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When signing up for auto insurance, make sure you know what coverage you're getting, and what your deductibles are.

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How much liability insurance do you think is prudent?

Statutory minimum
41 (16%)
100k
61 (23.7%)
200k
18 (7%)
300k
72 (28%)
500k
37 (14.4%)
750k
2 (0.8%)
1m
16 (6.2%)
more than 1m
10 (3.9%)

Total Members Voted: 257

Author Topic: Car Insurance Master Thread  (Read 321515 times)

Offline Shmelly

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Re: Car Insurance Master Thread
« Reply #520 on: June 10, 2014, 10:16:43 AM »
It will make that sum look like pennies if faced with a not insignificant stint in the state pen,  b"eh.
I hope that's not b'ezras hashem...
You have brains in your head. You have feet in your shoes. You can steer yourself any direction you choose. - Dr. Seuss

Offline Shmelly

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Re: Car Insurance Master Thread
« Reply #521 on: June 10, 2014, 10:17:09 AM »
1.Yes
2. Yes
3.There's a record. They may allow you to purchase a new policy in OH but that will also catch up with you eventually.
Thank you.
You have brains in your head. You have feet in your shoes. You can steer yourself any direction you choose. - Dr. Seuss

Offline AJK

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Re: Car Insurance Master Thread
« Reply #522 on: June 10, 2014, 10:17:18 AM »
Of course not.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline Shmelly

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Re: Car Insurance Master Thread
« Reply #523 on: June 10, 2014, 10:25:03 AM »
So now that I've been scared straight... what's the best way to shop for car insurance?
You have brains in your head. You have feet in your shoes. You can steer yourself any direction you choose. - Dr. Seuss

Offline george

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Re: Car Insurance Master Thread
« Reply #524 on: June 10, 2014, 10:39:25 AM »
So now that I've been scared straight... what's the best way to shop for car insurance?
Same way you shopped for it the first time, just this time you do it in NY.
Get quotes from a few companies, and pick the best value.
Good luck.

Offline Shmelly

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Re: Car Insurance Master Thread
« Reply #525 on: June 10, 2014, 10:44:15 AM »
Same way you shopped for it the first time, just this time you do it in NY.
Get quotes from a few companies, and pick the best value.
Good luck.
The "first time", 8 years ago, I called Nationwide, spent 10 minutes on the phone, and walked away paying about $45/month. I didn't need to do any shopping around.

Is there really no easier way to shop for car insurance in 2014?
You have brains in your head. You have feet in your shoes. You can steer yourself any direction you choose. - Dr. Seuss

Offline Joe4007

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Re: Car Insurance Master Thread
« Reply #526 on: June 10, 2014, 11:12:04 AM »
I hope that's not b'ezras hashem...
בעוונותינו הרבים...

Offline DK23

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Re: Car Insurance Master Thread
« Reply #527 on: June 10, 2014, 11:43:05 AM »
The "first time", 8 years ago, I called Nationwide, spent 10 minutes on the phone, and walked away paying about $45/month. I didn't need to do any shopping around.

Is there really no easier way to shop for car insurance in 2014?

Of course you can do that again... or go to any website and get a quote.. or go to a broker who will handle it for you... Either way won't be that cheap though

Offline Shmelly

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Re: Car Insurance Master Thread
« Reply #528 on: June 16, 2014, 05:51:25 PM »
Is $1,063 (for 6 months, at $177/month) for 2 drivers on a leased '12 Accord in NYC a reasonable price? That's the esurance quote that I'm getting (compared to Geico which spit out $1445).
You have brains in your head. You have feet in your shoes. You can steer yourself any direction you choose. - Dr. Seuss

Offline AJK

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Re: Car Insurance Master Thread
« Reply #529 on: June 16, 2014, 05:52:02 PM »
Per year?
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline Shmelly

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Re: Car Insurance Master Thread
« Reply #530 on: June 16, 2014, 05:53:20 PM »
Per year?
For 6 months. (I modified my original post at the same time you wrote this.)
You have brains in your head. You have feet in your shoes. You can steer yourself any direction you choose. - Dr. Seuss

Offline AJK

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Re: Car Insurance Master Thread
« Reply #531 on: June 16, 2014, 05:54:16 PM »
IANAIB, but that seems darn good to me.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline skyguy918

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Re: Car Insurance Master Thread
« Reply #532 on: June 16, 2014, 05:56:06 PM »
IANAIB, but that seems darn good to me.
Maybe it's just me, but if it's the only time you'll ever be using a specific acronym, it's probably not a good use of an acronym.  ;D

Offline Shmelly

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Re: Car Insurance Master Thread
« Reply #533 on: June 16, 2014, 05:57:13 PM »
That's good to know. It seemed really low to me too, but I'm new to the NY insurance market. (It's only $1008 if I pay it all upfront.)
You have brains in your head. You have feet in your shoes. You can steer yourself any direction you choose. - Dr. Seuss

Offline AJK

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Re: Car Insurance Master Thread
« Reply #534 on: June 16, 2014, 05:57:50 PM »
Maybe it's just me, but if it's the only time you'll ever be using a specific acronym, it's probably not a good use of an acronym.  ;D

I'd agree, but this one was a gimme based on context :)
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline Super Speed

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Re: Car Insurance Master Thread
« Reply #535 on: June 16, 2014, 06:52:15 PM »
IANAIB, but that seems darn good to me.
Really? How much different is the NY market compared to NJ? (I'm not being sarcastic, just surprised that what he quoted was considered awesome) I'm paying $145/month for 2 leased cars.

Offline bubbles

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Re: Car Insurance Master Thread
« Reply #536 on: June 16, 2014, 07:06:55 PM »
I got quote for Brooklyn and Lakewood a few years ago. Brooklyn was almost double

Offline Joe4007

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Re: Car Insurance Master Thread
« Reply #537 on: June 16, 2014, 07:28:37 PM »
Really? How much different is the NY market compared to NJ? (I'm not being sarcastic, just surprised that what he quoted was considered awesome) I'm paying $145/month for 2 leased cars.
It's not the NY market. It's the NYC market.

I pay approx. $90 a month outside of the city for a leased car.

Offline sillypainter

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Re: Car Insurance Master Thread
« Reply #538 on: June 16, 2014, 07:30:36 PM »
It's not the NY market. It's the NYC market.

I pay approx. $90 a month outside of the city for a leased car.

I pay under $70/month in NYS (over 25. outside NYC).

Offline Joe4007

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Re: Car Insurance Master Thread
« Reply #539 on: June 16, 2014, 07:32:38 PM »
I pay under $70/month in NYS (over 25. outside NYC).
Well, I should add that I'm under 25.