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AU Random Info

99 AU's free:
SPG Personal
SPG Biz
EDP
EDNP (non pref)
Blue Sky
Blue Cash Everyday
Blue for Business
Delta Personal
Delta Biz
BRG (add as green au's)
Plat Biz (add as green au's)
Green Biz

PRG is 5 AU's free..
Green Personal is 5 AU free the first year, after that its $30..

Jetblue?
Plum?
Plenti?
Costco?
Hilton Honors?
Mercedes Benz = $175 for 3 AU's
Serve = 4 AU's
Bluebird = 4 AU's

Do not add yourself as an AU with your SSN, it will come up on your credit report as a new account.
« Last edited by gogreen on September 20, 2015, 07:18:10 PM »

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Author Topic: Authorized users  (Read 411178 times)

Offline Mmz1534

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Re: Authorized users
« Reply #2160 on: August 11, 2023, 11:26:28 AM »
I'm looking to give a family member a AU, I currently have personal chase cards and BOFA cards, which would better help the person build his credit?

I know in my experience when adding AU's on my chase card they didn't ask for SSN while BOFA did, is there anything else to take into account?
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Offline S209

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Re: Authorized users
« Reply #2161 on: August 11, 2023, 11:30:31 AM »
Quote from: Mmz1534 on August 11, 2023, 11:26:28 AM
I'm looking to give a family member a AU, I currently have personal chase cards and BOFA cards, which would better help the person build his credit?

I know in my experience when adding AU's on my chase card they didn't ask for SSN while BOFA did, is there anything else to take into account?
If you add an AU on a Chase personal card it will backdate his history to when you opened the card so should work to improve his credit assuming your payment history is excellent. I don’t know about BOFA.
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Offline Mmz1534

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Re: Authorized users
« Reply #2162 on: August 11, 2023, 12:25:18 PM »
Quote from: S209 on August 11, 2023, 11:30:31 AM
If you add an AU on a Chase personal card it will backdate his history to when you opened the card so should work to improve his credit assuming your payment history is excellent. I don’t know about BOFA.

thanks, thats a important point.
when i added my wife as AU on my chase cards it never asked for SSN yet it still showed up on her report but they had other info on her that i guessed they matched, this person i want to add has no info with chase so i dont know if it will go to his report.
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Offline CountValentine

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Re: Authorized users
« Reply #2163 on: August 11, 2023, 02:50:06 PM »
Quote from: Mmz1534 on August 11, 2023, 12:25:18 PM
...this person i want to add has no info with chase so i dont know if it will go to his report.
There are numerous pieces of information they use to match the person up. SS# is not needed.
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Offline 1najol1

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Re: Authorized users
« Reply #2164 on: August 11, 2023, 02:54:14 PM »
Works with family members. But other people not related to you Chase might not report the AU. So it’s better to use others who let you add the SSN# like Citi, discover, and C1. Not sure about BOA
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Offline CountValentine

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Re: Authorized users
« Reply #2165 on: August 11, 2023, 03:52:36 PM »
Quote from: 1najol1 on August 11, 2023, 02:54:14 PM
Works with family members. But other people not related to you Chase might not report the AU. So it’s better to use others who let you add the SSN# like Citi, discover, and C1. Not sure about BOA
If the credit card company reports to the CRA the SS# will most likely not matter.
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Offline baron

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Re: Authorized users
« Reply #2166 on: August 11, 2023, 06:32:47 PM »
In my experience there may be benefits to adding ssn without going into all scenarios even banks who don’t ask for it, you can deff request to add it.
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Offline username

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Re: Authorized users
« Reply #2167 on: October 24, 2023, 05:58:07 PM »
On a personal CC with authorized users, is there any way to see which user made the charge?

Wondering in general, currently using BoA, but I would switch to be able to see who made what charge.
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Offline CountValentine

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Re: Authorized users
« Reply #2168 on: October 24, 2023, 06:01:58 PM »
Quote from: username on October 24, 2023, 05:58:07 PM
On a personal CC with authorized users, is there any way to see which user made the charge?

Wondering in general, currently using BoA, but I would switch to be able to see who made what charge.
Might be outdated: https://www.doctorofcredit.com/card-issuers-issue-unique-card-numbers-authorized-users/
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Offline username

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Re: Authorized users
« Reply #2169 on: October 24, 2023, 07:25:45 PM »
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Offline HoKo

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Re: Authorized users
« Reply #2170 on: October 24, 2023, 10:46:28 PM »
Quote from: username on October 24, 2023, 05:58:07 PM
On a personal CC with authorized users, is there any way to see which user made the charge?

Wondering in general, currently using BoA, but I would switch to be able to see who made what charge.

Amex allows for this functionality
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Offline solmeir

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Re: Authorized users
« Reply #2171 on: March 07, 2024, 03:56:20 PM »
Does anyone know how to remove a joint account owner from Bank of America?
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Offline Yo ssi

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Re: Authorized users
« Reply #2172 on: March 07, 2024, 07:17:27 PM »
Quote from: solmeir on March 07, 2024, 03:56:20 PM
Does anyone know how to remove a joint account owner from Bank of America?
Quote from: Dan on October 16, 2011, 12:55:52 PM
PUTPAC!
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