Author Topic: Car Insurance Master Thread (Read 325814 times)

Achas Veachas · « **Reply #660 on:** April 08, 2015, 10:13:07 PM »

Quote from: Tuna Baygel on April 08, 2015, 09:53:22 PM

Come on now you tell me!

Should of told me before I bought the car ;)I really have no clue what your saying

I came out with these possibilities

1. Young drivers are chometz
2. Talking car insurance on pesach is chometz
3. Your not really sure what you said
4. You made a mistake

5. Certain baked goods that may or may not be garnished with a fish spread are Chometz.

yitrap · « **Reply #661 on:** April 08, 2015, 10:25:30 PM »

Quote from: Achas Veachas on April 08, 2015, 10:13:07 PM

5. Certain baked goods that may or may not be garnished with a fish spread are Chometz.

The intensity of the cornyness in that joke.......

Achas Veachas · « **Reply #662 on:** April 08, 2015, 11:48:40 PM »

Quote from: yitrap on April 08, 2015, 10:25:30 PM

The intensity of the cornyness in that joke.......

Kitniyos

yitrap · « **Reply #663 on:** April 09, 2015, 12:09:16 AM »

Quote from: Achas Veachas on April 08, 2015, 11:48:40 PM

Kitniyos

Wow!!!

Tuna Baygel · « **Reply #664 on:** April 09, 2015, 12:56:17 AM »

I'm so lost!

yitrap · « **Reply #665 on:** April 09, 2015, 01:22:58 AM »

Quote from: Tuna Baygel on April 09, 2015, 12:56:17 AM

I'm so lost!

Ponder it.

noturbizniss · « **Reply #666 on:** April 09, 2015, 09:11:28 AM »

Quote from: Tuna Baygel on April 09, 2015, 12:56:17 AM

I'm so lost!

Tuna Baygel · « **Reply #667 on:** April 09, 2015, 11:52:52 AM »

Quote from: Tuna Baygel on April 09, 2015, 12:56:17 AM

I'm so lost!

insider · « **Reply #668 on:** June 09, 2015, 03:01:03 PM »

Does car insurance quote make a hard credit pull? I received the following email from geico:

"Federal Fair Credit Reporting Act Disclosure Notice

Thank you for contacting GEICO for a rate quote.

The price we are quoting you is based in part on information provided to us by the consumer reporting agency listed below.

We are sending you this notice, as required by the Fair Credit Reporting Act, because you received a higher price based on your credit information. However, you may contact us for additional consideration if the credit information used is a result of an extraordinary life circumstance.

The consumer reporting agency provided the following description of the credit factors that had the most influence on the price we quoted you:
-Insufficient number of installment loans (-)

-Too many inquiries in past 24 months (-)
...
"

Red · « **Reply #669 on:** June 09, 2015, 03:38:58 PM »

Should be a soft pull

David Smith · « **Reply #670 on:** June 09, 2015, 03:51:46 PM »

Just got a quote for a 19 year old male for $70/mo. Only problem is, said male resides in NY and quote is in South Dakota. Should aforementioned bargain hunter not wanting to pay $400/month accept the offer, or do the responsible thing and run the other way? (The person registering the car, a businessman in SD, is charging $250 for the registration.)

Achas Veachas · « **Reply #671 on:** June 09, 2015, 04:10:16 PM »

Quote from: David Smith on June 09, 2015, 03:51:46 PM

Just got a quote for a 19 year old male for $70/mo. Only problem is, said male resides in NY and quote is in South Dakota. Should aforementioned bargain hunter not wanting to pay $400/month accept the offer, or do the responsible thing and run the other way? (The person registering the car, a businessman in SD, is charging $250 for the registration.)

I would run the other way. Insurance companies don't enjoy paying out money and if he ever has to file a claim it won't take them long to find out he never visited SD in his life...

David Smith · « **Reply #672 on:** June 09, 2015, 04:19:14 PM »

How would they prove that?

Achas Veachas · « **Reply #673 on:** June 09, 2015, 04:20:07 PM »

Quote from: David Smith on June 09, 2015, 04:19:14 PM

How would they prove that?

Has your 19 year old male ever lived in SD? How would he prove it?

insider · « **Reply #674 on:** June 09, 2015, 04:20:23 PM »

Quote from: David Smith on June 09, 2015, 04:19:14 PM

How would they prove that?

Bank statements, bills

Lou Bob · « **Reply #675 on:** June 09, 2015, 06:36:35 PM »

Quote from: David Smith on June 09, 2015, 04:19:14 PM

How would they prove that?

before they'll give $ away, they'll research why the car was in NY if it was registered in SD.
Don't bother. Pay the real rate. Don't play games.

Achas Veachas · « **Reply #676 on:** June 09, 2015, 08:17:58 PM »

Quote from: Lou Bob on June 09, 2015, 06:36:35 PM

before they'll give $ away, they'll research why the car was in NY if it was registered in SD.
Don't bother. Pay the real rate. Don't play games.

+1
A few dollars extra are a lot cheaper than what he'll pay for insurance fraud.

semper fi · « **Reply #677 on:** June 09, 2015, 10:51:20 PM »

Quote from: Achas Veachas on June 09, 2015, 08:17:58 PM

+1
A few dollars extra are a lot cheaper than what he'll pay for insurance fraud.

+1 On top of the prison time for a federal crime.

YSP · « **Reply #678 on:** June 10, 2015, 12:43:03 PM »

Quote from: insider on June 09, 2015, 03:01:03 PM

Does car insurance quote make a hard credit pull? I received the following email from geico:

"Federal Fair Credit Reporting Act Disclosure Notice

Thank you for contacting GEICO for a rate quote.

The price we are quoting you is based in part on information provided to us by the consumer reporting agency listed below.

We are sending you this notice, as required by the Fair Credit Reporting Act, because you received a higher price based on your credit information. However, you may contact us for additional consideration if the credit information used is a result of an extraordinary life circumstance.

The consumer reporting agency provided the following description of the credit factors that had the most influence on the price we quoted you:
-Insufficient number of installment loans (-)

-Too many inquiries in past 24 months (-)
...
"

It is a soft pull

freddy · « **Reply #679 on:** June 10, 2015, 07:33:42 PM »

If I live at a different address (a yeshiva) but in the same city as my parents do I need to be added to their plan?

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Author Topic: Car Insurance Master Thread (Read 325814 times)