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AU Random Info

99 AU's free:
SPG Personal
SPG Biz
EDP
EDNP (non pref)
Blue Sky
Blue Cash Everyday
Blue for Business
Delta Personal
Delta Biz
BRG (add as green au's)
Plat Biz (add as green au's)
Green Biz

PRG is 5 AU's free..
Green Personal is 5 AU free the first year, after that its $30..

Jetblue?
Plum?
Plenti?
Costco?
Hilton Honors?
Mercedes Benz = $175 for 3 AU's
Serve = 4 AU's
Bluebird = 4 AU's

Do not add yourself as an AU with your SSN, it will come up on your credit report as a new account.

Author Topic: Authorized users  (Read 247457 times)

Offline JTZ

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Re: Authorized users
« Reply #1905 on: January 31, 2017, 12:48:52 AM »
Supposedly if the online account doesn't have a primary card attached to it, then it can only consist of 1 AU account.
Can it be any primary card or does it have to be the one the AU is for?
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Offline shulem92

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Re: Authorized users
« Reply #1906 on: January 31, 2017, 12:50:33 AM »
Supposedly if the online account doesn't have a primary card attached to it, then it can only consist of 1 AU account.
The online account has a primary. It let me add 1 and then I got the error message for the next 4

Offline booyaa

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Re: Authorized users
« Reply #1907 on: January 31, 2017, 12:52:30 AM »
The online account has a primary. It let me add 1 and then I got the error message for the next 4

All the same SSN? I think those have to match

Offline shulem92

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Re: Authorized users
« Reply #1908 on: January 31, 2017, 12:54:56 AM »
All the same SSN? I think those have to match
Yes. Exact same info. Same SSN same name

Offline booyaa

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Re: Authorized users
« Reply #1909 on: January 31, 2017, 12:56:52 AM »
Yes. Exact same info. Same SSN same name

Not sure then. Sorry.

You just got those AUs? Try waiting a day or two if so.

My newly arrived AU wouldn't add to my existing account with primaries the first day, so I created temp online accounts. Then today I was able to add them. But I think my error message was different than yours.

Offline shulem92

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Re: Authorized users
« Reply #1910 on: January 31, 2017, 12:57:40 AM »

Offline akivak

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Re: Authorized users
« Reply #1911 on: January 31, 2017, 02:27:29 AM »
If I am added to someones amex card as an authorized user and he dosnt have a good credit score will that effect my credit score?
I'm adding my self to try to lengthen my credit history lifetime with his older account

Offline David Smith

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Re: Authorized users
« Reply #1912 on: January 31, 2017, 02:37:37 AM »
If I am added to someones amex card as an authorized user and he dosnt have a good credit score will that effect my credit score?
I'm adding my self to try to lengthen my credit history lifetime with his older account
A) Being added as an AU on an amex card is useless in terms of using the account age to boost your length of credit history. Amex AUs report as opened from time AU was added, not from when card was opened.

B) The credit score of the primary cardholder doesn't matter, but the history of the account you're being added to and going onto your report does. (Incidentally, since the history of a primary amex card doesn't go on the AUs report, it shouldn't matter tremendously if there's a negative in the past, IINM.)
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline akivak

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Re: Authorized users
« Reply #1913 on: January 31, 2017, 09:15:42 AM »
A) Being added as an AU on an amex card is useless in terms of using the account age to boost your length of credit history. Amex AUs report as opened from time AU was added, not from when card was opened.

B) The credit score of the primary cardholder doesn't matter, but the history of the account you're being added to and going onto your report does. (Incidentally, since the history of a primary amex card doesn't go on the AUs report, it shouldn't matter tremendously if there's a negative in the past, IINM.)
Thanaks, I'm not sure were I got that from that it will extend my credit life.
Is there another way to do it? It seems to be the only thing holding down my score

Offline David Smith

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Re: Authorized users
« Reply #1914 on: January 31, 2017, 09:24:40 AM »
Thanaks, I'm not sure were I got that from that it will extend my credit life.
Is there another way to do it? It seems to be the only thing holding down my score
Any bank but amex.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline chinagel

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Re: Authorized users
« Reply #1915 on: January 31, 2017, 07:44:42 PM »
Supposedly if the online account doesn't have a primary card attached to it, then it can only consist of 1 AU account.
-150

Online 16guitar

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Re: Authorized users
« Reply #1916 on: February 05, 2017, 03:53:24 PM »
I added myself as an AU 50 times to my Amex gold but made the mistake of giving my social for each.
Anyone know how bad this is?

Offline hide4

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Re: Authorized users
« Reply #1917 on: February 09, 2017, 11:52:58 PM »
Is it free to add an au to the ritz?

Online myi

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Re: Authorized users
« Reply #1918 on: February 09, 2017, 11:58:22 PM »
I added myself as an AU 50 times to my Amex gold but made the mistake of giving my social for each.
Anyone know how bad this is?
And paid $35 for each additional card? 
Don't try to be someone else , be who you are because everyone else is taken.

Online mochjas

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Re: Authorized users
« Reply #1919 on: February 10, 2017, 12:03:22 AM »
Is it free to add an au to the ritz?
yes