Author Topic: Car Insurance Master Thread (Read 325806 times)

Dr Moose · « **Reply #780 on:** October 07, 2015, 01:06:04 PM »

Quote from: Adam101 on October 07, 2015, 12:39:03 PM

I have been on the phone all morning with different insurance is and I just found out that I'm able to do that. Everyone said no except for some small place down the street for me

Well you don't tell them you're currently located in NJ most of the year ...

Adam101 · « **Reply #781 on:** October 07, 2015, 01:06:42 PM »

Quote from: Dr Moose on October 07, 2015, 01:06:04 PM

Well you don't tell them you're currently located in NJ most of the year ...

-1 alot of insurances won't cover our if state. Crazy.

semper fi · « **Reply #782 on:** October 07, 2015, 07:00:50 PM »

A letter from your school won't work ?

ckmk47 · « **Reply #783 on:** October 11, 2015, 05:02:40 AM »

Would a bank statement with an address at your school location help?
My insurance listed that as a valid proof that my son was living in a different state than me, so I don't have him included in my insurance as a driver.

mgarfin · « **Reply #784 on:** October 11, 2015, 12:11:42 PM »

Any reliable car insurance quote/comparison site?
Or do I need to go to all big insurers sites?
And how do I make sure I'm comparing apples to apples?
I'm asking as I once tried as site from Google and was hit with calls from agent's.

Joe4007 · « **Reply #785 on:** November 30, 2015, 12:34:46 PM »

I got a "certification of automobile repairs" form that the insurance company is asking to be filled out and signed off by the repair shop. Anyone have more info on this? What would happen if I just ignore it?

bubkiz · « **Reply #786 on:** November 30, 2015, 01:34:55 PM »

They randomly sent that to you?

Joe4007 · « **Reply #787 on:** November 30, 2015, 01:46:24 PM »

Quote from: bubkiz on November 30, 2015, 01:34:55 PM

They randomly sent that to you?

No. It was sent together with payment for a claim/repairs...

bubkiz · « **Reply #788 on:** December 09, 2015, 12:06:18 PM »

Have a large crack on my windshield. Will filing a glass claim with Geico raise my premiums?

YSP · « **Reply #789 on:** December 09, 2015, 12:40:53 PM »

Quote from: bubkiz on December 09, 2015, 12:06:18 PM

Have a large crack on my windshield. Will filing a glass claim with Geico raise my premiums?

No

bubkiz · « **Reply #790 on:** December 15, 2015, 12:13:33 PM »

Have a clean record and paying $950 per year with Geico for 2 cars.

Scraped a parked car and have guy got a $1300 estimate.

Should I go through insurance or pay of of pocket?

Venilla · « **Reply #791 on:** December 16, 2015, 07:37:33 AM »

Quote from: bubkiz on December 15, 2015, 12:13:33 PM

Have a clean record and paying $950 per year with Geico for 2 cars.

Scraped a parked car and have guy got a $1300 estimate.

Should I go through insurance or pay of of pocket?

Is $1,300 an estimate for out of pocket cash or for the insurance company? There should be a big difference in price.

dealvr · « **Reply #792 on:** December 29, 2015, 09:34:06 PM »

I remember hearing somewhere that Geico limits you to 2 cars under one driver per policy. Can anyone confirm that?

bubkiz · « **Reply #793 on:** December 31, 2015, 01:27:09 PM »

Quote from: Venilla on December 16, 2015, 07:37:33 AM

Is $1,300 an estimate for out of pocket cash or for the insurance company? There should be a big difference in price.

I ended but negotiated it down to $1000 and done with that.

Venilla · « **Reply #794 on:** December 31, 2015, 01:33:32 PM »

Quote from: bubkiz on December 31, 2015, 01:27:09 PM

I ended but negotiated it down to $1000 and done with that.

What was the damage on the other car?

bubkiz · « **Reply #795 on:** December 31, 2015, 01:34:19 PM »

Next ordeal: DW rear-ended s/o today cracking his bumper. The fellow insisted on calling the cops who filed a police report. I went with him to his body shop and got an $1165 estimate (plus $50 for a rental.) (official place, no cash discounts, they did lower labor from $65/hr to $52/hr.) if he does not find any other damage when he takes off bumper.

Q: If a Police report is filed in NYS, will that automatically raise my rate?

We currently have Geico. Currently paying $935/yr for 2 cars. No moving violations, one fender-bender with $700 payout 4 yrs ago. Just renewed for another 6 months.

Is "accident forgiveness" real? How much do rates typically go up after an accident?

All advice greatly appreciated! TIA

bubkiz · « **Reply #796 on:** December 31, 2015, 01:35:42 PM »

Quote from: Venilla on December 31, 2015, 01:33:32 PM

What was the damage on the other car?

Dent on door but had to replace. I showed it to for shops, they all wanted $1000-$1400

Venilla · « **Reply #797 on:** December 31, 2015, 01:37:50 PM »

Quote from: bubkiz on December 31, 2015, 01:35:42 PM

Dent on door but had to replace. I showed it to for shops, they all wanted $1000-$1400

Depending on what kind vehicle it was, it makes sense. $1165 for a bumper doesn't make sense. I had someone damage my bumper 3-4 months ago, I replaced it for $400.

Eliyohu · « **Reply #798 on:** January 20, 2016, 12:07:25 AM »

Anyone familiar with geico s discount for being a Berkshire Hathaway shareholder (suppose i can post this in stocks) is it available for everyone or are some of they're discounts not...
P.s. we should start a geico master thread, don't know enough about this to create a wiki

googwallet · « **Reply #799 on:** January 20, 2016, 01:13:36 AM »

Quote from: Eliyohu on January 20, 2016, 12:07:25 AM

Anyone familiar with geico s discount for being a Berkshire Hathaway shareholder (suppose i can post this in stocks) is it available for everyone or are some of they're discounts not...
P.s. we should start a geico master thread, don't know enough about this to create a wiki

http://forums.dansdeals.com/index.php?topic=1683.msg892182.msg#892182

Topic Wiki

Poll

How much liability insurance do you think is prudent?

Author Topic: Car Insurance Master Thread (Read 325806 times)