Topic Wiki

Which Insurance Broker would you recommend:

Nationwide- Yehuda Spero
443-845-9552
speroy@nationwide.com



Insurance Depot
718-921-2300
Info@insdepot.com
Recommend by -Z56


Trumper Insurance
845-356-1899

Recommend by -Yammer
« Last edited by YSP on March 06, 2019, 03:07:10 PM »

Poll

How much liability insurance do you think is prudent?

Statutory minimum
32 (16.5%)
100k
47 (24.2%)
200k
10 (5.2%)
300k
57 (29.4%)
500k
26 (13.4%)
750k
1 (0.5%)
1m
14 (7.2%)
more than 1m
7 (3.6%)

Total Members Voted: 194

Author Topic: Car Insurance Master Thread  (Read 146508 times)

Offline ADG

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Re: Car Insurance Master Thread
« Reply #1005 on: November 06, 2017, 01:55:50 PM »
Does one get quotes before s/he buys to know what cost might be for a prospective car or do you first buy and then attempt to get quotes?


Offline googwallet

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Re: Car Insurance Master Thread
« Reply #1006 on: November 06, 2017, 03:39:29 PM »
Does one get quotes before s/he buys to know what cost might be for a prospective car or do you first buy and then attempt to get quotes?
It would be wise to get quotes first as that can help determine which car to buy. For example, Nissan's are often expensive to ensure.

Offline YosefJ

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Re: Car Insurance Master Thread
« Reply #1007 on: December 03, 2017, 02:23:13 AM »
Is it possible for me to get an insurance policy for myself on a car that belongs to my brother without reregistering it.

It's registered to him in NJ but he doesn't want to add it to his policy and it currently has no insurance.

I live in NY. (And by the way I only plan on using it for 2 months so is there a better option than regular insurance?)
Any advice is appreciated, I'm clueless.

Offline nucheiner

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Re: Car Insurance Master Thread
« Reply #1008 on: January 08, 2018, 10:47:04 PM »
TIP: I priced out a policy with GEICO. At checkout they raised it on me from  about 700 to 900. So I exited the browser and restarted the policy with my wife as the policyholder and myself as the additional. Came out to about 600!

Was paying close to double the with Liberty Mutual.

Offline yitzf

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Re: Car Insurance Master Thread
« Reply #1009 on: January 08, 2018, 11:14:18 PM »
TIP: I priced out a policy with GEICO. At checkout they raised it on me from  about 700 to 900. So I exited the browser and restarted the policy with my wife as the policyholder and myself as the additional. Came out to about 600!

Was paying close to double the with Liberty Mutual.

same thing happened to me around 7 years ago with Geico.

Offline ludmila

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Re: Car Insurance Master Thread
« Reply #1010 on: January 08, 2018, 11:14:58 PM »
TIP: I priced out a policy with GEICO. At checkout they raised it on me from  about 700 to 900. So I exited the browser and restarted the policy with my wife as the policyholder and myself as the additional. Came out to about 600!

Was paying close to double the with Liberty Mutual.
So start in your name, wait for quote, close browser and restart under wife's name with you as additional driver and you should get a better quote? Or did I misunderstand you?
I was the Best,still the Best, and will always be the Best.
Pele Good,Maradona Better, George Best.

Offline yitzf

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Re: Car Insurance Master Thread
« Reply #1011 on: January 08, 2018, 11:23:30 PM »
So start in your name, wait for quote, close browser and restart under wife's name with you as additional driver and you should get a better quote? Or did I misunderstand you?

I don't think it's a shtick, just they price it differently depending on which spouse is the primary. If I would of done my wife as primary first I think I would of gotten the lower price right away.

Offline nucheiner

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Re: Car Insurance Master Thread
« Reply #1012 on: January 08, 2018, 11:40:49 PM »
I don't think it's a shtick, just they price it differently depending on which spouse is the primary. If I would of done my wife as primary first I think I would of gotten the lower price right away.
Correct. It's not a trick. There are two ways to create the policy. In certain instances one spouse being primary may be better then the other. Try em both.

Offline ludmila

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Re: Car Insurance Master Thread
« Reply #1013 on: January 09, 2018, 12:14:11 AM »
Correct. It's not a trick. There are two ways to create the policy. In certain instances one spouse being primary may be better then the other. Try em both.
Thanks to you and @yitzf , will try upon renewal time.
I was the Best,still the Best, and will always be the Best.
Pele Good,Maradona Better, George Best.

Offline helpinghand

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Re: Car Insurance Master Thread
« Reply #1014 on: January 09, 2018, 01:03:05 AM »
Correct. It's not a trick. There are two ways to create the policy. In certain instances one spouse being primary may be better then the other. Try em both.
+1, also the driver better credit can also get a better quote as being the primary policy holder

Offline travel-ing

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Re: Car Insurance Master Thread
« Reply #1015 on: January 21, 2018, 01:03:08 PM »
Whats the best way to get a good insurance rate on a lease?
what are the requirements as far as coverage?
is $260/month a lot or normal on a camry lease?

Offline moko

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Re: Car Insurance Master Thread
« Reply #1016 on: January 21, 2018, 01:26:30 PM »
Whats the best way to get a good insurance rate on a lease?
what are the requirements as far as coverage?
is $260/month a lot or normal on a camry lease?
sounds like a boatload of money.

Offline Yammer

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Re: Car Insurance Master Thread
« Reply #1017 on: January 21, 2018, 01:26:33 PM »
Whats the best way to get a good insurance rate on a lease?
what are the requirements as far as coverage?
is $260/month a lot or normal on a camry lease?
1) go to a few brokers, there are a few in the wiki ( I personally got the best price at Trumper )
2) full coverage
3) sounds high

Offline Mendel93

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Re: Car Insurance Master Thread
« Reply #1018 on: January 21, 2018, 01:33:29 PM »
Whats the best way to get a good insurance rate on a lease?
what are the requirements as far as coverage?
is $260/month a lot or normal on a camry lease?
If you are located in Brooklyn and are fairly a new driver then this is what you are looking at.

Offline moko

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Re: Car Insurance Master Thread
« Reply #1019 on: January 22, 2018, 11:40:38 AM »
If you are located in Brooklyn and are fairly a new driver then this is what you are looking at.
I lived in Brooklyn for 7 years and payed $840 for six months with Geico 100/300. (Granted it was for an '04 Avalon though your main cost is in liability not comprehensive)
Now in Boston paying $850 for '04 Avalon and 2013 Sienna 500/500