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When signing up for auto insurance, make sure you know what coverage you're getting, and what your deductibles are.

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Author Topic: Car Insurance Master Thread  (Read 321562 times)

Offline NI

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Re: Car Insurance Master Thread
« Reply #800 on: February 04, 2016, 09:13:59 PM »
I am paying geico insurance brought my nose-the rates keep climbing! Currently paying $270 a month for a Hyundai Sonata 2014 leased living in Brooklyn...it's our first car but only 1 ticket on record. What can I do to lower it?!?!

Offline whacked1

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Re: Car Insurance Master Thread
« Reply #801 on: February 04, 2016, 09:18:31 PM »
I am paying geico insurance brought my nose-the rates keep climbing! Currently paying $270 a month for a Hyundai Sonata 2014 leased living in Brooklyn...it's our first car but only 1 ticket on record. What can I do to lower it?!?!
I'm paying 150 for Nissan rogue brooklyn!

Offline NI

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Re: Car Insurance Master Thread
« Reply #802 on: February 04, 2016, 11:04:33 PM »
How?!?!

Offline 4yourinfo

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Re: Car Insurance Master Thread
« Reply #803 on: February 05, 2016, 07:58:16 AM »
I am paying geico insurance brought my nose-the rates keep climbing! Currently paying $270 a month for a Hyundai Sonata 2014 leased living in Brooklyn...it's our first car but only 1 ticket on record. What can I do to lower it?!?!
FYI GEICO is not the only insurance out there, call an insurance agent who will go shopping for you.... Or look online for the many different companies Alstate, Century Farmers etc....
GEICO is good for those with clean records otherwise you can save 15% or more at many other companies!

Offline mechayamom

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Re: Car Insurance Master Thread
« Reply #804 on: February 23, 2016, 05:00:19 PM »
Been on Metlife for many years...looking to compare to switch to other company.  Is GEICO still the cheapest?  Or any websites that do comparisons?
Thanks.

Offline Dr Moose

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Re: Car Insurance Master Thread
« Reply #805 on: February 23, 2016, 10:48:49 PM »
Has anyone heard of "named non owner auto insurance" that can help me out?
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Offline YSP

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Re: Car Insurance Master Thread
« Reply #806 on: February 24, 2016, 12:05:53 PM »
Has anyone heard of "named non owner auto insurance" that can help me out?

sure. What's your question?

Offline Dr Moose

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Re: Car Insurance Master Thread
« Reply #807 on: February 24, 2016, 02:53:46 PM »
sure. What's your question?
What can I expect to pay a month for this? Any company good for this, or any insurance company?

Anything I should know about it?
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Offline YSP

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Re: Car Insurance Master Thread
« Reply #808 on: February 25, 2016, 09:26:15 AM »
What can I expect to pay a month for this? Any company good for this, or any insurance company?

Anything I should know about it?

It's relatively cheap. I'm not sure that every company offers it.


Offline mgarfin

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Re: Car Insurance Master Thread
« Reply #809 on: February 25, 2016, 10:17:57 AM »
FYI GEICO is not the only insurance out there, call an insurance agent who will go shopping for you.... Or look online for the many different companies Alstate, Century Farmers etc....
GEICO is good for those with clean records otherwise you can save 15% or more at many other companies!

When compairing companys you need to make sure your comparing apples to apples and for a lease you need the requiremants of minimum deductible and amount needed.

Offline whacked1

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Re: Car Insurance Master Thread
« Reply #810 on: February 26, 2016, 05:15:37 PM »
How?!?!
A lot depends on the car youre insuring, I was paying 225 for a civic for the exact same policy!

Offline Dr Moose

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Re: Car Insurance Master Thread
« Reply #811 on: March 02, 2016, 10:51:45 PM »
It's relatively cheap. I'm not sure that every company offers it.
Any recommendations of which company to use? I ran a quote with Geico, and they were saying 819.60 for 6 months for me.
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Offline Venilla

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Re: Car Insurance Master Thread
« Reply #812 on: March 02, 2016, 11:05:19 PM »
Any recommendations of which company to use? I ran a quote with Geico, and they were saying 819.60 for 6 months for me.
Before checking your driving record... They always find a reason to raise the premium last minute.
I like vanilla but my name is Venilla.

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Re: Car Insurance Master Thread
« Reply #813 on: March 03, 2016, 01:54:04 PM »
Any recommendations of which company to use? I ran a quote with Geico, and they were saying 819.60 for 6 months for me.
Every company has a different rating system to assess risk, so every case is different. For example, I found a policy for $78 a month for a friend with Nationwide, while for me they were quoting $200 a month as opposed to $130 that pay with Liberty Mutual. So you should try running through quotes with every reputable insurer. Also, sometimes their agents have access to discounts that can make them very competitive. For example, when I first got insurance, everyone was quoting me $300 a month, and then a Liberty Mutual agent called to discuss the policy and managed to find enough discounts to bring it down to half.

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Re: Car Insurance Master Thread
« Reply #814 on: March 04, 2016, 07:49:59 AM »
Before checking your driving record... They always find a reason to raise the premium last minute.
Mine went down at the last minute - after they checked my driving record
Workflowy. You won't know what you're missing until you try it.

Offline Thingywingy

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Re: Car Insurance Master Thread
« Reply #815 on: March 14, 2016, 03:31:41 PM »
I have had Geico for about a year. They just sent me a renewal, raising my rate about $200. I shopped around and found Liberty to be significantly cheaper than anyone else. Just wondering what their service is like? I remember last time I was shopping I found a cheaper rate with All State, but was told to stay away as they have terrible service when you file a claim.
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

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Re: Car Insurance Master Thread
« Reply #816 on: March 14, 2016, 10:44:37 PM »
I have had Geico for about a year. They just sent me a renewal, raising my rate about $200. I shopped around and found Liberty to be significantly cheaper than anyone else. Just wondering what their service is like? I remember last time I was shopping I found a cheaper rate with All State, but was told to stay away as they have terrible service when you file a claim.

I had a very good experience with them, very fast, and very helpful when filing a claim. Very nice reps.

Offline mgarfin

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Re: Car Insurance Master Thread
« Reply #817 on: March 14, 2016, 11:57:51 PM »
I have had Geico for about a year. They just sent me a renewal, raising my rate about $200. I shopped around and found Liberty to be significantly cheaper than anyone else. Just wondering what their service is like? I remember last time I was shopping I found a cheaper rate with All State, but was told to stay away as they have terrible service when you file a claim.

How did you shop around, did you enter your info in lots of company's website or you found a comparing place?

Offline Thingywingy

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Re: Car Insurance Master Thread
« Reply #818 on: March 15, 2016, 01:05:05 AM »
I made one 3 calls including to an agent that has got me a competitive rate in the past.
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

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Re: Car Insurance Master Thread
« Reply #819 on: March 28, 2016, 08:14:38 PM »
HELP!! I missed a payment on my car insurance policy and didn't pay it for a while and the policy was cancelled and now my quote is 5x the original policy..if anyone can help I'd greatly appreciate it