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When signing up for auto insurance, make sure you know what coverage you're getting, and what your deductibles are.

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Poll

How much liability insurance do you think is prudent?

Statutory minimum
41 (16%)
100k
61 (23.7%)
200k
18 (7%)
300k
72 (28%)
500k
37 (14.4%)
750k
2 (0.8%)
1m
16 (6.2%)
more than 1m
10 (3.9%)

Total Members Voted: 257

Author Topic: Car Insurance Master Thread  (Read 321771 times)

Offline avrumy22

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Re: Car Insurance Master Thread
« Reply #720 on: July 09, 2015, 11:16:43 AM »
I just saved 50% on my insurance by switching to geico. no jokes.

if anyone wants to save 8% on your policy, heres what you can do. geico gives discounts to certain orgs.

https://www.geico.com/information/discounts/organization-member/recreational-organizations/

become a member on this page for $27. then call up and add it to your account. simple and easy. took me 5 minutes.

https://www.njsga.org/membershiphome/join-become-a-member/join-now/

update: a friend of mine did this and geico refused to give him the discount saying that he already has a good rate. also, you can become a member of this org for free instead of the one listed above. naaee.net

Offline Dr Moose

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Re: Car Insurance Master Thread
« Reply #721 on: July 09, 2015, 11:28:25 AM »


I just saved 50% on my insurance by switching to geico. no jokes.
You heard the advertisements wrong, It's 15% not 50%
Hey there! I am using DansDeals Forums.

Offline AJK

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Re: Car Insurance Master Thread
« Reply #722 on: July 09, 2015, 12:15:30 PM »
I just saved 50% on my insurance by switching to geico. no jokes.

if anyone wants to save 8% on your policy, heres what you can do. geico gives discounts to certain orgs.

https://www.geico.com/information/discounts/organization-member/recreational-organizations/

become a member on this page for $27. then call up and add it to your account. simple and easy. took me 5 minutes.

https://www.njsga.org/membershiphome/join-become-a-member/join-now/

+1

I went from a broker-sold policy to Geico last month and saved like 40%.

Crazy.
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Offline avrumy22

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Re: Car Insurance Master Thread
« Reply #723 on: July 09, 2015, 12:40:03 PM »
+1

I went from a broker-sold policy to Geico last month and saved like 40%.

Crazy.
now you can try for another 8%  :P
You heard the advertisements wrong, It's 15% not 50%

that number is totally made up IMHO. I think its just for the jingle. Proof is that they dont ask you to know what you are currently paying so they can try and offer you 15% off.

Offline yuneeq

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Re: Car Insurance Master Thread
« Reply #724 on: July 09, 2015, 03:50:57 PM »
+1

I went from a broker-sold policy to Geico last month and saved like 40%.

Crazy.

And I just saved 23% by switching FROM Geico to a broker.
I also had every Geico discount possible, including BRK.
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Offline Ydad

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Re: Car Insurance Master Thread
« Reply #725 on: July 09, 2015, 04:09:05 PM »
IME Geico is only cheap if you have nothing on your license.

Offline Dr Moose

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Re: Car Insurance Master Thread
« Reply #726 on: July 09, 2015, 04:24:17 PM »
IME Geico is only cheap if you have nothing on your license.
I had 2 tickets on my license and Geico was significantly cheaper.
Hey there! I am using DansDeals Forums.

Offline yuneeq

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Re: Car Insurance Master Thread
« Reply #727 on: July 09, 2015, 04:31:39 PM »
IME Geico is only cheap if you have nothing on your license.

I have nothing on my license and my rate kept going up even as I passed the supposed magical age of 25.
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Offline Ydad

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Re: Car Insurance Master Thread
« Reply #728 on: July 09, 2015, 04:32:51 PM »
OK I stand corrected.

Offline ariIs

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Re: Car Insurance Master Thread
« Reply #729 on: July 09, 2015, 05:02:49 PM »
I have nothing on my license and my rate kept going up even as I passed the supposed magical age of 25.

Try a new quote with them online without giving your social. Sometimes they price it cheaper for new customers. Then you'll just have to explain to the agent that you already have a policy, and they can adjust your current one.

Also if you take a defensive driving course (even online) they're required to knock off 10% from your liability (in NY).

Offline momo

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Re: Car Insurance Master Thread
« Reply #730 on: July 09, 2015, 05:54:16 PM »
And I just saved 23% by switching FROM Geico to a broker.
I also had every Geico discount possible, including BRK.
Was paying 2200 for 6 Months with Geico for 1 car, when i got a second car i got a quote for 3000 for 6 months. They refused to budge. Called progressive, am now paying 1680 for 2 cars, for 6 months.

Offline semper fi

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Re: Car Insurance Master Thread
« Reply #731 on: July 09, 2015, 07:51:15 PM »
And I just saved 23% by switching FROM Geico to a broker.
I also had every Geico discount possible, including BRK.
Did you give credit to where you found the broker ?

Offline yuneeq

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Re: Car Insurance Master Thread
« Reply #732 on: July 09, 2015, 08:02:29 PM »
Did you give credit to where you found the broker ?

Lol this guy here ^^^^
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Offline rivkao

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Re: Car Insurance Master Thread
« Reply #733 on: July 23, 2015, 05:27:10 PM »
Is 1k a good price for a 6 month policy in NYC?

Offline zevi

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Re: Car Insurance Master Thread
« Reply #734 on: July 23, 2015, 06:23:50 PM »

Is 1k a good price for a 6 month policy in NYC?
depends on your driving history and other factors, but generally speaking I think yes, well I'm paying more. 

Offline KidOOO

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Re: Car Insurance Master Thread
« Reply #735 on: July 24, 2015, 01:34:57 AM »
And I just saved 23% by switching FROM Geico to a broker.
I also had every Geico discount possible, including BRK.

What's brk

Offline 12HRS

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Re: Car Insurance Master Thread
« Reply #736 on: July 24, 2015, 06:54:06 AM »
What's brk

owning brk.a/b stock discount

Offline semper fi

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Re: Car Insurance Master Thread
« Reply #737 on: July 24, 2015, 08:35:26 AM »
What's brk
Berkshire Hathaway they own Geico.

Offline KidOOO

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Re: Car Insurance Master Thread
« Reply #738 on: July 24, 2015, 06:13:39 PM »
owning brk.a/b stock discount

SO you can buy one stock and get it? how much of a discount

Offline semper fi

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Re: Car Insurance Master Thread
« Reply #739 on: July 24, 2015, 07:27:55 PM »
SO you can buy one stock and get it? how much of a discount
Yes. I think it's 5% or something close.