I currently have a Freedom, Sapphire Preferred and regular Sapphire on my account with a 5K credit limit for each (I have an Ink as well for business with 6K limit but don't think that counts towards this). I really want to raise the limit on my SP and Freedom but may choose to rather open a new card or two instead, not sure as of yet. If I opened two of the 3 cards in January and February, when should I wait until before requesting credit increase/applying for new card?
Also, anyone have any ideas if I choose to just request credit limit increase, how to do it without getting a hit?