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When signing up for auto insurance, make sure you know what coverage you're getting, and what your deductibles are.

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Poll

How much liability insurance do you think is prudent?

Statutory minimum
41 (16%)
100k
61 (23.7%)
200k
18 (7%)
300k
72 (28%)
500k
37 (14.4%)
750k
2 (0.8%)
1m
16 (6.2%)
more than 1m
10 (3.9%)

Total Members Voted: 257

Author Topic: Car Insurance Master Thread  (Read 321535 times)

Offline avrumy22

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Re: Car Insurance Master Thread
« Reply #600 on: August 13, 2014, 11:17:03 AM »
Any way to get a discount with geico?

student discount  :D

Offline YSP

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Re: Car Insurance Master Thread
« Reply #601 on: August 13, 2014, 11:20:21 AM »
K can someone pls tell me the cheapest thing i can buy right now!

Cheapest is nice but usually if you say that to the insurance co they will strip down the coverages and you'll have minimal coverage when it comes claim time.


Offline alpicone

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Re: Car Insurance Master Thread
« Reply #602 on: August 13, 2014, 01:44:41 PM »
If you have a Berkshire stock it's 7% or 8% off, I don't remember exactly.

Depending on the state and also it is offset by any other discounts that you have.

Offline Hamavin

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Re: Car Insurance Master Thread
« Reply #603 on: August 13, 2014, 06:33:05 PM »
They want me to send in proof of berkshire hathway what should i buy and what should i send in? You think 1 share of class b would suffice?

Offline alpicone

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Re: Car Insurance Master Thread
« Reply #604 on: August 13, 2014, 06:39:41 PM »

They want me to send in proof of berkshire hathway what should i buy and what should i send in? You think 1 share of class b would suffice?

A shareholder is a shareholder even if he only owns one share. But BRK.B is a great stock so why not buy more

Offline Hamavin

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Re: Car Insurance Master Thread
« Reply #605 on: August 13, 2014, 06:51:56 PM »
I imagine they dont make you have class a correct?

Online aygart

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Re: Car Insurance Master Thread
« Reply #606 on: August 13, 2014, 07:12:37 PM »
They want me to send in proof of berkshire hathway what should i buy and what should i send in? You think 1 share of class b would suffice?
do you own any mutual fund shares?
Feelings don't care about your facts

Offline Hamavin

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Re: Car Insurance Master Thread
« Reply #607 on: August 13, 2014, 07:36:31 PM »
no but i am willing to buy whatever it takes.....

Offline alpicone

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Car Insurance Master Thread
« Reply #608 on: August 13, 2014, 07:42:00 PM »


Negative. Class B is good enough.

Offline 12HRS

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Re: Car Insurance Master Thread
« Reply #609 on: August 13, 2014, 08:43:08 PM »
no but i am willing to buy whatever it takes.....

Big Spender!

otherwise buy this

Offline Hamavin

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Re: Car Insurance Master Thread
« Reply #610 on: August 13, 2014, 09:23:29 PM »
I should call my broker and buy 1 share of class b and then just send in proof and i am good to go? Is there anything cheaper that would suffice?

Online aygart

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Re: Car Insurance Master Thread
« Reply #611 on: August 13, 2014, 09:41:51 PM »
check ETFs which own it. They may be cheaper. It may be good idea to own some stuff anyhow.
Feelings don't care about your facts

Offline Hamavin

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Re: Car Insurance Master Thread
« Reply #612 on: August 14, 2014, 11:31:29 AM »
Is it worth it to take the defense course to lower rate or to wait till you (chas vshalom) have points (only works once in 5 years)?

Offline YSP

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Re: Car Insurance Master Thread
« Reply #613 on: August 14, 2014, 02:39:51 PM »
Is it worth it to take the defense course to lower rate or to wait till you (chas vshalom) have points (only works once in 5 years)?

Take it now

Offline Hamavin

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Re: Car Insurance Master Thread
« Reply #614 on: August 14, 2014, 06:00:34 PM »
Take it now
Why? Also how long do you have to hold onto the shares for?

Offline elikay

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Re: Car Insurance Master Thread
« Reply #615 on: August 15, 2014, 01:05:33 AM »
Is there a point of getting more then 15k pip in jersey? What about collision how much should t-he car be worth to make it worth it?
Do you have health insurance? If you do and it covers car accidents, then no point.

Offline Hamavin

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Re: Car Insurance Master Thread
« Reply #616 on: August 15, 2014, 11:09:19 AM »
Do you have health insurance? If you do and it covers car accidents, then no point.
jerseycare?

Offline googwallet

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Re: Car Insurance Master Thread
« Reply #617 on: August 18, 2014, 05:56:41 PM »
Am I overpaying?

06 impala, liability only, I'm the only driver, 24 yrs old, no history of moving violations, got my license in 2010, I live in Monsey I currently have geico.
Paying $477 / 6 Mo

Did I forget anything?

Offline YSP

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Re: Car Insurance Master Thread
« Reply #618 on: August 18, 2014, 05:57:26 PM »
How much?

Offline googwallet

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Re: Car Insurance Master Thread
« Reply #619 on: August 18, 2014, 05:58:15 PM »