I recently got my first statement since getting the gold card, and when I was looking it over I noticed I didn't get the 20% back I'm supposed to get on restaurants for the first three months, on one of my restaurant charges. I called AMEX and the rep told me that the restaurant processed the payment using Square, therefore the charge is excluded from the 20% back offer even though the charge showed under the restaurant category. I then asked the rep if it states that in the T&C, and of course she said yes. I hung up and looked at the T&C and couldn't find anything there stating such a thing, so I called back and this rep ended up agreeing with me, and applied the 20% discount to my account for that charge. That's my story, anyone else have issues with the 20% restaurant offer?