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AU Random Info

99 AU's free:
SPG Personal
SPG Biz
EDP
EDNP (non pref)
Blue Sky
Blue Cash Everyday
Blue for Business
Delta Personal
Delta Biz
BRG (add as green au's)
Plat Biz (add as green au's)
Green Biz

PRG is 5 AU's free..
Green Personal is 5 AU free the first year, after that its $30..

Jetblue?
Plum?
Plenti?
Costco?
Hilton Honors?
Mercedes Benz = $175 for 3 AU's
Serve = 4 AU's
Bluebird = 4 AU's

Do not add yourself as an AU with your SSN, it will come up on your credit report as a new account.
« Last edited by gogreen on September 20, 2015, 07:18:10 PM »

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Author Topic: Authorized users  (Read 407319 times)

Offline Freddie

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Re: Authorized users
« Reply #1160 on: August 23, 2015, 12:20:49 AM »
Update: Citi lets you add AUs online without entering any DOB or nothing.
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Offline noturbizniss

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Re: Authorized users
« Reply #1161 on: August 23, 2015, 01:40:29 AM »
Quote from: Freddie on August 23, 2015, 12:20:49 AM
Update: Citi lets you add AUs online without entering any DOB or nothing.
I think amex business cards don't ask for dob. Definitely not ssn. Maybe biz spg?
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Offline Luvtotravel

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Re: Authorized users
« Reply #1162 on: August 23, 2015, 03:11:29 AM »
what happens if dont add dob and ssn for an au and a while later when i add it, amex doesnt like their credit? do they get kicked off as au?
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Offline Boruch999

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Re: Authorized users
« Reply #1163 on: August 23, 2015, 12:43:59 PM »
Quote from: noturbizniss on August 22, 2015, 09:35:25 PM

What reason did you put?
Quote from: Boruch999 on August 22, 2015, 05:09:46 PM
I noticed some amex AUs pop up on my CR last week and disputed online (saying that they are AUs of accounts already on the CR.)  A week later it still says " being investigated."  How long does it take?
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Offline Ydad

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Re: Authorized users
« Reply #1164 on: August 23, 2015, 01:36:48 PM »

Quote from: noturbizniss on August 23, 2015, 01:40:29 AM
I think amex business cards don't ask for dob. Definitely not ssn. Maybe biz spg?
Online or phone?
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Offline noturbizniss

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Re: Authorized users
« Reply #1165 on: August 23, 2015, 01:37:44 PM »
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Offline Ydad

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Re: Authorized users
« Reply #1166 on: August 23, 2015, 02:25:22 PM »
I tried to add a card to my amex biz account online and it says I need to call. Any way around?
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Offline DMYD

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Re: Authorized users
« Reply #1167 on: August 23, 2015, 02:28:10 PM »
Quote from: Ydad on August 23, 2015, 02:25:22 PM
I tried to add a card to my amex biz account online and it says I need to call. Any way around?
Did you try chatting?
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Offline Ydad

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Re: Authorized users
« Reply #1168 on: August 23, 2015, 02:30:07 PM »

Quote from: DMYD on August 23, 2015, 02:28:10 PM
Did you try chatting?
Figured it out. For some reason they were giving me small business card info. I got it now.
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Offline Marco Polo

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Re: Authorized users
« Reply #1169 on: August 23, 2015, 05:35:38 PM »
Quote from: Ydad on August 23, 2015, 01:36:48 PM
Online or phone?
Definitely online, can probably push it off on the phone as well.
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Offline Ydad

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Re: Authorized users
« Reply #1170 on: August 23, 2015, 06:37:45 PM »
Quote from: Marco Polo on August 23, 2015, 05:35:38 PM
Definitely online, can probably push it off on the phone as well.
By phone I knew it's possible. Question was online, personal is impossible without DOB and SSN.
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Offline Marco Polo

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Re: Authorized users
« Reply #1171 on: August 23, 2015, 06:38:22 PM »
Quote from: Ydad on August 23, 2015, 06:37:45 PM
By phone I knew it's possible. Question was online, personal is impossible without DOB and SSN.
Well it is possible for business.
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Offline Ydad

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Re: Authorized users
« Reply #1172 on: August 23, 2015, 06:45:45 PM »
Quote from: Marco Polo on August 23, 2015, 06:38:22 PM
Well it is possible for business.
Thank you. Will I need the info to set up online accounts? (Aka amex checkout... )
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Offline TimT

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Re: Authorized users
« Reply #1173 on: August 23, 2015, 06:48:26 PM »
Quote from: Ydad on August 23, 2015, 06:45:45 PM
Thank you. Will I need the info to set up online accounts? (Aka amex checkout... )
YMMV. Or a rep that'll do it for you.
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Offline Ydad

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Re: Authorized users
« Reply #1174 on: August 23, 2015, 07:27:12 PM »

Quote from: TimT on August 23, 2015, 06:48:26 PM
YMMV. Or a rep that'll do it for you.
Thanx
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Offline Marco Polo

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Re: Authorized users
« Reply #1175 on: August 23, 2015, 08:35:20 PM »
Quote from: Ydad on August 23, 2015, 06:45:45 PM
Thank you. Will I need the info to set up online accounts? (Aka amex checkout... )
Very YMMV. I had lots of issues when they didn't add all the information to each card. Cards with all the info added right away.
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Offline E-MAN

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Re: Authorized users
« Reply #1176 on: August 23, 2015, 10:49:12 PM »
Quote from: Ydad on August 23, 2015, 02:30:07 PM
Figured it out. For some reason they were giving me small business card info. I got it now.
I had same thing. How did you activate online without providing ssn and dob?
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Offline Ydad

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Re: Authorized users
« Reply #1177 on: August 23, 2015, 10:59:51 PM »
Quote from: E-MAN on August 23, 2015, 10:49:12 PM
I had same thing. How did you activate online without providing ssn and dob?
From past experience I don't think you can. Do it over the phone or leave them unactivated. Cards work 
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Offline newdanfan

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Re: Authorized users
« Reply #1178 on: August 24, 2015, 12:25:46 PM »
Quote from: noturbizniss on November 18, 2014, 08:47:55 AM
I just dug down into my Experian Report, and for open Amex cards, I am an AU on 8 cards.  On my wife's Amex account, I am an AU on 2 personal and 3 business cards. On my Amex account I am an AU on 2 personal and 3 business, although the AU on 1 personal is from a few days ago. Regardless of how it works, I am an AU more than 1 time and more than 1 card, but it is not showing up a crazy amount of times. So it might show on your report, but not more than 1x per card account.

Want to clarify this.  Is this still correct that if I add myself 10 times on the same card as an authorized user, with my social, it will only show up once on my credit report?
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Offline newdanfan

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Re: Authorized users
« Reply #1179 on: August 24, 2015, 12:34:55 PM »
Also want to clarify how I remove secondary users (under my own name) from my Amex account, and that doing this will remove it from my credit report completely, as if I didn't get this new card at all.
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