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Which Insurance Broker would you recommend:

5MinuteInsure.com
Moshe Fishman
Online Comparison and Purchasing Platform
Recommended by - Reb Moshe


Nationwide- Yehuda Spero
443-845-9552
speroy@nationwide.com



Insurance Depot
718-921-2300
Info@insdepot.com
Recommend by -Z56


Trumper Insurance
845-356-1899

Recommend by -Yammer

Poll

How much liability insurance do you think is prudent?

Statutory minimum
37 (16.2%)
100k
56 (24.5%)
200k
14 (6.1%)
300k
65 (28.4%)
500k
33 (14.4%)
750k
1 (0.4%)
1m
15 (6.6%)
more than 1m
8 (3.5%)

Total Members Voted: 229

Author Topic: Car Insurance Master Thread  (Read 221869 times)

Offline msg

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Re: Car Insurance Master Thread
« Reply #1240 on: February 21, 2021, 10:38:10 PM »
Max 1k

Offline lubaby

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Re: Car Insurance Master Thread
« Reply #1241 on: February 21, 2021, 11:03:53 PM »
Max 1k
How much is your deductible?

Offline avromie7

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Re: Car Insurance Master Thread
« Reply #1242 on: February 22, 2021, 07:24:47 AM »
Max 1k
Was that a professional estimate? It's usually much more expensive than you'd think.
I wonder what people who type "u" instead of "you" do with all their free time.

Offline lifetimedeals

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Re: Car Insurance Master Thread
« Reply #1243 on: February 22, 2021, 02:41:19 PM »
If someone in the household gets license do we need to notify the insurance company? Or they will find out already.

Offline avromie7

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Re: Car Insurance Master Thread
« Reply #1244 on: February 22, 2021, 02:59:11 PM »
If someone in the household gets license do we need to notify the insurance company? Or they will find out already.
They will not find out.
I wonder what people who type "u" instead of "you" do with all their free time.

Offline lifetimedeals

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Re: Car Insurance Master Thread
« Reply #1245 on: February 23, 2021, 03:39:50 PM »
They will not find out.
Is one required to notify them? What is if they don't get notified?

Offline avromie7

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Re: Car Insurance Master Thread
« Reply #1246 on: February 23, 2021, 05:25:20 PM »
Is one required to notify them? What is if they don't get notified?
Are they driving the car? If yes they may not be covered.
I wonder what people who type "u" instead of "you" do with all their free time.

Offline yoohoo

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Re: Car Insurance Master Thread
« Reply #1247 on: February 23, 2021, 08:34:50 PM »
They will not find out.
in my experience they found out. Automatically added them and spiked the premium.

Offline lifetimedeals

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Re: Car Insurance Master Thread
« Reply #1248 on: February 23, 2021, 11:39:03 PM »
Are they driving the car? If yes they may not be covered.
Why not ? So if i borrow my car to my brother he won't be covered?

Offline lifetimedeals

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Re: Car Insurance Master Thread
« Reply #1249 on: February 23, 2021, 11:39:17 PM »
in my experience they found out. Automatically added them and spiked the premium.
By how much?

Offline EliJelly

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Re: Car Insurance Master Thread
« Reply #1250 on: February 24, 2021, 12:45:36 AM »
Why not ? So if i borrow my car to my brother he won't be covered?
They'll try to investigate if it was on a regular basis. For a child driving they might deem it was on a regular basis by default and make a problem, so make sure.

Offline Luvisrael

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Re: Car Insurance Master Thread
« Reply #1251 on: March 03, 2021, 01:32:37 PM »
I got a cell phone ticket in NJ. My lawyer says itís better to knock it down to an improper turn or something. (Moving violation with no points) He says the insurance rates will be less affected this way. Does this make sense?

Offline VacationLover

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Re: Car Insurance Master Thread
« Reply #1252 on: August 25, 2021, 10:41:37 PM »
I was introduced to esurance.com

My insurance was lowered with $35 a month.

Offline yzj

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Re: Car Insurance Master Thread
« Reply #1253 on: September 30, 2021, 10:12:38 AM »
My current insurance wonít allow me to remove a student studying in Israel from the policy. Anyone has specific insurance companies that do allow? Will save me some legwork. Thanks.

Offline Abey

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Re: Car Insurance Master Thread
« Reply #1254 on: September 30, 2021, 04:44:53 PM »
My current insurance wonít allow me to remove a student studying in Israel from the policy. Anyone has specific insurance companies that do allow? Will save me some legwork. Thanks.
Any agent should be able to remove if you provide evidence that he does not live at the address anymore. Think visa, foreign lease agreement etc

Offline dovy2

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Re: Car Insurance Master Thread
« Reply #1255 on: September 30, 2021, 08:03:13 PM »
I was introduced to esurance.com

My insurance was lowered with $35 a month.
If I already have all state, think it will be better?

Offline flyingace

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Re: Car Insurance Master Thread
« Reply #1256 on: September 30, 2021, 08:50:54 PM »
Anyone know if it's worth it to plea down a 2 point speeding ticket to unsafe driving in NJ? Mainly concerned with insurance premiums going up. One blog mentioned that 1-5 miles above the limit does not incur insurance points. Is that true?

Offline davidd75

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Re: Car Insurance Master Thread
« Reply #1257 on: October 29, 2021, 03:34:28 PM »
what would happen if a group of kids damaged a car on a test drive and they are not on their parents policy?  Would the dealership have their own coverage or would they go after the kids parents insurance etc....?

Offline yesitsme

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Re: Car Insurance Master Thread
« Reply #1258 on: October 29, 2021, 03:49:22 PM »
what would happen if a group of kids damaged a car on a test drive and they are not on their parents policy?  Would the dealership have their own coverage or would they go after the kids parents insurance etc....?
every policy has uninsured liability, you gota check your coverage
["-"]

Offline davidd75

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Re: Car Insurance Master Thread
« Reply #1259 on: October 29, 2021, 04:12:52 PM »
every policy has uninsured liability, you gota check your coverage

meaning what? that the parents policy might cover the damage to the test drive car even though the kids were not on the parents' policy? or the dealership insurance would cover their own car's damage?