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AU Random Info

99 AU's free:
SPG Personal
SPG Biz
EDP
EDNP (non pref)
Blue Sky
Blue Cash Everyday
Blue for Business
Delta Personal
Delta Biz
BRG (add as green au's)
Plat Biz (add as green au's)
Green Biz

PRG is 5 AU's free..
Green Personal is 5 AU free the first year, after that its $30..

Jetblue?
Plum?
Plenti?
Costco?
Hilton Honors?
Mercedes Benz = $175 for 3 AU's
Serve = 4 AU's
Bluebird = 4 AU's

Do not add yourself as an AU with your SSN, it will come up on your credit report as a new account.

Author Topic: Authorized users  (Read 402904 times)

Offline TimT

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Re: Authorized users
« Reply #800 on: February 12, 2015, 05:32:33 PM »
Not true.  I added BA au and you just needed a name.  Same for Chase freedom.
We're talking Amex

Offline benjie1305

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Re: Authorized users
« Reply #801 on: February 12, 2015, 05:53:05 PM »
My personal AUs showed up on my report.

100% no. I was tracking me ex reports and tu reports while adding aus and nothing changed for my wife or myself. Betwean our combined 14 cards I added ourselves about 160 times
All online in increments of 4 or 5 per add

Weird. So for Amex it can or cannot? No consistency?
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Offline noturbizniss

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Re: Authorized users
« Reply #802 on: February 12, 2015, 06:15:12 PM »
Weird. So for Amex it can or cannot? No consistency?
I should clarify. They did  not show up again if they were already there,  and if they were new aus to the card they only showed one time regardless of how many times they were added
READ THE DARN WIKI!!!!

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Offline benjie1305

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Re: Authorized users
« Reply #803 on: February 12, 2015, 06:20:34 PM »

I should clarify. They did  not show up again if they were already there,  and if they were new aus to the card they only showed one time regardless of how many times they were added

Ok- so if u had yourself 20 times on SPG it showed once as AU on SPG. Did I get that right?
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Offline noturbizniss

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Re: Authorized users
« Reply #804 on: February 12, 2015, 06:31:04 PM »
Ok- so if u had yourself 20 times on SPG it showed once as AU on SPG. Did I get that right?
Ya
READ THE DARN WIKI!!!!

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Offline AI-TRAVEL

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Re: Authorized users
« Reply #805 on: February 12, 2015, 06:58:37 PM »
Just following up on this thread. I can only say what happened to me. My wife was added to a account that defaulted. The account was opened way before she turned 18. They added her as a AU after. The account went into default and is now her on credit report all the way from 2005, when she wasn't even added as a AU user yet.

Online avromie7

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Re: Authorized users
« Reply #806 on: February 12, 2015, 07:06:01 PM »
Just following up on this thread. I can only say what happened to me. My wife was added to a account that defaulted. The account was opened way before she turned 18. They added her as a AU after. The account went into default and is now her on credit report all the way from 2005, when she wasn't even added as a AU user yet.
contact the credit bureau see if they can do anything
I wonder what people who type "u" instead of "you" do with all their free time.

Offline benjie1305

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Re: Authorized users
« Reply #807 on: February 12, 2015, 07:15:36 PM »

contact the credit bureau see if they can do anything

+1 they should be able to if u dispute that.
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Offline AI-TRAVEL

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Re: Authorized users
« Reply #808 on: February 12, 2015, 07:39:35 PM »
I Disputed it. Will that work?

Offline Emkay

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Re: Authorized users
« Reply #809 on: February 13, 2015, 03:02:12 AM »
Can all AUs (99) on one account be of yourself?
I know more than one person who did that

Offline Marco Polo

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Re: Authorized users
« Reply #810 on: February 13, 2015, 09:09:53 AM »
I know more than one person who did that
Doesn't mean it is the smart way to go if you want to stay under the F/R radar.
Quaerite et Invenietis.

Offline benjie1305

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Re: Authorized users
« Reply #811 on: February 13, 2015, 09:26:48 AM »
Doesn't mean it is the smart way to go if you want to stay under the F/R radar.

+1

Well, do u think only 99 per card is bad or also 99 total?
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Offline Marco Polo

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Re: Authorized users
« Reply #812 on: February 13, 2015, 09:31:49 AM »
+1

Well, do u think only 99 per card is bad or also 99 total?
I wouldn't do 99 to a card, unless i was running a big business and can legitimately explain it. In regards to 99 cards, would depend how many different cards you have and users on each. I wouldn't do two Amex cards and 49.5 AU's on each.
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Offline TimT

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Re: Authorized users
« Reply #813 on: February 13, 2015, 09:33:28 AM »
+1

Well, do u think only 99 per card is bad or also 99 total?
If you have 10 accounts then 99 total AU's isn't so bad.

Offline Emkay

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Re: Authorized users
« Reply #814 on: February 13, 2015, 09:46:27 AM »
Doesn't mean it is the smart way to go if you want to stay under the F/R radar.
Of course.
He wss just asking if it's possible

Offline Emkay

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Re: Authorized users
« Reply #815 on: February 13, 2015, 09:48:07 AM »


I wouldn't do 99 to a card, unless i was running a big business and can legitimately explain it.
As long as you are confident with passing an FR it's shouldn't be an issue

Offline Marco Polo

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Re: Authorized users
« Reply #816 on: February 13, 2015, 09:49:48 AM »
As long as you are confident with passing an FR it's shouldn't be an issue
I would prefer not to draw unwanted attention.
Quaerite et Invenietis.

Offline benjie1305

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Re: Authorized users
« Reply #817 on: February 13, 2015, 09:50:00 AM »
I wouldn't do 99 to a card, unless i was running a big business and can legitimately explain it. In regards to 99 cards, would depend how many different cards you have and users on each. I wouldn't do two Amex cards and 49.5 AU's on each.

And how many of those would be in your name? :)

So it seems to be that on the CR each individual only shows up once (no matter the amount of AUs). However, I assume that doesnt stop Amex from a F/R as they can see how many timex "Moishe" added himself to the card and might be suspicious.
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Offline Marco Polo

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Re: Authorized users
« Reply #818 on: February 13, 2015, 09:54:37 AM »
And how many of those would be in your name? :)

So it seems to be that on the CR each individual only shows up once (no matter the amount of AUs). However, I assume that doesnt stop Amex from a F/R as they can see how many timex "Moishe" added himself to the card and might be suspicious.
I use family members, not multiples of my own name.
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Offline TimT

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Re: Authorized users
« Reply #819 on: February 13, 2015, 09:58:50 AM »
And how many of those would be in your name? :)

So it seems to be that on the CR each individual only shows up once (no matter the amount of AUs). However, I assume that doesnt stop Amex from a F/R as they can see how many timex "Moishe" added himself to the card and might be suspicious.
They see every card. I called about closing one account & the rep confused it with an au card on my wife's account.