My policy just got renewed and my premium was lowered from $450 to $366 for the 6 month period. It could be because I recently turned 25, but I think it's pretty cool and I wasn't expecting for it to be lowered based on what people have reported here from when they turned 25.
I live in Monsey and the car only has liability coverage, so it's not that crazy of a deal, but pretty good for NY nonetheless.