Authorized users

[Jm1248]

Aha, when I called to get the AU cards yesterday, I was told the "employees" would need to provide SSN and DOB when activating

Yea occasionally that happens. Just huca

[yoshapman]

Signed up for 3 real people but had my names on the cards. When they came I couldn't tell whose was whose and the rep said it showed my name for each one, so to use my social and DOB for each one to activate. Did that, and finally when I actually signed up for online access, it told me whose was whose, but only right when I got the access (and I wrote it down). After, it shows me again. Very strange. So now I have 4 cards on my account with my name, social and DOB. All reps said no issues with doing that. I asked online and on phone.

[E-MAN]

Yea occasionally that happens. Just huca

So HUCA when activating?

[Jm1248]

So HUCA when activating?

Doesn't need to be activated for use. Huca when making online account

[Mendylab]

Doesn't need to be activated for use. Huca when making online account

last week i got 5 cards activated by chat, now a week later they refuse to do it with out ssn, tried a few people.

[Chapshnell]

Just curious, why do you need them activated?

[TimT]

Just curious, why do you need them activated?

When I try setting it up for online login I get a message to call to activate.

[Jm1248]

last week i got 5 cards activated by chat, now a week later they refuse to do it with out ssn, tried a few people.

Still works. It did seem to get a bit harder to do but but still works. Once you find a rep who will do it just run with it. I had to huca a whole bunch of times last week (which I never had to do before) but eventually a rep was willing to do it and I did about 10 accounts

[Jm1248]

Just curious, why do you need them activated?

When I try setting it up for online login I get a message to call to activate.

It's not about aciviating the cards per se - they work without activation. It's about setting up for online login. I wonder if the reason it (seemingly) became tougher was because of all the talk about it the past few weeks & the fact that so much more people are probably doing this now

[lyla]

What is the credit report downside of adding yourself as an authorized user for all your amex cards? Will they be listed/reported as new accounts on you report?
I got turned down by chase last month for a SP and BA card because I opened too many ccs in the last 2 years (not with chase) even though my cs is 832.

[noturbizniss]

What is the credit report downside of adding yourself as an authorized user for all your amex cards? Will they be listed/reported as new accounts on you report?
I got turned down by chase last month for a SP and BA card because I opened too many ccs in the last 2 years (not with chase) even though my cs is 832.

Lowers AAOA. you can dispute au accounts and have them removed though.

[lyla]

Lowers AAOA. you can dispute au accounts and have them removed though.

But will it be reported as a new account opening?

[benjie1305]

But will it be reported as a new account opening?

Yes.

[noturbizniss]

But will it be reported as a new account opening?

If you have it removed then it does not show as new account cuz it's removed.  Also, it does show as an AU account which the banks do recognize as being different from a primary account.

[Luvtotravel]

a added two aus on my starwwod amex over the phone and provided dob and ssn since i would like to build their credit. i got letter that one of them was not approved. since when do aus get their credit checked?

[DMYD]

a added two aus on my starwwod amex over the phone and provided dob and ssn since i would like to build their credit. i got letter that one of them was not approved. since when do aus get their credit checked?

Yup always been that way,

[Luvtotravel]

so whats the solution for someone with low credit, to build their credit? maybe this is the wrong thread...

[DMYD]

This is the correct thread http://forums.dansdeals.com/index.php?topic=266.0

[12HRS]

Yup always been that way,

hard pull?

[D93]

hard pull?

No