How can I minimize the damage?
I received a speeding ticket in April which isn't on my driving record yet but it'll be showing shortly. Currently I am insured with Geico I'm paying $700 for 6 months in NY, I got my first policy 6 months ago, Geico only writes 6 month policies.
How can I avoid the points to reflect on my insurance rate?
I tried quoting with other insurance companies that offer 1 year policies (so that the next time they pull my driving record is almost 18 months after the violation) the cheapest I found was about $2000+ per yr, so it's not a recommended option.
The question is how can I minimize the damage of the violation? Should I stay with Geico? I got a new quote with them now for another 6 months for the same $700, the question is what they will do in 6 months when they abstract my record and see the points, will they raise the policy? If yes that's why I tried quoting for 1 yr policies but didn't have any successful rates.
Anyone has any experience in the field is welcome, TYIA!!