car Insurance Master Thread
« Reply #641 on: November 22, 2014, 11:59:05 PM »
Is it  reccomeneded to use insurance to seal a small crack in glass in windsheild?
Do you have glass coverage with no deductible? If so, ime it doesn't affect rates. I've had a window and windshield replaced at different times with no rate increase
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Offline YSP

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Re: Car Insurance Master Thread
« Reply #642 on: November 24, 2014, 11:54:22 AM »
Is it  reccomeneded to use insurance to seal a small crack in glass in windsheild?

The insurance company will usually fix it for free with no deductible and it's not chargeable. Speak to your agent.

Offline Novo

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Re: Car Insurance Master Thread
« Reply #643 on: December 16, 2014, 11:53:01 AM »
liberty mutual have the best rates for bad records from my experience you can pm me for more info
Wow! Here's my story.
When I bought my car, the cheapest rate I got was from Progressive, $1150 for 6 months.
After 6 months it went down to $1050
I had a small accident, it went up to $1700, so I switched to Geico and paid $1330.

My renewal is in January, I just got my Geico bill, it went down to $1002/6 months.
I shopped for quotes and got from Liberty Mutual (SafeCo) $1358 for a year! (That's $679/6 months)
I try my best :-\
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Offline sammy n

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Re: Car Insurance Master Thread
« Reply #644 on: December 16, 2014, 11:58:43 AM »
Wow! Here's my story.
When I bought my car, the cheapest rate I got was from Progressive, $1150 for 6 months.
After 6 months it went down to $1050
I had a small accident, it went up to $1700, so I switched to Geico and paid $1330.

My renewal is in January, I just got my Geico bill, it went down to $1002/6 months.
I shopped for quotes and got from Liberty Mutual (SafeCo) $1358 for a year! (That's $679/6 months)
Wow! where do you live? and what car is that on? That sound expensive what you were paying.

Offline DMYD

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Re: Car Insurance Master Thread
« Reply #645 on: December 16, 2014, 12:11:32 PM »
Wow! where do you live? and what car is that on? That sound expensive what you were paying.
definitely not NY, I also had an accident last month waiting to see how much it will go up, then I have to go shopping.

Offline YSP

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Re: Car Insurance Master Thread
« Reply #646 on: December 23, 2014, 12:56:25 PM »
definitely not NY, I also had an accident last month waiting to see how much it will go up, then I have to go shopping.

That's why it's worth getting accident forgiveness...

Offline DMYD

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Re: Car Insurance Master Thread
« Reply #647 on: December 23, 2014, 01:06:26 PM »
That's why it's worth getting accident forgiveness...
never heard of that, what is that?

Offline YSP

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Re: Car Insurance Master Thread
« Reply #648 on: December 23, 2014, 01:27:09 PM »
never heard of that, what is that?
If you get into an accident (which in NY is more likely than most places) your rates won't go up because of it. Costs a drop more but it's worth it.

Offline DMYD

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Re: Car Insurance Master Thread
« Reply #649 on: December 23, 2014, 01:28:06 PM »
If you get into an accident (which in NY is more likely than most places) your rates won't go up because of it. Costs a drop more but it's worth it.
All Companies have that option?

Offline fc

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Re: Car Insurance Master Thread
« Reply #650 on: March 10, 2015, 09:25:26 PM »
YE..... anyone kno an insurance co that offers a year rate?

a year ago i paid $3000/year with allstate, 6 months ago i switched to geico for $2500/ year , 2 months ago i switched to Maidstone and im paying $1275/year !!!

i paid the whole year upfront(brought the policy down 30%), im a ny resident, im 26 and i have a cellphone ticket on my record!!

Offline jackofall

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Re: Car Insurance Master Thread
« Reply #651 on: March 15, 2015, 03:21:22 PM »
Do you have glass coverage with no deductible? If so, ime it doesn't affect rates. I've had a window and windshield replaced at different times with no rate increase
In most states your rate will not go up because of a comprehensive claim.
All non moving related claims are covered by your comprehensive policy, ie theft, hit a deer etc.
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Offline Achas Veachas

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Re: Car Insurance Master Thread
« Reply #652 on: April 02, 2015, 12:55:51 PM »
I'm about to start a new lease, I think I once saw somewhere that if you keep you old car on the insurance plan and put the coverage down to the minimums you end up actually saving money due to the multi-car discount. Any truth to that?

Offline Ryan the Yid

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Re: Car Insurance Master Thread
« Reply #653 on: April 02, 2015, 01:09:29 PM »
It depends on the insurance company in NJ I had two cars on my policy and I ended up paying less than I did when I only had o e car

Offline YSP

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Re: Car Insurance Master Thread
« Reply #654 on: April 02, 2015, 03:34:01 PM »
I'm about to start a new lease, I think I once saw somewhere that if you keep you old car on the insurance plan and put the coverage down to the minimums you end up actually saving money due to the multi-car discount. Any truth to that?

progressive has a massive multi car discount but with most companies it doesn't pay

Offline Sowhat

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Re: Car Insurance Master Thread
« Reply #655 on: April 07, 2015, 10:39:18 PM »
a year ago i paid $3000/year with allstate, 6 months ago i switched to geico for $2500/ year , 2 months ago i switched to Maidstone and im paying $1275/year !!!

i paid the whole year upfront(brought the policy down 30%), im a ny resident, im 26 and i have a cellphone ticket on my record!!

Interesting. Geico wanted much more than Allstate.

Offline Tuna Baygel

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Re: Car Insurance Master Thread
« Reply #656 on: April 07, 2015, 10:52:04 PM »
Any advice on an insurance good for first time young insurers living in Brooklyn

Offline Lou Bob

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Re: Car Insurance Master Thread
« Reply #657 on: April 08, 2015, 02:12:13 PM »
Any advice on an insurance good for first time young insurers living in Brooklyn
walk  ;)
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Online noturbizniss

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Re: Car Insurance Master Thread
« Reply #658 on: April 08, 2015, 02:23:08 PM »
Any advice on an insurance good for first time young insurers living in Brooklyn
please keep the chametz off the forums. post back after pesach.
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Offline Tuna Baygel

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Re: Car Insurance Master Thread
« Reply #659 on: April 08, 2015, 09:53:22 PM »
walk  ;)
Come on now you tell me!

Should of told me before I bought the car ;)
please keep the chametz off the forums. post back after pesach.
I really have no clue what your saying

I came out with these possibilities

1. Young drivers are chometz
2. Talking car insurance on pesach is chometz
3. Your not really sure what you said
4. You made a mistake
« Last Edit: April 08, 2015, 09:58:37 PM by Tuna Baygel »