When an insurance company requires that the insured be on the vehicle registration, does that mean they need to be the owner listed on the title? The vehicle is registered and titled under my parents, I've had Geico for years since they don't care to add the registrant to the insurance Id card. However Nationwide doesn't allow this, so I'm trying to understand if I need to get a new registration only or also need the title transferred to me. I'd prefer to have the registration in my name without changing the title since it's an additional cost and requires more paperwork.
I cannot find anything conclusive online. My agent didn't know there was a difference between registration and title. Not sure how to figure this out. I live in NYS.