Author Topic: Bypass Chase 5/24 Rule On Business Cards With Black Star ‘Just For You’ Offers  (Read 1445 times)

Offline lazertek

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Bypass Chase 5/24 Rule On Business Cards With Black Star ‘Just For You’ Offers
It has long been possible to bypass the Chase 5/24 rule on personal cards by looking for ‘Just For You’/’Selected For You’ green check mark offers. Yesterday reddit user GR1022 saw an offer on a business card with a black star saying ‘For Business Owners’ when checking for Just For You offers. This offer has a fixed APR and despite being over 5/24 GR1022 & others (gofarhaveacigar & Pointsmiles) have been approved. I haven’t been able to independently verify this as the offers don’t show up for me, but based on the amount of datapoints this seems to be working. The offers look as follows:

https://3ie87c2dond928rt2e2zzo8o-wpengine.netdna-ssl.com/wp-content/uploads/2019/04/business-owners.png
Some other information:

These are showing up on personal accounts (not on personal & business combined accounts)
Standard offers are showing (e.g $500 on the Chase Ink Cash/Chase Ink Unlimited and 80,000 on the Chase Ink Preferred)
After applying for one card the other offers will disappear, so apply for the card you want the most first
by DOC
https://www.doctorofcredit.com/bypass-chase-5-24-rule-on-business-cards-with-black-star-just-for-you-offers/
 
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Offline S209

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Bypass Chase 5/24 Rule On Business Cards With Black Star ‘Just For You’ Offers
It has long been possible to bypass the Chase 5/24 rule on personal cards by looking for ‘Just For You’/’Selected For You’ green check mark offers. Yesterday reddit user GR1022 saw an offer on a business card with a black star saying ‘For Business Owners’ when checking for Just For You offers. This offer has a fixed APR and despite being over 5/24 GR1022 & others (gofarhaveacigar & Pointsmiles) have been approved. I haven’t been able to independently verify this as the offers don’t show up for me, but based on the amount of datapoints this seems to be working. The offers look as follows:

https://3ie87c2dond928rt2e2zzo8o-wpengine.netdna-ssl.com/wp-content/uploads/2019/04/business-owners.png
Some other information:

These are showing up on personal accounts (not on personal & business combined accounts)
Standard offers are showing (e.g $500 on the Chase Ink Cash/Chase Ink Unlimited and 80,000 on the Chase Ink Preferred)
After applying for one card the other offers will disappear, so apply for the card you want the most first
by DOC
https://www.doctorofcredit.com/bypass-chase-5-24-rule-on-business-cards-with-black-star-just-for-you-offers/
Pretty awesome
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Offline pointer

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Got a "selected for business owners" offer for the Ink unlimited (under "pay card") with a fixed APR, (Tnx DOC for pointing it out)

Got pending message, after a quick verification by the fraud team (no recon involved) was approved, yay!!

Am exactly 5/24

Pls add DP, tnx!

Offline db23

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I have a just for you offer with no star or check mark for a freedom card. but this offer has a fixed APR (17.24%. This APR will vary with the market based on the Prime Rate)

This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.

this card doesnt seem to have a sign up bonus offer.

would this offer bypass 5/24?


Offline Joel2

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I have a just for you offer with no star or check mark for a freedom card. but this offer has a fixed APR (17.24%. This APR will vary with the market based on the Prime Rate)

This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.

this card doesnt seem to have a sign up bonus offer.

would this offer bypass 5/24?
If the apr is fixed then it should bypass 5/24
It worked for me last week.

Offline db23

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If the apr is fixed then it should bypass 5/24
It worked for me last week.

was there a star or a check near your name, the only star i see id for checking account.

thanks.

Offline LoLo

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Fixed APR is usually a sign for a pre approved offer.

Offline Joel2

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Offline refill

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Offline Joel2

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Comment got deleted. I wasn't going to try it, but I'm curious what it was.
Hacked info (link) showing pre approved offers on most cards..

Offline Joel2

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Its amazing the hacked links are still floating around and working to bypass 5/24!