Topic Wiki

Which Insurance Broker would you recommend:

Nationwide- Yehuda Spero
443-845-9552
speroy@nationwide.com



Insurance Depot
718-921-2300
Info@insdepot.com
Recommend by -Z56


Trumper Insurance
845-356-1899

Recommend by -Yammer
« Last edited by YSP on March 06, 2019, 03:07:10 PM »

Poll

How much liability insurance do you think is prudent?

Statutory minimum
33 (16.6%)
100k
47 (23.6%)
200k
11 (5.5%)
300k
58 (29.1%)
500k
27 (13.6%)
750k
1 (0.5%)
1m
14 (7%)
more than 1m
8 (4%)

Total Members Voted: 199

Author Topic: Car Insurance Master Thread  (Read 156436 times)

Online Luvisrael

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Re: Car Insurance Master Thread
« Reply #1110 on: June 18, 2019, 03:33:11 PM »
My Geico premium just spiked over $100 for a no pointer ticket! Yikes, I need a new policy... Any agents on here who can help? in NJ...
ended up going with Plymouth Rock with a local agent. way cheaper

Offline YSP

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Re: Car Insurance Master Thread
« Reply #1111 on: June 19, 2019, 11:14:04 AM »
BUMP

It wouldn't be on your driving record necessarily. Driving records only record tickets. Accidents are pulled from a different report which the insurance companies run when you get a quote. usually lexus Nexus.

But in your case, Yes, the accident would still be on your record as we look back 35-36 months for accidents

Offline Shlomo1

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Re: Car Insurance Master Thread
« Reply #1112 on: June 25, 2019, 08:27:00 PM »
If you have someone not living in your household and uses your car, do you need to add them to your policy?

Offline googwallet

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Re: Car Insurance Master Thread
« Reply #1113 on: July 03, 2019, 04:48:04 PM »
When an insurance company requires that the insured be on the vehicle registration, does that mean they need to be the owner listed on the title? The vehicle is registered and titled under my parents, I've had Geico for years since they don't care to add the registrant to the insurance Id card. However Nationwide doesn't allow this, so I'm trying to understand if I need to get a new registration only or also need the title transferred to me. I'd prefer to have the registration in my name without changing the title since it's an additional cost and requires more paperwork.

I cannot find anything conclusive online. My agent didn't know there was a difference between registration and title. Not sure how to figure this out. I live in NYS.

Offline ElectricCPR

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Re: Car Insurance Master Thread
« Reply #1114 on: July 07, 2019, 10:09:26 AM »
Any insurance brokers for NYC (5 boroughs) here?

Offline herb

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Re: Car Insurance Master Thread
« Reply #1115 on: July 07, 2019, 10:52:00 AM »
Any insurance brokers for NYC (5 boroughs) here?
yes. Try Yehuda Spero listed at the top of the wiki. Great NYC pricing!

Offline grodnoking

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Re: Car Insurance Master Thread
« Reply #1116 on: July 07, 2019, 11:00:25 AM »
Any insurance brokers for NYC (5 boroughs) here?
7186849944
Meltzer
I'm not who you think I am.

Offline Platinum

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Re: Car Insurance Master Thread
« Reply #1117 on: July 26, 2019, 04:05:32 PM »
Any good companys for auto insurance for young drivers that don't live at home? Geico wants a fortune... Thx

Offline herb

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Re: Car Insurance Master Thread
« Reply #1118 on: July 28, 2019, 01:02:12 AM »
yes. Try Yehuda Spero listed at the top of the wiki. Great pricing!           
Any good companys for auto insurance for young drivers that don't live at home? Geico wants a fortune... Thx

Offline Platinum

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Re: Car Insurance Master Thread
« Reply #1119 on: July 28, 2019, 02:32:03 PM »
Any California brokers put there?

Offline Shlomo1

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Re: Car Insurance Master Thread
« Reply #1120 on: August 26, 2019, 09:53:13 AM »
Is there anything to do after an at fault accident besides paying much higher rates?

Offline dealben

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Re: Car Insurance Master Thread
« Reply #1121 on: August 26, 2019, 12:45:36 PM »
Is there anything to do after an at fault accident besides paying much higher rates?
Take a defensive driving course, to get a 10% insurance discount

Offline Shlomo1

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Re: Car Insurance Master Thread
« Reply #1122 on: September 17, 2019, 02:52:47 PM »
Can you get a NY Insurance Policy on a car that's registered in NJ?

Offline YSP

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Re: Car Insurance Master Thread
« Reply #1123 on: November 07, 2019, 10:46:30 AM »
Can you get a NY Insurance Policy on a car that's registered in NJ?
no

Offline Shlomo1

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Re: Car Insurance Master Thread
« Reply #1124 on: November 15, 2019, 10:36:51 AM »
You learn something new every day. Unfortunately, I learnt the hard way. At no point, should you ever ever be without Coverage (Even if you dont have a vehicle at the moment). All Insurances want to see continuous coverage. Otherwise, you will be left with a lapse in Coverage. This results in them viewing you as a brand new driver and all your driving experience erased. But of course the negative aspects remain- Tickets, Accidents etc. This leaves you with much higher rates and a major headache to deal with. Gotta start from scratch. Just wish I would've known this before