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99 AU's free:
SPG Personal
SPG Biz
EDP
EDNP (non pref)
Blue Sky
Blue Cash Everyday
Blue for Business
Delta Personal
Delta Biz
BRG (add as green au's)
Plat Biz (add as green au's)
Green Biz

PRG is 5 AU's free..
Green Personal is 5 AU free the first year, after that its $30..

Jetblue?
Plum?
Plenti?
Costco?
Hilton Honors?
Mercedes Benz = $175 for 3 AU's
Serve = 4 AU's
Bluebird = 4 AU's

Do not add yourself as an AU with your SSN, it will come up on your credit report as a new account.

Author Topic: Authorized users  (Read 402673 times)

Offline @Yehuda

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Re: Authorized users
« Reply #860 on: May 17, 2015, 07:46:51 PM »
Trying to get the AMEX AUs figured out once and for all. You don't want AUs in your name to show up on your CR, so you obviously leave out SSN. But, I just heard today that even giving DOB and name can get them added onto your CR.

So is the right way to do it ONLY by 1) calling up and 2) only giving name with no other info?

Offline kangarruu

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Re: Authorized users
« Reply #861 on: May 17, 2015, 08:00:58 PM »
Trying to get the AMEX AUs figured out once and for all. You don't want AUs in your name to show up on your CR, so you obviously leave out SSN. But, I just heard today that even giving DOB and name can get them added onto your CR.

So is the right way to do it ONLY by 1) calling up and 2) only giving name with no other info?

They always insisted on DOB for me. Also it's hard to scale over the phone.

Offline TimT

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Re: Authorized users
« Reply #862 on: May 17, 2015, 08:08:54 PM »
If you're not giving ssn you gotta do it by phone.

Offline Hamavin

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Re: Authorized users
« Reply #863 on: May 17, 2015, 08:18:21 PM »
Does it really affect your CR?

Offline @Yehuda

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Re: Authorized users
« Reply #864 on: May 17, 2015, 08:24:26 PM »
They always insisted on DOB for me. Also it's hard to scale over the phone.
Not looking for a crazy amount of AUs at this time. But doing it like that seems to be the only way that would keep them off the CR right?

Does it really affect your CR?
If they show up, it would technically lower your average age of accounts.

Offline Hamavin

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Re: Authorized users
« Reply #865 on: May 17, 2015, 08:45:43 PM »
So I should just give my name without DOB and ss?

Offline @Yehuda

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Re: Authorized users
« Reply #866 on: May 17, 2015, 10:30:25 PM »
So I should just give my name without DOB and ss?
Still don't have a confirmation that that works. :-\

Offline Boruch999

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Re: Authorized users
« Reply #867 on: May 18, 2015, 01:20:07 AM »
Still don't have a confirmation that that works. :-\

I have 6 open accounts with Amex.  My EX only shows 5 (one is quite new.)

I have myself as an AU on at least 3 of those accounts,added online with SS# and DOB.  Apparently, they are not reported as separate accounts to EX.

Offline D93

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Re: Authorized users
« Reply #868 on: May 18, 2015, 01:56:17 AM »
So is the right way to do it ONLY by 1) calling up and 2) only giving name with no other info?

Even without DOB they can match it to the credit report.

Offline yochiek93

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Re: Authorized users
« Reply #869 on: May 18, 2015, 02:06:00 AM »
Even without DOB they can match it to the credit report.
How

Offline Tankchucker

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Re: Authorized users
« Reply #870 on: May 18, 2015, 02:20:53 AM »
How
+1 everybody with the last name Cohen would have bad credit if that was true.

Offline shauly

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Re: Authorized users
« Reply #871 on: May 18, 2015, 04:34:29 AM »
+1 everybody with the last name Cohen would have bad credit if that was true.

They can use your address.

Offline yochiek93

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Re: Authorized users
« Reply #872 on: May 18, 2015, 05:00:32 AM »
They can use your address.
if they only have the au name they cant what if they dont live in the same house

Offline shauly

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Re: Authorized users
« Reply #873 on: May 18, 2015, 05:33:57 AM »
if they only have the au name they cant what if they dont live in the same house

Obviously they can't/don't do it in every case but if you, let's say, add your brother who lives at the same address, they can report.

Offline yochiek93

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Re: Authorized users
« Reply #874 on: May 18, 2015, 06:20:48 AM »
Obviously they can't/don't do it in every case but if you, let's say, add your brother who lives at the same address, they can report.
but they dont know he lives there without supplying that info

Offline D93

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Re: Authorized users
« Reply #875 on: May 18, 2015, 06:24:40 AM »
How
+1 everybody with the last name Cohen would have bad credit if that was true.
but they dont know he lives there without supplying that info
You people are talking as if you know how CB's work, which highly is doubtful, especially because you are wrong.

I don't know how it works but I do know that I've had cards added to my report where no SSN or DOB was provided.

Offline Boruch999

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Re: Authorized users
« Reply #876 on: May 18, 2015, 08:15:40 AM »
Is it possible to have two of the same Amex product linked to the same online account, one as primary and one as AU?

Offline tjak

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Re: Authorized users
« Reply #877 on: May 18, 2015, 08:21:53 AM »

Is it possible to have two of the same Amex product linked to the same online account, one as primary and one as AU?
Yes.

Offline Boruch999

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Re: Authorized users
« Reply #878 on: May 18, 2015, 08:32:48 AM »
Thanks.

What does the oilam select for Card Member Relationship when adding yourself as an AU  ;D

Offline lfas25

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Re: Authorized users
« Reply #879 on: May 18, 2015, 09:12:48 AM »
Thanks.

What does the oilam select for Card Member Relationship when adding yourself as an AU  ;D

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