Topic Wiki

When signing up for auto insurance, make sure you know what coverage you're getting, and what your deductibles are.

Which Insurance Broker would you recommend:

5MinuteInsure.com
Moshe Fishman
Online Comparison and Purchasing Platform for Auto, Home or Bundle Insurance
Recommended by - Reb Moshe


Nationwide- Yehuda Spero
443-845-9552
speroy@nationwide.com



Insurance Depot
718-921-2300
Info@insdepot.com
Recommend by -Z56


Trumper Insurance
845-356-1899

Recommend by -Yammer

Worldwide Rental Car insurance ask Superflyer

Poll

How much liability insurance do you think is prudent?

Statutory minimum
41 (16.1%)
100k
61 (23.9%)
200k
17 (6.7%)
300k
72 (28.2%)
500k
37 (14.5%)
750k
2 (0.8%)
1m
16 (6.3%)
more than 1m
9 (3.5%)

Total Members Voted: 255

Author Topic: Car Insurance Master Thread  (Read 318705 times)

Offline ludmila

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Re: Car Insurance Master Thread
« Reply #1100 on: May 12, 2019, 11:54:35 PM »
State Auto, got 30% better than Liberty Mutual.
I was the Best,still the Best, and will always be the Best.
Pele Good,Maradona Better, George Best.

Offline Lou Bob

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Re: Car Insurance Master Thread
« Reply #1101 on: May 13, 2019, 12:23:48 AM »
All you guys are comparing the same exact coverages from your previous company to your current one. Right? Otherwise, cheaper is not really cheaper.
Always use an Amex, you'll thank me one day.

Offline ludmila

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Re: Car Insurance Master Thread
« Reply #1102 on: May 13, 2019, 12:26:41 AM »
All you guys are comparing the same exact coverages from your previous company to your current one. Right? Otherwise, cheaper is not really cheaper.
Same exact coverage.
I was the Best,still the Best, and will always be the Best.
Pele Good,Maradona Better, George Best.

Offline teetle

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Re: Car Insurance Master Thread
« Reply #1103 on: May 19, 2019, 12:15:57 AM »
buying a cheap used car, any recommendations for a plan with just liability coverage in NYC?

Offline Moe Ginsburg

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Re: Car Insurance Master Thread
« Reply #1104 on: May 19, 2019, 01:52:53 AM »
How does GEICO compare to Ameriprise (with a Costco membership)?

Offline teetle

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Re: Car Insurance Master Thread
« Reply #1105 on: May 23, 2019, 11:39:31 AM »
if i'm a first time insurer and quotes for me are around 300$ for state minimum in NY, does it make sense to make my brother (who has insurance for a long time) the primary insured and ill be the secondary driver, which rates are much less?

Offline Luvisrael

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Re: Car Insurance Master Thread
« Reply #1106 on: June 12, 2019, 05:47:04 PM »
For ppl on here in NJ do you do zero tort or verbal tort. (Suing ability)

Offline YSP

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Re: Car Insurance Master Thread
« Reply #1107 on: June 13, 2019, 11:33:10 AM »
For ppl on here in NJ do you do zero tort or verbal tort. (Suing ability)

Most ppl do Limited tort

Offline Luvisrael

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Re: Car Insurance Master Thread
« Reply #1108 on: June 13, 2019, 03:55:23 PM »

Offline Therebbesbocher

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Re: Car Insurance Master Thread
« Reply #1109 on: June 18, 2019, 12:40:21 PM »
I am looking into getting insurance for the first time and had some questions, any help would be greatly appreciate.
1. I had an accident 2 years ago (out of state and on someone else's insurance) and there was a police report and insurance paid for it, but it not on my driving record that I pulled from the dmv. Would this accident still affect my rate?
  TIA
BUMP

Offline Luvisrael

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Re: Car Insurance Master Thread
« Reply #1110 on: June 18, 2019, 03:33:11 PM »
My Geico premium just spiked over $100 for a no pointer ticket! Yikes, I need a new policy... Any agents on here who can help? in NJ...
ended up going with Plymouth Rock with a local agent. way cheaper

Offline YSP

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Re: Car Insurance Master Thread
« Reply #1111 on: June 19, 2019, 11:14:04 AM »
BUMP

It wouldn't be on your driving record necessarily. Driving records only record tickets. Accidents are pulled from a different report which the insurance companies run when you get a quote. usually lexus Nexus.

But in your case, Yes, the accident would still be on your record as we look back 35-36 months for accidents

Offline Shlomo1

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Re: Car Insurance Master Thread
« Reply #1112 on: June 25, 2019, 08:27:00 PM »
If you have someone not living in your household and uses your car, do you need to add them to your policy?

Offline googwallet

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Re: Car Insurance Master Thread
« Reply #1113 on: July 03, 2019, 04:48:04 PM »
When an insurance company requires that the insured be on the vehicle registration, does that mean they need to be the owner listed on the title? The vehicle is registered and titled under my parents, I've had Geico for years since they don't care to add the registrant to the insurance Id card. However Nationwide doesn't allow this, so I'm trying to understand if I need to get a new registration only or also need the title transferred to me. I'd prefer to have the registration in my name without changing the title since it's an additional cost and requires more paperwork.

I cannot find anything conclusive online. My agent didn't know there was a difference between registration and title. Not sure how to figure this out. I live in NYS.

Offline ElectricCPR

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Re: Car Insurance Master Thread
« Reply #1114 on: July 07, 2019, 10:09:26 AM »
Any insurance brokers for NYC (5 boroughs) here?

Offline herb

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Re: Car Insurance Master Thread
« Reply #1115 on: July 07, 2019, 10:52:00 AM »
Any insurance brokers for NYC (5 boroughs) here?
yes. Try Yehuda Spero listed at the top of the wiki. Great NYC pricing!

Offline grodnoking

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Re: Car Insurance Master Thread
« Reply #1116 on: July 07, 2019, 11:00:25 AM »
Any insurance brokers for NYC (5 boroughs) here?
7186849944
Meltzer
I'm not who you think I am.

Offline Platinum

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Re: Car Insurance Master Thread
« Reply #1117 on: July 26, 2019, 04:05:32 PM »
Any good companys for auto insurance for young drivers that don't live at home? Geico wants a fortune... Thx

Offline herb

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Re: Car Insurance Master Thread
« Reply #1118 on: July 28, 2019, 01:02:12 AM »
yes. Try Yehuda Spero listed at the top of the wiki. Great pricing!           
Any good companys for auto insurance for young drivers that don't live at home? Geico wants a fortune... Thx

Offline Platinum

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Re: Car Insurance Master Thread
« Reply #1119 on: July 28, 2019, 02:32:03 PM »
Any California brokers put there?