Topic Wiki

Which Insurance Broker would you recommend:

Nationwide- Yehuda Spero
443-845-9552
speroy@nationwide.com



Insurance Depot
718-921-2300
Info@insdepot.com
Recommend by -Z56


Trumper Insurance
845-356-1899

Recommend by -Yammer
« Last edited by YSP on March 06, 2019, 03:07:10 PM »

Poll

How much liability insurance do you think is prudent?

Statutory minimum
32 (16.3%)
100k
47 (24%)
200k
10 (5.1%)
300k
58 (29.6%)
500k
26 (13.3%)
750k
1 (0.5%)
1m
14 (7.1%)
more than 1m
8 (4.1%)

Total Members Voted: 196

Author Topic: Car Insurance Master Thread  (Read 150253 times)

Offline Thingywingy

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Re: Car Insurance Master Thread
« Reply #960 on: July 06, 2017, 01:17:28 PM »
LRRC says you must buy primary
you spoke to them?
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Online Luvisrael

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Re: Car Insurance Master Thread
« Reply #961 on: July 06, 2017, 05:12:54 PM »
Going for a first lease - Anyone know what cars insurance are more btwn hona hrv, Nissan rouge, Toyota rav 4 etc?
Where a good place to check this out?
And what's a good company for insurance in general?
start running quotes with companies. thats what i did

Offline menachem

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Re: Car Insurance Master Thread
« Reply #962 on: July 06, 2017, 05:18:35 PM »
I have Erie. Was first car insurance and pretty cheap.

Offline ual902

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Re: Car Insurance Master Thread
« Reply #963 on: July 11, 2017, 12:23:23 AM »
Pro's and cons to get a FL drivers licensee and register my NY  car in MIA at my sisters FL address just to lower my NY $2500 Geico insurance every 6 months (Camery 2016)? will be driving mostly in NYC\Tri State.

Is there any What if's?!!!

Offline 12HRS

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Re: Car Insurance Master Thread
« Reply #964 on: July 11, 2017, 12:59:01 AM »
Pro's and cons to get a FL drivers licensee and register my NY  car in MIA at my sisters FL address just to lower my NY $2500 Geico insurance every 6 months (Camery 2016)? will be driving mostly in NYC\Tri State.

Is there any What if's?!!!

yes, if geico finds out they may void your policy.

Offline sillypainter

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Re: Car Insurance Master Thread
« Reply #965 on: July 11, 2017, 01:32:56 AM »
Pro's and cons to get a FL drivers licensee and register my NY  car in MIA at my sisters FL address just to lower my NY $2500 Geico insurance every 6 months (Camery 2016)? will be driving mostly in NYC\Tri State.

Is there any What if's?!!!

Insurance fraud.

Offline dovy2

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Re: Car Insurance Master Thread
« Reply #966 on: July 12, 2017, 12:22:47 PM »
Quote from: 12HRS link=topic=1683.msg1769105#msg1769105 date=149974 9141
yes, if geico finds out they may void your policy.
+1 and not cover u in case of accident, and Bill you for the difference plus penalties

Offline YSP

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Re: Car Insurance Master Thread
« Reply #967 on: July 13, 2017, 12:52:54 PM »
+1 and not cover u in case of accident, and Bill you for the difference plus penalties
+1

Offline YSP

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Re: Car Insurance Master Thread
« Reply #968 on: July 13, 2017, 12:53:19 PM »
Anyone know about Jersey Cares coverage for PIP? Can I make Geico secondary?
Jersey care cannot be your primary

Offline skyguy918

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Re: Car Insurance Master Thread
« Reply #969 on: July 13, 2017, 01:11:42 PM »
I had Statefarm for several years. When I got them, they were easily the cheapest I could find for my particular Auto+Home+Umbrella. But with not insignificant rate hikes just about every renewal, I finally decided to shop around again. All I can say is that it pays to do this every few years. It can apparently make a big difference. Whether it's changes to your driver profile or changes in the way each company rates various neighborhoods and other factors, it seems like who is the cheapest (and/or best value) for a particular scenario can change pretty frequently. I ended up with Allstate (and a local, frum agent), going from ~$350/month for all 3 policies to $265/month.

Offline Let3

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Re: Car Insurance Master Thread
« Reply #970 on: July 18, 2017, 01:46:33 PM »
start running quotes with companies. thats what i did
so companies (insurance depot at least) says can only give a quote with a vin number...
so not sure how to get that using honcker app... 
« Last Edit: July 18, 2017, 02:04:55 PM by Let3 »

Offline Let3

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Re: Car Insurance Master Thread
« Reply #971 on: July 18, 2017, 02:04:10 PM »
Add yourself as an additional driver on the original car, otherwise it would cost you the same.

Officially some companies require 30 days, and some require 6 months of being on the policy, but in practice, I've found that as soon as the change to the original policy takes effect, you would see a huge difference in price. It appears that they only see the start date of the original owner of the policy. Usually the changes take effect at midnight. So you would have to wait a day. Ask the rep.
again, insurance depot said they wouldn't do that for me (need 6 months).

is a new driver with a new car the same price when getting his own insurance or adding himself (and car) so someone else's?

Offline ChaimMoskowitz

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Re: Car Insurance Master Thread
« Reply #972 on: July 18, 2017, 02:24:52 PM »
6 cars and 6 drivers and State Farm is still the cheapest for me.
I just found a new supply of forks!

Offline Let3

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Re: Car Insurance Master Thread
« Reply #973 on: July 22, 2017, 10:25:54 PM »
Ok, after signing my first lease natuarally I needed insurance.
At the recommendation here at ddf I first tried the 2 agents in the wiki.
They each quoted me over $400 a month - being that I don't have any prior insurance, and wouldn't give me any tips on getting it for cheaper.
My wife and I (and anyone I told) thought this was insane, so we called a few companies ourselves.
While some of them were at those price ranges- we ended up getting GEICO for under $200- more than half less than the above quote.
After getting the quote from GEICO- one of the above agents told us that they know GEICO is better for ppl without prior insurance, but they are not agents for GEICO. I was very disappointed at the fact that they didn't offer me this info beforehand.

So PSA for ppl looking for first time insurance- don't go with agents!

Offline JACKBLUE

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Re: Car Insurance Master Thread
« Reply #974 on: July 22, 2017, 11:24:20 PM »
Ok, after signing my first lease natuarally I needed insurance.
At the recommendation here at ddf I first tried the 2 agents in the wiki.
They each quoted me over $400 a month - being that I don't have any prior insurance, and wouldn't give me any tips on getting it for cheaper.
My wife and I (and anyone I told) thought this was insane, so we called a few companies ourselves.
While some of them were at those price ranges- we ended up getting GEICO for under $200- more than half less than the above quote.
After getting the quote from GEICO- one of the above agents told us that they know GEICO is better for ppl without prior insurance, but they are not agents for GEICO. I was very disappointed at the fact that they didn't offer me this info beforehand.

So PSA for ppl looking for first time insurance- don't go with agents!
you should add this to wiki