and they have a 3X points on wallat payments, including Apple pay, Samsung pay, Google pay, which at 1.5 redemption rate means you can can get 4.5 back for all purchases...
earn 3X Points on travel and mobile wallet purchases 12.
but remember its either or, travel and mobile wallet will not earn 8 points, it will earn only 3X
and for transactions using a mobile wallet. “Mobile wallet” is defined as the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay, Google Pay™ and LG Pay®. If the transaction is an eligible mobile wallet transaction and an eligible travel category transaction, additional Points will only be awarded for one of the transaction types (Points will be applied as mobile wallet, not travel).