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When signing up for auto insurance, make sure you know what coverage you're getting, and what your deductibles are.

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How much liability insurance do you think is prudent?

Statutory minimum
41 (16%)
100k
61 (23.7%)
200k
18 (7%)
300k
72 (28%)
500k
37 (14.4%)
750k
2 (0.8%)
1m
16 (6.2%)
more than 1m
10 (3.9%)

Total Members Voted: 257

Author Topic: Car Insurance Master Thread  (Read 321579 times)

Offline AJK

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Re: Car Insurance Master Thread
« Reply #540 on: June 16, 2014, 07:40:46 PM »
It's not the NY market. It's the NYC market.

I pay approx. $90 a month outside of the city for a leased car.

I pay under $70/month in NYS (over 25. outside NYC).

Type and year of car?
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline Joe4007

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Re: Car Insurance Master Thread
« Reply #541 on: June 16, 2014, 07:51:29 PM »
Type and year of car?
'12 Honda Civic.

Offline AJK

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Re: Car Insurance Master Thread
« Reply #542 on: June 16, 2014, 07:52:19 PM »
'12 Honda Civic.

That seems to be very good, too...

Mind if I ask what insurance company? You can PM if you feel more comfortable.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Online skyguy918

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Re: Car Insurance Master Thread
« Reply #543 on: June 16, 2014, 08:20:49 PM »
I'd agree, but this one was a gimme based on context :)
I figured out what it meant right away, that doesn't mean it's a good idea to use it.

Offline Joe4007

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Re: Car Insurance Master Thread
« Reply #544 on: June 16, 2014, 08:32:27 PM »
That seems to be very good, too...

Mind if I ask what insurance company? You can PM if you feel more comfortable.
Sure thing.

GM Insurance Brokerage:
Office: 718-257-1400
Cell: 718-812-3597

Offline AJK

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Re: Car Insurance Master Thread
« Reply #545 on: June 16, 2014, 08:34:07 PM »
I figured out what it meant right away, that doesn't mean it's a good idea to use it.

DILLIGAS  ;D

Sure thing.

GM Insurance Brokerage:
Office: 718-257-1400
Cell: 718-812-3597

Danke!
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline Joe4007

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Re: Car Insurance Master Thread
« Reply #546 on: June 16, 2014, 08:38:36 PM »

Offline Shmelly

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Re: Car Insurance Master Thread
« Reply #547 on: June 20, 2014, 12:29:13 PM »
Is $1,063 (for 6 months, at $177/month) for 2 drivers on a leased '12 Accord in NYC a reasonable price? That's the esurance quote that I'm getting (compared to Geico which spit out $1445).
I just ran a Geico quote again, this time over the phone instead of online, and got $741 for 6 months.

One of the pushiest salesman I've ever dealt with. I ultimately told him that I was so turned off by his pushiness that I prefer to hang up, call back, and let a different agent get the commission, if there are any. (He had assured me several times that he was a salaried employee who wouldn't make anything from the call.)
You have brains in your head. You have feet in your shoes. You can steer yourself any direction you choose. - Dr. Seuss

Offline 12HRS

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Re: Car Insurance Master Thread
« Reply #548 on: June 20, 2014, 12:48:56 PM »
I was told the same thing. But even if he doesn't make a commission I am sure his bonuses and raises/job are tied very closely to his ability to close the deal. I just told them straight out I don't make decisions until I call other companies and I would be happy to call you back directly.

Offline Shmelly

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Re: Car Insurance Master Thread
« Reply #549 on: June 20, 2014, 04:32:00 PM »
Just signed up with Geico, cost me $729 for 6 months. I feel like I got a great deal.
You have brains in your head. You have feet in your shoes. You can steer yourself any direction you choose. - Dr. Seuss

Offline Super Speed

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Re: Car Insurance Master Thread
« Reply #550 on: June 20, 2014, 05:00:05 PM »
I called up yesterday to go over my policy, I went through everything piece by piece and managed to knock down my policy by $150 over a 6 month period! :D

Offline AnonymousUser

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Re: Car Insurance Master Thread
« Reply #551 on: June 20, 2014, 05:24:43 PM »
I called up yesterday to go over my policy, I went through everything piece by piece and managed to knock down my policy by $150 over a 6 month period! :D
By cutting things out or bargaining for a discount?

Offline Super Speed

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Re: Car Insurance Master Thread
« Reply #552 on: June 20, 2014, 06:01:24 PM »
Cutting things out! Like 24 hour lockout service... Thank you Chaveirim!

Offline googwallet

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Re: Car Insurance Master Thread
« Reply #553 on: June 20, 2014, 06:29:56 PM »
My father got swiped by a teen in jersey, the kid agrees he's guilty and they filled a police report.
A few weeks later, Geico (my fathers insurer) tells us that the kid had a 'storage policy' which was not valid for a car on the road, and isn't going to pay out. As far as my fathers insurance, he has a $1k deductible which is just about the amount of damage done - is there anything that can be done?

Offline myb821

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Re: Car Insurance Master Thread
« Reply #554 on: June 21, 2014, 09:53:17 PM »
My father got swiped by a teen in jersey, the kid agrees he's guilty and they filled a police report.
A few weeks later, Geico (my fathers insurer) tells us that the kid had a 'storage policy' which was not valid for a car on the road, and isn't going to pay out. As far as my fathers insurance, he has a $1k deductible which is just about the amount of damage done - is there anything that can be done?
sue the kid

Offline PlatinumGuy

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Re: Car Insurance Master Thread
« Reply #555 on: June 22, 2014, 02:57:15 AM »
״וזה כלל גדול: שישנא אדם כל דבר שקר. וכל מה שיוסיף שנאה לדרכי השקר – יוסיף אהבה לתורה.״ - אורחות צדיקים

Offline rots5

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Re: Car Insurance Master Thread
« Reply #556 on: June 22, 2014, 07:06:36 AM »
For a 1000 bucks?
Its the princable of the matter
If you have any questions please search and then ask. PM me for detailed help.

Offline myb821

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Re: Car Insurance Master Thread
« Reply #557 on: June 22, 2014, 08:53:21 AM »
For a 1000 bucks?
small claims court. I wasnt saying he should but that it his only option.

Offline googwallet

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Re: Car Insurance Master Thread
« Reply #558 on: June 22, 2014, 11:49:43 AM »
small claims court. I wasnt saying he should but that it his only option.
Thanks for input.
Think he'll just eat it.

btw, is it a common thing for people to be driving around with these policies?

Offline Super Speed

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Re: Car Insurance Master Thread
« Reply #559 on: June 22, 2014, 12:35:26 PM »
Thanks for input.
Think he'll just eat it.

btw, is it a common thing for people to be driving around with these policies?
I doubt it, its probably illegal?