I have a base model 2010 Rogue with 88k miles. It's fully paid for.
My wife and I both have multiple accidents. Geico kicked us off our insurance (15/30/1k deductibles $230 a month), and progressive gave me a $200 quote, but hiked it to $308 after 6 months. I live in Philly, so imagine what my rates would be in Brooklyn!
On a whim, I downloaded Root, and a few weeks later, I'm paying $146 a month for 50/100 and $250 deductibles.
I don't drive that much, and they seem to be a reputable company.