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AU Random Info

99 AU's free:
SPG Personal
SPG Biz
EDP
EDNP (non pref)
Blue Sky
Blue Cash Everyday
Blue for Business
Delta Personal
Delta Biz
BRG (add as green au's)
Plat Biz (add as green au's)
Green Biz

PRG is 5 AU's free..
Green Personal is 5 AU free the first year, after that its $30..

Jetblue?
Plum?
Plenti?
Costco?
Hilton Honors?
Mercedes Benz = $175 for 3 AU's
Serve = 4 AU's
Bluebird = 4 AU's

Do not add yourself as an AU with your SSN, it will come up on your credit report as a new account.

Author Topic: Authorized users  (Read 402572 times)

Offline TimT

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Re: Authorized users
« Reply #840 on: May 12, 2015, 07:31:44 PM »
You can make up birthdays the same way you make up names.
I was just saying what their rule is.

Offline noturbizniss

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Re: Authorized users
« Reply #841 on: May 13, 2015, 12:20:09 AM »
You can make up birthdays the same way you make up names.
Fraud. And risky. Add yourself. Sbs time people reported reps telling them to add themselves more times on the phone.
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Offline lunatic

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Re: Authorized users
« Reply #842 on: May 13, 2015, 02:15:29 AM »

Offline Boruch999

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Re: Authorized users
« Reply #843 on: May 13, 2015, 07:47:17 AM »
Fraud. And risky. Add yourself. Sbs time people reported reps telling them to add themselves more times on the phone.
Which gets you jail time

I'm not a lawyer nor familiar with the law, but I find it hard to believe that substituting, for example, 1997 for 2007 risks anything more than an FR. CMIIW.

Offline noturbizniss

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Re: Authorized users
« Reply #844 on: May 13, 2015, 07:49:14 AM »
I'm not a lawyer nor familiar with the law, but I find it hard to believe that substituting, for example, 1997 for 2007 risks anything more than an FR. CMIIW.
The point t was making up fake names and birthdays for fake people
READ THE DARN WIKI!!!!

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Offline Boruch999

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Re: Authorized users
« Reply #845 on: May 13, 2015, 08:24:13 AM »
The OP seemed to be wanting to make his child an AU.  For that all he needs is to fiddle with the BD.  I suppose I was misleading by saying

You can make up birthdays the same way you make up names.

A "mistake" birthday for a real person is what I meant.

Offline Welder

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Re: Authorized users
« Reply #846 on: May 13, 2015, 09:01:09 AM »
Last night I tried adding myself on two Amexs - which already each had 1 AU in my own name and SS. One went through and the other got a message that it can't be done online and I need to call them.
"We need more welders and less philosophers" — Marco Rubio

Offline shmooz

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Re: Authorized users
« Reply #847 on: May 13, 2015, 10:08:47 AM »
Fraud. And risky. Add yourself. Sbs time people reported reps telling them to add themselves more times on the phone.

Interesting idea, is it added to your credit report as a new card? I've had Chase ask me why I opened so many cards (including Amex) over the past year, and denying me a new card.

Offline noturbizniss

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Re: Authorized users
« Reply #848 on: May 13, 2015, 10:13:50 AM »
Interesting idea, is it added to your credit report as a new card? I've had Chase ask me why I opened so many cards (including Amex) over the past year, and denying me a new card.
Mixed reports. Personally, I don't have 100 cards an my report. Only one as primary and one where I'm an AU.
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Offline shmooz

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Re: Authorized users
« Reply #849 on: May 13, 2015, 10:36:01 AM »
Mixed reports. Personally, I don't have 100 cards an my report. Only one as primary and one where I'm an AU.

Sorry, not sure what you mean - you mean you have many cards as an AU on your own account but they dont appear on your report?

Offline shmooz

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Re: Authorized users
« Reply #850 on: May 14, 2015, 10:12:38 AM »
Just trying to get more info on adding au to Amex

Dont have that many real people to add and dont want to make any up.

Adding myself sounds like a good option - but not if each one will appear on the credit report as a new card

Anyone have experience with this?

Offline Boruch999

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Re: Authorized users
« Reply #851 on: May 15, 2015, 05:47:04 AM »
Just trying to get more info on adding au to Amex

Dont have that many real people to add and dont want to make any up.

Adding myself sounds like a good option - but not if each one will appear on the credit report as a new card

Anyone have experience with this?


I have 6 open accounts with Amex.  My EX only shows 5 (one is quite new.)

I have myself as an AU on at least 3 of those accounts.  Apparently, they are not reported as separate accounts to EX.

Offline Emkay

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Re: Authorized users
« Reply #852 on: May 15, 2015, 05:55:40 AM »
Just trying to get more info on adding au to Amex

Dont have that many real people to add and dont want to make any up.

Adding myself sounds like a good option - but not if each one will appear on the credit report as a new card

Anyone have experience with this?
add the same people more than once

Offline JamesIV

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Re: Authorized users
« Reply #853 on: May 15, 2015, 01:56:16 PM »
Will adding myself 5x to an Amex biz card seem suspicious to them?

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Re: Authorized users
« Reply #854 on: May 15, 2015, 01:57:20 PM »
Just trying to get more info on adding au to Amex

Dont have that many real people to add and dont want to make any up.

Adding myself sounds like a good option - but not if each one will appear on the credit report as a new card

Anyone have experience with this?

add without ssn

Offline Chapshnell

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Re: Authorized users
« Reply #855 on: May 15, 2015, 01:57:29 PM »
Will adding myself 5x to an Amex biz card seem suspicious to them?

no

Offline noturbizniss

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Re: Authorized users
« Reply #856 on: May 15, 2015, 01:57:33 PM »
add without ssn
Will adding myself 5x to an Amex biz card seem suspicious to them?
absolutely not.
i add with ssn all the time. Many times in one day
READ THE DARN WIKI!!!!

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Offline JamesIV

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Re: Authorized users
« Reply #857 on: May 15, 2015, 05:10:38 PM »
absolutely not.
i add with ssn all the time. Many times in one day
Every how often are you adding 5 AUs?

Offline noturbizniss

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Re: Authorized users
« Reply #858 on: May 15, 2015, 05:49:13 PM »
Every how often are you adding 5 AUs?
Added like 30 this week
READ THE DARN WIKI!!!!

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Offline JamesIV

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Re: Authorized users
« Reply #859 on: May 15, 2015, 06:01:15 PM »
Added like 30 this week
Wow. All in your name, dob, and social?
And all on different cards I'm assuming?