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When signing up for auto insurance, make sure you know what coverage you're getting, and what your deductibles are.

Which Insurance Broker would you recommend:

5MinuteInsure.com
Moshe Fishman
Online Comparison and Purchasing Platform for Auto, Home or Bundle Insurance
Recommended by - Reb Moshe


Nationwide- Yehuda Spero
443-845-9552
speroy@nationwide.com



Insurance Depot
718-921-2300
Info@insdepot.com
Recommend by -Z56


Trumper Insurance
845-356-1899

Recommend by -Yammer

Worldwide Rental Car insurance ask Superflyer
« Last edited by WonderingYid on September 16, 2022, 01:06:25 AM »

Poll

How much liability insurance do you think is prudent?

Statutory minimum
41 (16%)
100k
61 (23.7%)
200k
18 (7%)
300k
72 (28%)
500k
37 (14.4%)
750k
2 (0.8%)
1m
16 (6.2%)
more than 1m
10 (3.9%)

Total Members Voted: 257

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Author Topic: Car Insurance Master Thread  (Read 326045 times)

Offline Dan

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Re: Car insurance- How much coverage?
« Reply #400 on: July 22, 2013, 04:53:16 PM »
Quote from: skyguy918 on July 22, 2013, 02:54:30 PM
$400/year or $400/6 months? Do you have collision and comprehensive?
Year.
300k/300k liability and $1,000 deductible for collision and comprehensive.
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Offline Kvending

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Re: Car insurance- How much coverage?
« Reply #401 on: July 22, 2013, 10:23:04 PM »
Quote from: Dan on July 22, 2013, 04:53:16 PM
Year.
300k/300k liability and $1,000 deductible for collision and comprehensive.

How did you get soo cheap??

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Offline Dan

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Re: Car insurance- How much coverage?
« Reply #402 on: July 22, 2013, 11:30:52 PM »
Quote from: Kvending on July 22, 2013, 10:23:04 PM
How did you get soo cheap??
1. Geico.com.
2. Living in a safe area.
3. Having a clean record.
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Offline CountValentine

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Re: Car insurance- How much coverage?
« Reply #403 on: July 23, 2013, 12:28:47 AM »
Quote from: Dan on July 22, 2013, 11:30:52 PM
1. Geico.com.
2. Living in a safe area.
3. Having a clean record.
Type of car, year and how many drivers?
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Offline Dan

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Re: Car insurance- How much coverage?
« Reply #404 on: July 23, 2013, 12:34:52 AM »
2011 Altima SL.
2.
I though the premium would actually go down when my better half turned 25 but alas it went unchanged.
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Offline YSP

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Re: Car insurance- How much coverage?
« Reply #405 on: July 23, 2013, 09:59:30 AM »
Quote from: Dan on July 22, 2013, 11:30:52 PM
1. Geico.com.
2. Living in a safe area.
3. Having a clean record.

4. Ohio rates are much lower than most places.
5. Credit plays a big role in insurance rates.
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Offline nis965

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Re: Car insurance- How much coverage?
« Reply #406 on: August 22, 2013, 01:32:05 PM »
Quote from: Dan on July 19, 2013, 04:49:47 PM
Wow.
My 300/300 car insurance is $400/year and my home is $600/year.
Is your homeowner's policy through Geico as well?
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Offline Dan

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Re: Car insurance- How much coverage?
« Reply #407 on: August 22, 2013, 07:19:29 PM »
Quote from: nis965 on August 22, 2013, 01:32:05 PM
Is your homeowner's policy through Geico as well?
Sort of (it's Geico via a 3rd party) but I had the auto first and switching to Geico home didn't make my auto insurance any cheaper.
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Offline Dan

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Re: Auto Insurance
« Reply #408 on: September 01, 2013, 02:29:28 AM »
2011 Altima: $153.01
2014 Odyssey: $141.09
Body injury liability, uninsured/underinsured motorist: 300K/300K
Property damage liability: $100K
1K deductible on Comprehensive and Collision.
Total 6 month premium for both car with 2 drivers: $294.10

« Last Edit: September 01, 2013, 02:32:30 AM by Dan »
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Offline Bostener

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Re: Auto Insurance
« Reply #409 on: September 01, 2013, 02:47:30 AM »
Quote from: Dan on September 01, 2013, 02:29:28 AM
2011 Altima: $153.01
2014 Odyssey: $141.09
Body injury liability, uninsured/underinsured motorist: 300K/300K
Property damage liability: $100K
1K deductible on Comprehensive and Collision.
Total 6 month premium for both car with 2 drivers: $294.10



In NYC you would probably pay $294 per month. And that is before tickets.
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Offline george

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Re: Auto Insurance
« Reply #410 on: September 01, 2013, 03:04:28 AM »
Quote from: Dan on September 01, 2013, 02:29:28 AM
2011 Altima: $153.01
2014 Odyssey: $141.09
Body injury liability, uninsured/underinsured motorist: 300K/300K
Property damage liability: $100K
1K deductible on Comprehensive and Collision.
Total 6 month premium for both car with 2 drivers: $294.10
One word: Wow.
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Offline Dan

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Re: Auto Insurance
« Reply #411 on: September 01, 2013, 10:51:20 AM »
Quote from: Bostener on September 01, 2013, 02:47:30 AM
In NYC you would probably pay $294 per month. And that is before tickets.
:D
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Offline hocker

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Re: Auto Insurance
« Reply #412 on: September 01, 2013, 02:45:00 PM »
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Offline az

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Re: Auto Insurance
« Reply #413 on: September 01, 2013, 04:44:20 PM »
Try USAA, me and my bro just got amayzing quotes
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Offline judahk88

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Re: Auto Insurance
« Reply #414 on: September 01, 2013, 05:41:15 PM »
Quote from: az on September 01, 2013, 04:44:20 PM
Try USAA, me and my bro just got amayzing quotes
Not sure it can get better then that.
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Offline hocker

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Re: Auto Insurance
« Reply #415 on: September 01, 2013, 07:56:53 PM »
Quote from: az on September 01, 2013, 04:44:20 PM
Try USAA, me and my bro just got amayzing quotes
AFAIK You have to be military or immediate family to benefit from their auto insurance rates. In case of an accident you might not be covered.
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Offline Sowhat

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Auto Ins for New Driver
« Reply #416 on: September 15, 2013, 08:42:03 PM »
I switched insurance recently, as my daughter got her license.  This "cheap" carrier wants $3700 for a new driver.  Is that going rate in NY?
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Offline DovtheBear

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Re: Auto Ins for New Driver
« Reply #417 on: September 15, 2013, 08:46:11 PM »
Quote from: Sowhat on September 15, 2013, 08:42:03 PM
I switched insurance recently, as my daughter got her license.  This "cheap" carrier wants $3700 for a new driver.  Is that going rate in NY?
Its YMMV, but as an example I know someone paying a little over $2000 (Geico).
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Offline Dan

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Re: Auto Ins for New Driver
« Reply #418 on: September 15, 2013, 09:09:31 PM »
Unreal.
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Offline 12HRS

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Re: Auto Ins for New Driver
« Reply #419 on: September 15, 2013, 09:15:12 PM »
Is she going to be a primary driver?
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