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AU Random Info

99 AU's free:
SPG Personal
SPG Biz
EDP
EDNP (non pref)
Blue Sky
Blue Cash Everyday
Blue for Business
Delta Personal
Delta Biz
BRG (add as green au's)
Plat Biz (add as green au's)
Green Biz

PRG is 5 AU's free..
Green Personal is 5 AU free the first year, after that its $30..

Jetblue?
Plum?
Plenti?
Costco?
Hilton Honors?
Mercedes Benz = $175 for 3 AU's
Serve = 4 AU's
Bluebird = 4 AU's

Do not add yourself as an AU with your SSN, it will come up on your credit report as a new account.

Author Topic: Authorized users  (Read 402666 times)

Offline noturbizniss

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Re: Authorized users
« Reply #880 on: May 18, 2015, 09:35:23 AM »
Thanks.

What does the oilam select for Card Member Relationship when adding yourself as an AU  ;D
I just ignore it. Leave it whatever the default is.
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Offline yoshapman

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Re: Authorized users
« Reply #881 on: May 19, 2015, 12:19:32 AM »
Without reading through all of this, can I  add AUs to an Amex without having a real DOB or SS. I see that you can add users without a SS, but what about the DOB part? I know that people adding 99 users must not be adding real users, so what do they do? Is that technically fraud? I keep reasing about it but am not sure how everyone does it or gets ready for SBS?

Offline Marco Polo

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Re: Authorized users
« Reply #882 on: May 19, 2015, 08:50:32 AM »
Without reading through all of this, can I  add AUs to an Amex without having a real DOB or SS. I see that you can add users without a SS, but what about the DOB part? I know that people adding 99 users must not be adding real users, so what do they do? Is that technically fraud? I keep reasing about it but am not sure how everyone does it or gets ready for SBS?
Why is that?

False information is fraud.
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Offline benjie1305

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Re: Authorized users
« Reply #883 on: May 19, 2015, 08:51:33 AM »
Without reading through all of this, can I  add AUs to an Amex without having a real DOB or SS. I see that you can add users without a SS, but what about the DOB part? I know that people adding 99 users must not be adding real users, so what do they do? Is that technically fraud? I keep reasing about it but am not sure how everyone does it or gets ready for SBS?

No need to cross post as you were provided with an answer already.

In addition, some people have large families. Also depends if you are adding on Biz or Personal card.
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Re: Authorized users
« Reply #884 on: May 19, 2015, 08:55:23 AM »
User Name
U. Name
U.S. Name
Us Name
Use Name




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Offline yoshapman

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Re: Authorized users
« Reply #885 on: May 19, 2015, 09:57:21 AM »
No need to cross post as you were provided with an answer already.

In addition, some people have large families. Also depends if you are adding on Biz or Personal card.

I only posted here after noticing that this thread existed, which I did not know before. What is the difference about adding people if you are a business or personal (besides the FR aspect). So lots of people here have 99+ family members who have no problem letting them use their real info (or at least DOB) per card?

Offline Marco Polo

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Re: Authorized users
« Reply #886 on: May 19, 2015, 09:57:50 AM »
I only posted here after noticing that this thread existed, which I did not know before. What is the difference about adding people if you are a business or personal (besides the FR aspect). So lots of people here have 99+ family members who have no problem letting them use their real info (or at least DOB) per card?
Does not need to be one per person...
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Offline yoshapman

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Re: Authorized users
« Reply #887 on: May 19, 2015, 10:50:04 AM »
Does not need to be one per person...

And Amex has no issue with same DOB but different name variations on front? Sorry I am sure this has been answered, and if need be I'll read through the 60 pages here.

Offline benjie1305

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Re: Authorized users
« Reply #888 on: May 19, 2015, 11:01:15 AM »
And Amex has no issue with same DOB but different name variations on front? Sorry I am sure this has been answered, and if need be I'll read through the 60 pages here.

Does not need to be one per person...

You can add yourself.
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Offline Boruch999

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Re: Authorized users
« Reply #889 on: May 19, 2015, 11:04:20 AM »
And Amex has no issue with same DOB but different name variations on front? Sorry I am sure this has been answered, and if need be I'll read through the 60 pages here.

Offline noturbizniss

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Re: Authorized users
« Reply #890 on: May 20, 2015, 12:54:50 AM »
You can add yourself.
Adding yourself will add au accounts to your credit report. Barclays mentioned it when I applied for a card yesterday.
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Offline lfas25

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Re: Authorized users
« Reply #891 on: May 20, 2015, 01:04:57 AM »
Adding yourself will add au accounts to your credit report. Barclays mentioned it when I applied for a card yesterday.

That definitely not a guarantee, I have myself many times on my cards and they do not show on my reports.
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Offline noturbizniss

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Re: Authorized users
« Reply #892 on: May 20, 2015, 01:05:27 AM »
That definitely not a guarantee, I have myself many times on my cards and they do not show on my reports.
They didn't last year, but now the new ones are popping up.
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Offline lfas25

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Re: Authorized users
« Reply #893 on: May 20, 2015, 01:07:25 AM »
They didn't last year, but now the new ones are popping up.

Hmmmm I added myself last week a bunch of times and nothing is showing yet..
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Offline noturbizniss

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Re: Authorized users
« Reply #894 on: May 20, 2015, 01:09:00 AM »
Hmmmm I added myself last week a bunch of times and nothing is showing yet..
Good luck...
Happening to my wife as well. 
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Offline lfas25

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Re: Authorized users
« Reply #895 on: May 20, 2015, 01:10:12 AM »
Good luck...
Happening to my wife as well.

That sucks, how long did it take for the new AU's to appear on your reports?
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Offline Tankchucker

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Re: Authorized users
« Reply #896 on: May 20, 2015, 03:44:24 AM »
Mixed reports. Personally, I don't have 100 cards an my report. Only one as primary and one where I'm an AU.

They didn't last year, but now the new ones are popping up.

Good luck...
Happening to my wife as well.
Am I missing something? Or did you only realize them on the cr after having posted the first two posts?
« Last Edit: May 20, 2015, 03:48:56 AM by Tankchucker »

Offline noturbizniss

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Re: Authorized users
« Reply #897 on: May 20, 2015, 06:57:32 AM »
Am I missing something? Or did you only realize them on the cr after having posted the first two posts?
They literally started popping on this week.
Mind you bits only new ones I'm adding, not existing au cards
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Re: Authorized users
« Reply #898 on: May 20, 2015, 08:05:05 AM »
They literally started popping on this week.
Mind you bits only new ones I'm adding, not existing au cards

The question is making them drop off fast too.

Offline benjie1305

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Re: Authorized users
« Reply #899 on: May 20, 2015, 08:26:23 AM »
They didn't last year, but now the new ones are popping up.

If and when I (want to) cancel them, is this an easy call to CB to take them off again?
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